Spectrum Softtech Solutions Pvt Ltd - Due diligence report

A 360° intelligence report on Spectrum Softtech Solutions: trust score, financial health, credit view, compliance, directors, growth and dis…

1998-12-03 Cochin, Kerala Active Unlisted Active Compliant
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SS Spectrum Softtech Solutions Pvt Ltd
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Spectrum Softtech Solutions — 360° Intelligence Report

Generated from MCA filings & public records
63/100
Trust Score
Moderate

Spectrum Softtech Solutions is assessed as Moderate with a Trust Score of 63/100. Spectrum Softtech Solutions is an active private limited indian non-government company incorporated in 1998, operating in the Information Technology sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.

Report generated on 22 Jul 2026 from the latest processed filings. Spectrum Softtech Solutions Pvt Ltd snapshot & full profile →

Financial Health › Weak
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
63/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
74/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
35/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
60/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 74/100 Moderate
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2024).
  • Litigation present in 2 court forum(s).
  • 1 active GST registration(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
ELIZABETH RAJU 01234567 Director 01/04/2018 6 yrs Approved
SIMI ALICE JOSEPH 01234567 Director 01/04/2018 6 yrs Approved
FRANCIS JOHN KUNNUMPURATH 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • FRANCIS JOHN KUNNUMPURATH has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2021 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a majority stake - exact percentages are part of the full report.

Key managerial personnel: ELIZABETH RAJU (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 60
Growth signals & trust indicators
Operating for 27+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence66/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment49/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view44/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 10 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
03 Jun 2022
Director appointed
ELIZABETH RAJU (Managing Director)
Director ceased
ANCY FRANCIS KUNNUMPURATH
Director ceased
ELIZABETH RAJU
19 May 2014
Director appointed
SIMI ALICE JOSEPH (Director)
Director ceased
JOSEPH JOB
15 May 2014
Director ceased
ALEYAMMA JOHN
31 Dec 2003
Director appointed
FRANCIS JOHN KUNNUMPURATH (Director)
03 Dec 1998
Incorporated
Registered with Roc Ernakulam
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Debt-to-equity stands at 0.86 - leverage worth monitoring.
Net worth is positive.
3 active director(s) / partner(s); review board churn before relying on management continuity.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a majority stake as per the FY 2021 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Vctip Private Limited U74999TG2018PTC128700 Hyderabad, Telangana, India
Havenspire Private Limited U74999KL2019PTC060755 Thalassery, Kerala, India
Gnr It Hub Private Limited U72900TG2017PTC119831 Hyderabad, Telangana, India
Nexquare Education Technologies India Private Limited U72900KL2017FTC050063 Ernakulam, Kerala, India
Wellesley Partners Consulting (India) Private Limited U74140MH2011FTC213756 Mumbai, Maharashtra, India
Powertest Global Private Limited U74999AP2016PTC103549 Vijayawada, Andhra Pradesh, India
Elevation Energy India Private Limited U40106TG2020PTC138230 Hyderabad, Telangana, India
Technica Forts U72501UP2000PTC025672 Kanpur, Uttar Pradesh, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Spectrum Softtech Solutions before audits and certifications: compliance score 74/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Spectrum Softtech Solutions: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score 40/100, margin trends, ownership structure and peer set for Spectrum Softtech Solutions - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 63/100, distress signals and MSME payment-delay disclosures - know whether Spectrum Softtech Solutions pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Spectrum Softtech Solutions - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Spectrum Softtech Solutions an active company?

Spectrum Softtech Solutions has MCA status “Active” with a compliance score of 74/100 (Moderate).

Is Spectrum Softtech Solutions financially healthy?

Spectrum Softtech Solutions has a Financial Health Score of 35/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Spectrum Softtech Solutions?

Its overall Trust Score is 63/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Spectrum Softtech Solutions?

Promoters hold a majority stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Spectrum Softtech Solutions have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Spectrum Softtech Solutions up to date with its ROC filings?

Balance sheet slightly behind (Mar 2024). Overall compliance score: 74/100 (Moderate).

Is it risky to lend to Spectrum Softtech Solutions?

Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.