Spread Fintrade Limited - Due diligence report

A 360° intelligence report on Spread Fintrade Limited: trust score, financial health, credit view, compliance, directors, growth and distres…

1995-12-19 Mumbai, Maharashtra Active Unlisted Active Compliant
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SF Spread Fintrade Limited
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Spread Fintrade Limited — 360° Intelligence Report

Generated from MCA filings & public records
73/100
Trust Score
Moderate

Spread Fintrade Limited is assessed as Moderate with a Trust Score of 73/100. Spread Fintrade Limited is an active public limited indian non-government company incorporated in 1995, operating in the Financial Services sector. Processed financial statements are not yet available for trend analysis. Based on MCA filings and public records, it currently shows a moderate compliance risk and an unassessed financial risk profile.

Report generated on 16 Jul 2026 from the latest processed filings. Spread Fintrade Limited snapshot & full profile →

Financial Health › No Data
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
73/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
70/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreNo Data
N/A
No processed financial statements available yet.
Credit Risk ScoreNo Data
N/A
Financial statements needed for a credit view.
Director Stability ScoreCaution Indicated
45/100
Board strength, DIN status, churn and network.
Growth ScoreNo Data
N/A
Needs at least two filed years to measure growth.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

No processed financials
Financial statements are not yet processed for this company. Trend analysis will appear once filings are available.
04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: N/A No Data
  • Financial statements needed for a credit view.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 70/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: FIU, DSE.
05

Director Intelligence

Stability score: 45/100
NameDIN / PANDesignationAppointedTenureDIN status
NILESH GANPAT LAD 01234567 Director 01/04/2018 6 yrs Approved
MUKESH KUMAR AGRAWAL 01234567 Director 01/04/2018 6 yrs Approved
SHVETA SATISH AGGARWAL 01234567 Director 01/04/2018 6 yrs Approved
VIJAYKUMAR SHANKAR JOSHI 01234567 Director 01/04/2018 6 yrs Approved
SATISH JAGANNATH AGGARWAL 01234567 Director 01/04/2018 6 yrs Approved
  • 5 directors on the board.
  • SHVETA SATISH AGGARWAL has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • 3 director exit(s) in the last 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a majority stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth N/A · Distress 90
Growth signals & trust indicators
Operating for 30+ years.
Financials unavailable - score leans on compliance and governance signals.
Distress signals & risk flags
No critical warning flags detected in the available data.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence77/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • No distress signals on file.
  • No financials on record - ask for audited statements.
Banker assessment43/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • No filed financials - rely on banking statements and GST data.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view53/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Request management accounts - public filings insufficient.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
29 Sep 2025
Director ceased
MUKESH KUMAR AGRAWAL
31 Mar 2025
Latest balance sheet
Filed with ROC
15 Nov 2024
Director appointed
MUKESH KUMAR AGRAWAL (Director)
05 Feb 2024
Director ceased
PALLAVI SHRINIWAS MUJUMDAR
29 Sep 2023
Director ceased
VIJAYKUMAR SHANKAR JOSHI
13 Mar 2023
Director appointed
VIJAYKUMAR SHANKAR JOSHI (Director)
29 Nov 2021
Director ceased
SATISH JAGANNATH AGGARWAL
28 May 2021
Director appointed
NILESH GANPAT LAD (Additional Director)
12 Dec 2017
Director ceased
SACHIN SATISH GUPTA
Director ceased
AMIT VIJAY AGGARWAL
08 Dec 2017
Director appointed
SHVETA SATISH AGGARWAL (Additional Director)
19 Oct 2017
Director ceased
GAURAV ASHOK AGGARWAL
10 Aug 2015
Director appointed
SATISH JAGANNATH AGGARWAL (Director)
24 Dec 2010
Director ceased
ANIL KRANTI MOHAN MEHRA
10

Key Observations

Auto-generated from the data above
5 active director(s) / partner(s); review board churn before relying on management continuity.
Promoters hold a majority stake as per the FY 2017 annual return.
11

Peers & Related Companies

Full peer comparison →
Peer companies will appear here as our matching engine processes this industry.
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Spread Fintrade Limited before audits and certifications: compliance score 70/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Spread Fintrade Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score pending financials, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score n/a, margin trends, ownership structure and peer set for Spread Fintrade Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 73/100, distress signals and MSME payment-delay disclosures - know whether Spread Fintrade Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Spread Fintrade Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Spread Fintrade Limited an active company?

Spread Fintrade Limited has MCA status “Active” with a compliance score of 70/100 (Moderate).

Is Spread Fintrade Limited financially healthy?

Processed financial statements are not yet available for Spread Fintrade Limited, so its financial health is unassessed.

Should I do business with Spread Fintrade Limited?

Its overall Trust Score is 73/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Spread Fintrade Limited?

Promoters hold a majority stake - exact percentages are in the full report. 5 active director(s) are on record.

Does Spread Fintrade Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Spread Fintrade Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 70/100 (Moderate).

Is it risky to lend to Spread Fintrade Limited?

Filed financial statements are needed for a credit view - ask the company for audited statements and bank statements.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.