Smart Vanijya Private Limited - Due diligence report

A 360° intelligence report on Smart Vanijya Private Limited: trust score, financial health, credit view, compliance, directors, growth and d…

2005-06-03 Kolkata, West Bengal Active Unlisted Active Compliant
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Smart Vanijya Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
95/100
Trust Score
Low Risk

Smart Vanijya Private Limited is assessed as Low Risk with a Trust Score of 95/100. Smart Vanijya Private Limited is an active private limited indian non-government company incorporated in 2005, operating in the Real Estate and Construction sector. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 14 Aug 2026 from the latest processed filings. Smart Vanijya Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
95/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
95/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
95/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
75/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 95/100 Low Risk
  • Liabilities ≈ 38% EBITDA - serviceable.
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 1.42).
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 1 satisfied (17.55 cr).

Banking relationships (from registered charges)
LenderChargesAmount
State Bank Of India1 48.0 cr
Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
VIKASH BANSAL 01234567 Director 01/04/2018 6 yrs Approved
MANOJ AGARWAL KUMAR 01234567 Director 01/04/2018 6 yrs Approved
DURGA PRASAD AGARWAL 01234567 Director 01/04/2018 6 yrs Approved
VINEET BANSAL 01234567 Director 01/04/2018 6 yrs Approved
  • 4 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
4 allotment(s) · 4 transfer(s)

Promoters hold the largest single block of equity - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 75 · Distress 90
Growth signals & trust indicators
Latest year revenue grew 2.1x.
Profit expanded 24% year-on-year.
Net margin improved to 0.86.
Operating for 21+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
No critical warning flags detected in the available data.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence95/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment95/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view87/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 3 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
09 Feb 2023
Charge satisfied
State Bank Of India
31 Mar 2021
Share transfer (FY 2021)
238848.00000000 shares to HARIKISHAN AGARWAL
Share transfer (FY 2021)
11000.00000000 shares to MANOJ KUMAR AGARWAL
30 Jan 2020
Securities allotted
1004440 Equity Shares - 1.00 cr raised
31 Mar 2019
Share transfer (FY 2019)
1110.00000000 shares to VINEET BANSAL
Share transfer (FY 2019)
1110.00000000 shares to GAURAV AGARWAL
29 Sep 2018
Charge created
State Bank Of India - 17.55 cr
02 Aug 2018
Director appointed
VIKASH BANSAL (Director)
26 Jul 2017
Director appointed
MANOJ AGARWAL KUMAR (Director)
15 Jul 2017
Director ceased
PREM AGARWAL
13 Apr 2017
Director ceased
NARESH KUMAR BANSAL
10 Apr 2017
Director appointed
VINEET BANSAL (Director)
15 Mar 2016
Director ceased
SHYAM SUNDAR BAZARI
10

Key Observations

Auto-generated from the data above
Debt-to-equity stands at 61% - manageable leverage.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
4 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
All 1 registered charge(s) stand satisfied - past borrowings repaid.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold the largest single block of equity as per the FY 2023 annual return.
Capital has been raised through 4 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Crest U45400MH2007PTC171778 Mumbai, Maharashtra, India
Justo L67190MH2019PLC323318 Mumbai, Maharashtra, India
Prestige Group U70100KA1996PTC020294 Bangalore, Karnataka, India
Omkarpro Building Products Private Limited U74999KA2018PTC117244 Bangalore North, Karnataka, India
Bengalshristi U45201WB2001PLC092865 Durgapur, West Bengal, India
Cepco Industries Pvt. Ltd. U35922DL1959PTC003079 Na, Delhi, India
Indore Steel And Iron Mills Limited U99999MH1972PLC016082 Mumbai, Maharashtra, India
Guardian Homes Private Limited U74999PN2014PTC151674 Pune, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Smart Vanijya Private Limited before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Smart Vanijya Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 95/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 75/100, margin trends, ownership structure and peer set for Smart Vanijya Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 95/100, distress signals and MSME payment-delay disclosures - know whether Smart Vanijya Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Smart Vanijya Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Smart Vanijya Private Limited an active company?

Smart Vanijya Private Limited has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Smart Vanijya Private Limited financially healthy?

Smart Vanijya Private Limited has a Financial Health Score of 95/100 (Low Risk) based on its filed financial statements.

Should I do business with Smart Vanijya Private Limited?

Its overall Trust Score is 95/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Smart Vanijya Private Limited?

Promoters hold the largest single block of equity - exact percentages are in the full report. 4 active director(s) are on record.

Does Smart Vanijya Private Limited have loans or charges against its assets?

No open charges - all 1 registered charge(s) stand satisfied, indicating past borrowings were repaid.

Is Smart Vanijya Private Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Smart Vanijya Private Limited?

Its Credit Risk Score is 95/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.