Promoter holding
64.27%
SC
Spectra Constructions Private Limited - Due diligence report
A 360° intelligence report on Spectra Constructions: trust score, financial health, credit view, compliance, directors, growth and distress …
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Spectra Constructions — 360° Intelligence Report
Generated from MCA filings & public records70/100
Trust Score
Moderate
Spectra Constructions is assessed as Moderate with a Trust Score of 70/100. Spectra Constructions is an active private limited indian non-government company incorporated in 1999, operating in the Real Estate and Construction sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.
Report generated on 05 Jul 2026 from the latest processed filings. Spectra Constructions Private Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
70/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
51/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
70/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
80/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
55/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
- Liabilities ≈ 38% EBITDA - stretched.
- Open charges exceed net worth - secured lenders rank ahead.
- Working-capital cover adequate.
- Profitable - internal accruals available.
Charges position: 6 open (47.64 cr) · 14 satisfied (116.11 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 7 | 48.0 cr |
| State Bank Of India | 4 | 48.0 cr |
| India Infoline Housing Finance Limited | 1 | 48.0 cr |
| Oriental Bank Of Commerce | 1 | 48.0 cr |
| India Infoline Finance Limited | 1 | 48.0 cr |
| Axis Bank Limited | 1 | 48.0 cr |
Compliance Score: 51/100 Moderate
- Company status is Active as per MCA.
- Balance sheet slightly behind (Mar 2024).
- Flagged by authority: EPFO.
- Litigation present in 1 court forum(s).
- 1 active GST registration(s).
Legal cases on record (1)
05
Director Intelligence
Stability score: 90/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| CHANDRASHEKAR CHITRAJU | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| VISHAL CHANDRASHEKAR RAJU | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 2 directors on the board.
- No disqualified or deactivated DINs.
- 1 director exit(s) in the last 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2024)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2024 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
2 allotment(s) · 0 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
Key managerial personnel: CHANDRASHEKAR CHITRAJU (Managing Director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 80 · Distress 55
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
Asset base grew 2.1x - capacity expansion.
Net margin improved to 24%.
Operating for 26+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Profit declined two years in a row.
Outside liabilities up 0.86 in a year.
Compliance score is weak (51/100).
6 open charge(s) registered - assets are encumbered.
1 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence58/100
Review suggested
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 3 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment54/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 6 open charge(s) of 47.64 cr already registered.
- Compliance gaps should be priced into terms.
Investor view74/100
Positive growth indicators
Growth quality and scalability through an investor lens.
- 3 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events27 Oct 2025
Charge satisfied
Others
13 Sep 2025
Charge satisfied
Axis Bank Limited
05 Jul 2025
Charge satisfied
Hdfc Bank Limited
30 Sep 2024
Last AGM held
Annual general meeting
29 Sep 2024
Director ceased
VISHAL CHANDRASHEKAR RAJU
16 Aug 2024
Charge created
Hdfc Bank Limited - 25.00 Lakh
01 Apr 2024
Director appointed
VISHAL CHANDRASHEKAR RAJU (Director)
31 Mar 2024
Latest balance sheet
Filed with ROC
26 Mar 2024
Charge created
Hdfc Bank Limited - 25.78 Lakh
25 Sep 2023
Charge created
Others - 30.00 cr
29 Oct 2022
Charge created
Axis Bank Limited - 1.18 cr
29 Sep 2022
Charge satisfied
State Bank Of India
31 Mar 2022
Charge created
Hdfc Bank Limited - 51.16 Lakh
06 Dec 2021
Charge satisfied
Others
17 Mar 2021
Charge satisfied
Others
10
Key Observations
Auto-generated from the data aboveRevenue grew 61% over the last 4 financial year(s).
Net profit margin moved from 38% to 1.42.
Debt-to-equity stands at 2.1x - leverage worth monitoring.
Net worth is positive.
2 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2024 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Eldeco Group | U45200HR2006PLC073744 | Faridabad, Haryana, India |
| Bbn Infrastructure Private Limited | U45209MH2012PTC230614 | Mumbai, Maharashtra, India |
| Aro Atria Constructions Private Limited | U45309UP2022PTC161265 | Sandila, Uttar Pradesh, India |
| Belgravia Projects Private Limited | U70109DL2006PTC156864 | New Delhi, Delhi, India |
| Newa Technocity (India) Private Limited | U72900MH2009PTC197768 | Navi Mumbai, Maharashtra, India |
| Ojos Developers Private Limited | U45400DL2007PTC170054 | New Delhi, Delhi, India |
| Zephyr | U74999DL2001PLC113632 | New Delhi, Delhi, India |
| Bsk Real Estate Private Limited | U45203UP2021PTC154264 | Kanpur, Uttar Pradesh, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Spectra Constructions before audits and certifications: compliance score 51/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Spectra Constructions: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Positive growth indicators. Growth score 80/100, margin trends, ownership structure and peer set for Spectra Constructions - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 70/100, distress signals and MSME payment-delay disclosures - know whether Spectra Constructions pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Spectra Constructions - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Spectra Constructions an active company?
Spectra Constructions has MCA status “Active” with a compliance score of 51/100 (Moderate).
Is Spectra Constructions financially healthy?
Spectra Constructions has a Financial Health Score of 70/100 (Moderate) based on its filed financial statements.
Should I do business with Spectra Constructions?
Its overall Trust Score is 70/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Spectra Constructions?
Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.
Does Spectra Constructions have loans or charges against its assets?
6 open charge(s) are registered against its assets, and 14 earlier charge(s) stand satisfied.
Is Spectra Constructions up to date with its ROC filings?
Balance sheet slightly behind (Mar 2024). Overall compliance score: 51/100 (Moderate).
Is it risky to lend to Spectra Constructions?
Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
