Speaking Tree Educational Institution Private Limited - Due diligence report

A 360° intelligence report on Speaking Tree Educational Institution Private Limited: trust score, financial health, credit view, compliance,…

2011-11-22 Pune, Maharashtra Active Unlisted Active Compliant
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Speaking Tree Educational Institution Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
79/100
Trust Score
Low Risk

Speaking Tree Educational Institution Private Limited is assessed as Low Risk with a Trust Score of 79/100. Speaking Tree Educational Institution Private Limited is an active private limited indian non-government company incorporated in 2011, operating in the Education sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.

Report generated on 03 Aug 2026 from the latest processed filings. Speaking Tree Educational Institution Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
79/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
70/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
70/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
90/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
65/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 90/100 Low Risk
  • Liabilities ≈ 38% EBITDA - serviceable.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 70/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: EPFO.
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SARIKA CHANDRAKANT KAWADE 01234567 Director 01/04/2018 6 yrs Approved
SAGAR SAHEBRAO BABAR 01234567 Director 01/04/2018 6 yrs Approved
SANDHYA PAGALA 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2021 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 65 · Distress 75
Growth signals & trust indicators
Steady revenue growth: +1.42 over 4 year(s).
EPFO headcount growing - hiring signal.
Operating for 14+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence74/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment79/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view70/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 2 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 14 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
27 Sep 2021
Director ceased
SHWETA MILIND BABAR
30 Sep 2019
Director ceased
SANDHYA PAGALA
19 Mar 2019
Director appointed
SANDHYA PAGALA (Director)
29 Sep 2018
Director ceased
WILLIAM ALBORT SMITH
05 Sep 2016
Director appointed
SARIKA CHANDRAKANT KAWADE (Director)
13 Oct 2015
Director ceased
SARIKA CHANDRAKANT KAWADE
30 Sep 2015
Director appointed
SAGAR SAHEBRAO BABAR (Director)
05 May 2014
Director ceased
HRISHIKESH VIJAY BHIDE
Director ceased
AJAY ABHAY MUTHA
Director ceased
MILIND SAHEBRAO BABAR
Director ceased
PRUTHVIRAJ PRATAPRAO HANDE DESHMUKH
22 Nov 2011
Incorporated
Registered with Roc Pune
10

Key Observations

Auto-generated from the data above
Revenue grew 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Debt-to-equity stands at 61% - leverage worth monitoring.
Net worth is positive.
3 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2021 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Parshvaa U93000MH2017PTC294497 Mumbai, Maharashtra, India
Radiation Education Services Private Limited U80904UP2018PTC105012 Noida, Uttar Pradesh, India
Eduway Academy Private Limited U80903MH2007PTC168532 Mumbai, Maharashtra, India
Esigelec South Asia Office (Opc) Private Limited U74999KA2019OPC127836 Bengaluru, Karnataka, India
Bluesky Immigration And Students Consultancy Service Pvt Ltd U74910DL2005PTC142323 Delhi, Delhi, India
Swageazy U85110HR2019PTC079966 Gurgaon, Haryana, India
Anix Education U80903KL2013PTC033238 Ernakulam, Kerala, India
Rathi Career Forum Private Limited U80904PN2013PTC148461 Pune, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Speaking Tree Educational Institution Private Limited before audits and certifications: compliance score 70/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Speaking Tree Educational Institution Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 90/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 65/100, margin trends, ownership structure and peer set for Speaking Tree Educational Institution Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 79/100, distress signals and MSME payment-delay disclosures - know whether Speaking Tree Educational Institution Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Speaking Tree Educational Institution Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Speaking Tree Educational Institution Private Limited an active company?

Speaking Tree Educational Institution Private Limited has MCA status “Active” with a compliance score of 70/100 (Moderate).

Is Speaking Tree Educational Institution Private Limited financially healthy?

Speaking Tree Educational Institution Private Limited has a Financial Health Score of 70/100 (Moderate) based on its filed financial statements.

Should I do business with Speaking Tree Educational Institution Private Limited?

Its overall Trust Score is 79/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Speaking Tree Educational Institution Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Speaking Tree Educational Institution Private Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Speaking Tree Educational Institution Private Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 70/100 (Moderate).

Is it risky to lend to Speaking Tree Educational Institution Private Limited?

Its Credit Risk Score is 90/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.