Spm Engineers Ltd - Due diligence report

A 360° intelligence report on Spm Engineers Ltd: trust score, financial health, credit view, compliance, directors, growth and distress sign…

1984-10-20 Kolkata, West Bengal Active Unlisted Active Compliant
Share
SE Spm Engineers Ltd
Full Due-Diligence Report + Documents
  • Unlock all financial figures & 5-year trends
  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
₹700 ₹449 Save ₹251 excl. GST
Or from ₹279/report with credits View credit packages
Company Credits – Starter
  • One credit unlocks this full due-diligence report
  • Use across any company’s report, anytime
  • Credits valid for 12 months
× ₹700 ₹279 = ₹2,790 60% off
Choose your own credit amount View credit packages

Spm Engineers Ltd — 360° Intelligence Report

Generated from MCA filings & public records
57/100
Trust Score
Moderate

Spm Engineers Ltd is assessed as Moderate with a Trust Score of 57/100. Spm Engineers Ltd is an active public limited indian non-government company incorporated in 1984, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and moderate financial risk profile.

Report generated on 16 Jul 2026 from the latest processed filings. Spm Engineers Ltd snapshot & full profile →

Financial Health › Neutral
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Weak

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
57/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
44/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
50/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
30/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
45/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 30/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • Open charges exceed net worth - secured lenders rank ahead.

Charges position: 5 open (5,384.65 cr) · 0 satisfied (-).

Banking relationships (from registered charges)
LenderChargesAmount
Canara Bank1 48.0 cr
Canara Bank (Lead Bank)1 48.0 cr
Andhra Bank1 48.0 cr
Union Bank Of India1 48.0 cr
The Federal Bank Ltd1 48.0 cr
Compliance Score: 44/100 Caution Indicated
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2024).
  • Flagged by authority: FIU.
  • Litigation present in 2 court forum(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 45/100
NameDIN / PANDesignationAppointedTenureDIN status
LALIT KUMAR SARAOGI 01234567 Director 01/04/2018 6 yrs Approved
SOBHAG MAL GANGWAL 01234567 Director 01/04/2018 6 yrs Approved
AMAR CHAND BAKLIWAL 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • LALIT KUMAR SARAOGI has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • 2 director exit(s) in the last 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
0 allotment(s) · 2 transfer(s)

Promoters hold the largest single block of equity - exact percentages are part of the full report.

Group entityRelationship% held
International Constructions Limited Associate Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 50 · Distress 75
Growth signals & trust indicators
Latest year revenue grew 38%.
Operating for 41+ years.
Distress signals & risk flags
Losses deepening year-on-year.
Compliance score is weak (44/100).
5 open charge(s) registered - assets are encumbered.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence57/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment40/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 5 open charge(s) of 5,384.65 cr already registered.
  • Compliance gaps should be priced into terms.
Investor view52/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
30 Oct 2025
Director ceased
LALIT KUMAR SARAOGI
07 Dec 2024
Director appointed
LALIT KUMAR SARAOGI (Director)
Director ceased
DIPAK KEJRIWAL
30 Nov 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
31 Mar 2023
Share transfer (FY 2023)
530000.00000000 shares to BHARAT HYDRO POWER CORPORATION LIMITED
Share transfer (FY 2023)
170400.00000000 shares to ZOOM INDUSTRIAL SERVICES LIMITED
27 Jul 2021
Director ceased
PUKHRAJ JAIN
31 Dec 2020
Director ceased
SOBHAG MAL GANGWAL
01 Feb 2020
Director appointed
SOBHAG MAL GANGWAL (Director)
Director ceased
BASANT KUMAR JAIN
08 Aug 2016
Charge created
Canara Bank - 2,655.56 cr
05 Aug 2013
Charge created
Union Bank Of India - 30.00 cr
30 Sep 2011
Director ceased
AMAR CHAND BAKLIWAL
30 Jul 2011
Director appointed
AMAR CHAND BAKLIWAL (Director)
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Debt-to-equity stands at 0.86 - leverage worth monitoring.
Net worth is positive.
3 active director(s) / partner(s); review board churn before relying on management continuity.
Promoters hold the largest single block of equity as per the FY 2023 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Shishir Finstock Private Limited U18201DL1991PTC117262 New Delhi, Delhi, India
Rhino Finance Private Limited U67120AS1996PTC004705 Assam, Assam, India
Bajajhindusthan U40101MH2010PTC202895 Mumbai, Maharashtra, India
Visai Investment Holdings Private Limited U65991TN2018PTC122073 Theni, Tamil Nadu, India
B Sec Services Limited U51503TN2001PLC047839 Chennai, Tamil Nadu, India
Bandhan Mutual Fund Trustee Limited U69990MH1999PLC123190 Mumbai, Maharashtra, India
Infurnia U74110KA2014PLC155639 Bangalore South, Karnataka, India
Invesco U65991MH2005PTC153638 Mumbai, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Spm Engineers Ltd before audits and certifications: compliance score 44/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Spm Engineers Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 30/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 50/100, margin trends, ownership structure and peer set for Spm Engineers Ltd - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 57/100, distress signals and MSME payment-delay disclosures - know whether Spm Engineers Ltd pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Spm Engineers Ltd - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Spm Engineers Ltd an active company?

Spm Engineers Ltd has MCA status “Active” with a compliance score of 44/100 (Caution Indicated).

Is Spm Engineers Ltd financially healthy?

Spm Engineers Ltd has a Financial Health Score of 50/100 (Moderate) based on its filed financial statements.

Should I do business with Spm Engineers Ltd?

Its overall Trust Score is 57/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Spm Engineers Ltd?

Promoters hold the largest single block of equity - exact percentages are in the full report. 3 active director(s) are on record.

Does Spm Engineers Ltd have loans or charges against its assets?

5 open charge(s) are registered against its assets.

Is Spm Engineers Ltd up to date with its ROC filings?

Balance sheet slightly behind (Mar 2024). Overall compliance score: 44/100 (Caution Indicated).

Is it risky to lend to Spm Engineers Ltd?

Its Credit Risk Score is 30/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.