Spectrum Polymers Pvt Ltd - Due diligence report

A 360° intelligence report on Spectrum Polymers Pvt Ltd: trust score, financial health, credit view, compliance, directors, growth and distr…

1989-09-14 Mumbai, Maharashtra Active Unlisted Active Compliant
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SP Spectrum Polymers Pvt Ltd
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Spectrum Polymers Pvt Ltd — 360° Intelligence Report

Generated from MCA filings & public records
85/100
Trust Score
Low Risk

Spectrum Polymers Pvt Ltd is assessed as Low Risk with a Trust Score of 85/100. Spectrum Polymers Pvt Ltd is an active private limited indian non-government company incorporated in 1989, operating in the Chemicals and Materials sector. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Spectrum Polymers Pvt Ltd snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
85/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
93/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
90/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
55/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
80/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 55/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 5 open (37.90 Lakh) · 0 satisfied (-).

Banking relationships (from registered charges)
LenderChargesAmount
Syndicate Bank3 48.0 cr
Maharashtra State Financial Corporation1 48.0 cr
Mashrea Bank1 48.0 cr
Compliance Score: 93/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Litigation present in 1 court forum(s).
  • 1 active GST registration(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
VIVEK PRAHLAD NAIK 01234567 Director 01/04/2018 6 yrs Approved
SANJEEV PRAHLAD NAIK 01234567 Director 01/04/2018 6 yrs Approved
NISCHAL PRAHLAD NAIK 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • SANJEEV PRAHLAD NAIK has DIN status "Disqualified by RoC u/s 164(2)".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2022)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2022 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 80 · Distress 80
Growth signals & trust indicators
Latest year revenue grew 1.42.
Profit expanded 2.1x year-on-year.
Asset base grew 24% - capacity expansion.
Net margin improved to 0.86.
Operating for 36+ years.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 61% in a year.
5 open charge(s) registered - assets are encumbered.
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence87/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment75/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 5 open charge(s) of 37.90 Lakh already registered.
  • Compliance record supports lending.
Investor view85/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 4 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 13 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
12 Apr 2023
Director ceased
PRAHLAD RAMACHANDRA NAIK
02 Sep 2020
Director appointed
SANJEEV PRAHLAD NAIK (Additional Director)
08 Apr 2019
Director ceased
SANJEEV PRAHLAD NAIK
14 Nov 1997
Charge created
Syndicate Bank - 11.00 Lakh
31 Mar 1997
Charge created
Mashrea Bank - 6.00 Lakh
26 Aug 1993
Charge created
Syndicate Bank - 3.75 Lakh
02 Aug 1993
Charge created
Syndicate Bank - 4.00 Lakh
31 Jul 1992
Charge created
Maharashtra State Financial Corporation - 13.15 Lakh
14 Sep 1989
Incorporated
Registered with Roc Mumbai
Director appointed
VIVEK PRAHLAD NAIK (Director)
Director appointed
NISCHAL PRAHLAD NAIK (Director)
10

Key Observations

Auto-generated from the data above
Revenue grew 38% over the last 4 financial year(s).
Net profit margin moved from 1.42 to 2.1x.
Debt-to-equity stands at 24% - leverage worth monitoring.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
3 active director(s) / partner(s); review board churn before relying on management continuity.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a dominant controlling stake as per the FY 2022 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Tangsa Hume Pipes Limited U26956AR1995PLC004564 Kharsang, Arunachal Pradesh, India
Agarwal Datamatics Pvt Ltd U30009WB1991PTC051616 Kolkata, West Bengal, India
Chadha Exports Pvt Ltd U26109PB1994PTC014114 Punjab, Punjab, India
Punamchand Jewellers And Sons Private Limited U74999WB2017PTC220251 Kolkata, West Bengal, India
Mas Sealing Systems Private Limited U74999MH1993PTC071235 Mumbai, Maharashtra, India
Prakun Equipments Private Limited U31909TG1981PTC003145 Hyderabad, Telangana, India
Nilachal Refractories L26939OR1977PLC000735 Bhubaneswar, Orissa, India
Arc Bio Fuel U40107PB2013PTC037458 Barnala, Punjab, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Spectrum Polymers Pvt Ltd before audits and certifications: compliance score 93/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Spectrum Polymers Pvt Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 55/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 80/100, margin trends, ownership structure and peer set for Spectrum Polymers Pvt Ltd - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 85/100, distress signals and MSME payment-delay disclosures - know whether Spectrum Polymers Pvt Ltd pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Spectrum Polymers Pvt Ltd - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Spectrum Polymers Pvt Ltd an active company?

Spectrum Polymers Pvt Ltd has MCA status “Active” with a compliance score of 93/100 (Low Risk).

Is Spectrum Polymers Pvt Ltd financially healthy?

Spectrum Polymers Pvt Ltd has a Financial Health Score of 90/100 (Low Risk) based on its filed financial statements.

Should I do business with Spectrum Polymers Pvt Ltd?

Its overall Trust Score is 85/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Spectrum Polymers Pvt Ltd?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Spectrum Polymers Pvt Ltd have loans or charges against its assets?

5 open charge(s) are registered against its assets.

Is Spectrum Polymers Pvt Ltd up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 93/100 (Low Risk).

Is it risky to lend to Spectrum Polymers Pvt Ltd?

Its Credit Risk Score is 55/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.