Spectra Punj Lloyd Limited - Due diligence report

A 360° intelligence report on Spectra Punj Lloyd Limited: trust score, financial health, credit view, compliance, directors, growth and dist…

1985-07-30 Na, Delhi Active Unlisted Active Compliant
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SP Spectra Punj Lloyd Limited
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Spectra Punj Lloyd Limited — 360° Intelligence Report

Generated from MCA filings & public records
69/100
Trust Score
Moderate

Spectra Punj Lloyd Limited is assessed as Moderate with a Trust Score of 69/100. Spectra Punj Lloyd Limited is an active public limited indian non-government company incorporated in 1985, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Spectra Punj Lloyd Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Weak

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
69/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
31/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
75/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
40/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 40/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • Elevated gearing (D/E 38%).
  • Profitable - internal accruals available.

Charges position: 3 open (1.35 cr) · 3 satisfied (31.29 cr).

Banking relationships (from registered charges)
LenderChargesAmount
State Bank Of India1 48.0 cr
Ge Capital Transporation Financial Services Ltd.1 48.0 cr
Reliance Capital Ltd1 48.0 cr
Centurion Bank Limited2 48.0 cr
Citicorp Finance India Ltd.1 48.0 cr
Compliance Score: 31/100 Caution Indicated
  • Company status is Active as per MCA.
  • Last balance sheet is for Mar 2022 - filings overdue.
  • Flagged by authority: DSE.
  • Litigation present in 2 court forum(s).
  • 1 active GST registration(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SANTOSH RAJ 01234567 Director 01/04/2018 6 yrs Approved
RADHESHYAM MAURYA 01234567 Director 01/04/2018 6 yrs Approved
SATYA NARAYAN BHATT 01234567 Director 01/04/2018 6 yrs Approved
Dinesh Kumar 01234567 Director 01/04/2018 6 yrs Approved
  • 4 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
Director & KMP remuneration (FY 2016)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Punj-lloyd Limited
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Punj-lloyd Limited Holding Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 95 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
Latest year revenue grew 2.1x.
Profit expanded 24% year-on-year.
Net margin improved to 0.86.
Operating for 40+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Statutory filings appear overdue.
Compliance score is weak (31/100).
3 open charge(s) registered - assets are encumbered.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence57/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment48/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 3 open charge(s) of 1.35 cr already registered.
  • Compliance gaps should be priced into terms.
Investor view82/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 4 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
23 Nov 2023
Director appointed
Dinesh Kumar (Director)
02 Mar 2023
Director ceased
SATYA NARAYAN BHATT
24 Jan 2023
Director appointed
RADHESHYAM MAURYA (Additional Director)
30 Dec 2022
Last AGM held
Annual general meeting
11 Apr 2022
Director appointed
SATYA NARAYAN BHATT (Director)
Director ceased
GAURAV KAPOOR
31 Mar 2022
Latest balance sheet
Filed with ROC
29 Nov 2021
Director ceased
SANTOSH RAJ
Director ceased
RAJIV KUMAR JHA
03 Jun 2021
Director ceased
HARBINDER KUMAR GULATI
01 Jun 2021
Director appointed
SANTOSH RAJ (Director)
22 Feb 2021
Director ceased
BASAB ACHARYA
08 Mar 2019
Director ceased
ASIT MISHRA
28 Sep 2018
Director ceased
SHIV PUNJ
09 Aug 2016
Director ceased
CHANDRA KISHORE THAKUR
10

Key Observations

Auto-generated from the data above
Revenue grew 61% over the last 4 financial year(s).
Net profit margin moved from 38% to 1.42.
Debt-to-equity stands at 2.1x - leverage worth monitoring.
Net worth is positive.
4 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2017 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Savi Events Private Limited U92190DL2012PTC235913 New Delhi, Delhi, India
K A Earthmovers Private Limited U74210TN2006PTC061636 Chennai, Tamil Nadu, India
Skylift Cranes Private Limited U34100DL2009PTC194659 New Delhi, Delhi, India
Mansha Infra & Constt. Private Limited U74900DL2011PTC228007 New Delhi, Delhi, India
Snt Equipments Private Limited U29268MH2010PTC206718 Thane, Maharashtra, India
Aljom Equipments Private Limited U74900DL2008PTC176668 New Delhi, Delhi, India
Kothari Cranes Private Limited U29130MH2006PTC160938 Mumbai-80, Maharashtra, India
Amrapali U45400DL2007PTC171979 Delhi, Delhi, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Spectra Punj Lloyd Limited before audits and certifications: compliance score 31/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Spectra Punj Lloyd Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 40/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Spectra Punj Lloyd Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 69/100, distress signals and MSME payment-delay disclosures - know whether Spectra Punj Lloyd Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Spectra Punj Lloyd Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Spectra Punj Lloyd Limited an active company?

Spectra Punj Lloyd Limited has MCA status “Active” with a compliance score of 31/100 (Caution Indicated).

Is Spectra Punj Lloyd Limited financially healthy?

Spectra Punj Lloyd Limited has a Financial Health Score of 75/100 (Low Risk) based on its filed financial statements.

Should I do business with Spectra Punj Lloyd Limited?

Its overall Trust Score is 69/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Spectra Punj Lloyd Limited?

The ultimate holding entity is Punj-lloyd Limited. 4 active director(s) are on record.

Does Spectra Punj Lloyd Limited have loans or charges against its assets?

3 open charge(s) are registered against its assets, and 3 earlier charge(s) stand satisfied.

Is Spectra Punj Lloyd Limited up to date with its ROC filings?

Last balance sheet is for Mar 2022 - filings overdue. Overall compliance score: 31/100 (Caution Indicated).

Is it risky to lend to Spectra Punj Lloyd Limited?

Its Credit Risk Score is 40/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.