Smartvision Chits Private Limited - Due diligence report

A 360° intelligence report on Smartvision Chits Private Limited: trust score, financial health, credit view, compliance, directors, growth a…

2016-07-05 Belgaum, Karnataka Active Unlisted Active Compliant
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SC Smartvision Chits Private Limited
Full Due-Diligence Report + Documents
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  • Director details, charges & MCA documents
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Smartvision Chits Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
80/100
Trust Score
Low Risk

Smartvision Chits Private Limited is assessed as Low Risk with a Trust Score of 80/100. Smartvision Chits Private Limited is an active private limited indian non-government company incorporated in 2016, operating in the Financial Services sector. Processed financial statements are not yet available for trend analysis. Based on MCA filings and public records, it currently shows a low compliance risk and high financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Smartvision Chits Private Limited snapshot & full profile →

Financial Health › Weak
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
80/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
35/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
20/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreNo Data
N/A
Needs at least two filed years to measure growth.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 1 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 20/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • Open charges exceed net worth - secured lenders rank ahead.
  • Elevated gearing (D/E 38%).

Charges position: 2 open (29.98 Lakh) · 0 satisfied (-).

Banking relationships (from registered charges)
LenderChargesAmount
Others2 48.0 cr
Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
MAHADEV SHARANAPPA HIROBA 01234567 Director 01/04/2018 6 yrs Approved
NIRAJ DINESHCHANDRA SHAH 01234567 Director 01/04/2018 6 yrs Approved
SAVITA PISE 01234567 Director 01/04/2018 6 yrs Approved
RAJESH MANOHAR DESURKAR 01234567 Director 01/04/2018 6 yrs Approved
PRASHANT SHIVAJIRAO SAWANT 01234567 Director 01/04/2018 6 yrs Approved
VIJAYKUMAR RATANLAL HEDA 01234567 Director 01/04/2018 6 yrs Approved
SHRINIVAS NARAYAN SHIVANGI 01234567 Director 01/04/2018 6 yrs Approved
CHANDRAGOUDA RUDRAGOUDA PATIL 01234567 Director 01/04/2018 6 yrs Approved
SOMASHEKAR PUNNAPPA CHOULGE 01234567 Director 01/04/2018 6 yrs Approved
MANJIRI SANGRAM PATIL 01234567 Director 01/04/2018 6 yrs Approved
MANGESH ARUN CHOUGULE 01234567 Director 01/04/2018 6 yrs Approved
  • 11 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth N/A · Distress 90
Growth signals & trust indicators
Operating for 10+ years.
Distress signals & risk flags
2 open charge(s) registered - assets are encumbered.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence91/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment44/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 2 open charge(s) of 29.98 Lakh already registered.
  • Compliance record supports lending.
Investor view32/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
26 Feb 2025
Charge created
Others - 18.54 Lakh
04 Jun 2024
Charge created
Others - 11.44 Lakh
29 Nov 2017
Director ceased
MAHADEV SHARANAPPA HIROBA
Director ceased
NIRAJ DINESHCHANDRA SHAH
Director ceased
SAVITA PISE
Director ceased
RAJESH MANOHAR DESURKAR
Director ceased
PRASHANT SHIVAJIRAO SAWANT
Director ceased
SHRINIVAS NARAYAN SHIVANGI
Director ceased
CHANDRAGOUDA RUDRAGOUDA PATIL
Director ceased
MANJIRI SANGRAM PATIL
Director ceased
MANGESH ARUN CHOUGULE
30 Aug 2016
Director appointed
MAHADEV SHARANAPPA HIROBA (Director)
Director appointed
NIRAJ DINESHCHANDRA SHAH (Director)
10

Key Observations

Auto-generated from the data above
Compliance record is strong - status, filings and flags are clean.
11 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2017 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Cherithekkethil Nidhi Limited U65900KL2016PLC046246 Alappuzha, Kerala, India
Sureka Tracom Private Limited U51101WB2010PTC146429 Kolkata, West Bengal, India
Ritual Finance And Investments Private Limited U85110KA1992PTC013160 Aliaskar Road Bangalore, Karnataka, India
Sachdeva Promoters And Properties Private Limited U74899DL1982PTC013938 New Delhi, Delhi, India
Mayur Finco & Leasing Pvt. Ltd. U65993WB1991PTC053524 Kolkata, West Bengal, India
Neelanchal Udyog Limited U64990WB1984PLC037929 Kolkata, West Bengal, India
Nisha Forex Private Limited U67190TN2010PTC074286 Chennai, Tamil Nadu, India
Hsm Consultants Private Limited U70200DL2010PTC206339 New Delhi, Delhi, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Smartvision Chits Private Limited before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Smartvision Chits Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 20/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score n/a, margin trends, ownership structure and peer set for Smartvision Chits Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 80/100, distress signals and MSME payment-delay disclosures - know whether Smartvision Chits Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Smartvision Chits Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Smartvision Chits Private Limited an active company?

Smartvision Chits Private Limited has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Smartvision Chits Private Limited financially healthy?

Smartvision Chits Private Limited has a Financial Health Score of 35/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Smartvision Chits Private Limited?

Its overall Trust Score is 80/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Smartvision Chits Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 11 active director(s) are on record.

Does Smartvision Chits Private Limited have loans or charges against its assets?

2 open charge(s) are registered against its assets.

Is Smartvision Chits Private Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Smartvision Chits Private Limited?

Its Credit Risk Score is 20/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.