Smart Retail Private Limited - Due diligence report

A 360° intelligence report on Smartretail: trust score, financial health, credit view, compliance, directors, growth and distress signals - …

2004-07-19 Bengaluru, Karnataka Active Unlisted Active Non-Compliant
Share
SR Smart Retail Private Limited
Full Due-Diligence Report + Documents
  • Unlock all financial figures & 5-year trends
  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
₹700 ₹449 Save ₹251 excl. GST
Or from ₹279/report with credits View credit packages
Company Credits – Starter
  • One credit unlocks this full due-diligence report
  • Use across any company’s report, anytime
  • Credits valid for 12 months
× ₹700 ₹279 = ₹2,790 60% off
Choose your own credit amount View credit packages

Smartretail — 360° Intelligence Report

Generated from MCA filings & public records
56/100
Trust Score
Moderate

Smartretail is assessed as Moderate with a Trust Score of 56/100. Smartretail is an active private limited indian non-government company incorporated in 2004, operating in the Trading sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.

Report generated on 18 Jul 2026 from the latest processed filings. Smart Retail Private Limited snapshot & full profile →

Financial Health › Weak
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
56/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
55/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
40/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
45/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 3 satisfied (15.70 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Icici Bank Limited1 48.0 cr
Axis Bank Limited1 48.0 cr
Indianbank1 48.0 cr
Compliance Score: 55/100 Moderate
  • Company status is Active as per MCA.
  • Marked ACTIVE non-compliant (INC-22A).
  • Last balance sheet is for Mar 2018 - filings overdue.
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
AMIT MAHESH PATHAK 01234567 Director 01/04/2018 6 yrs Approved
ASHWINI KUMAR CHATURVEDI 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • ASHWINI KUMAR CHATURVEDI has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2018 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Wadhawan Retail Private Limited
Subsidiaries
-
Group entities
-
Capital events
4 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Wadhawan Retail Private Limited Holding Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 50 · Distress 45
Growth signals & trust indicators
Profit expanded 38% year-on-year.
Operating for 21+ years.
Active EPFO - real payroll on record.
Distress signals & risk flags
Revenue declined year-on-year.
Negative net worth.
Statutory filings appear overdue.
Compliance score is weak (55/100).
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence52/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment53/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view48/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
23 Jul 2020
Director ceased
ASHWINI KUMAR CHATURVEDI
29 Sep 2018
Last AGM held
Annual general meeting
31 Mar 2018
Latest balance sheet
Filed with ROC
29 Sep 2017
Director ceased
AMIT MAHESH PATHAK
18 Oct 2016
Director appointed
AMIT MAHESH PATHAK (Director)
Director ceased
VISHNUVARDHANA DEVELA NAIK
02 Jan 2015
Director appointed
ASHWINI KUMAR CHATURVEDI (Director)
21 May 2014
Director ceased
KAPIL WADHAWAN
06 Dec 2013
Charge satisfied
Icici Bank Limited
14 Dec 2012
Charge satisfied
Axis Bank Limited
23 Aug 2012
Director ceased
PRADEEP CHECHANI LALCHAND
30 Sep 2011
Director ceased
BHAGWAT SWARUP SHARMA
Director ceased
DHEERAJ RAJESHKUMAR WADHAWAN
15 Mar 2011
Director ceased
COIMBATORE KALYANARAMAN NAGESWARAN
10 Dec 2010
Charge created
Icici Bank Limited - 12.00 cr
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
2 active director(s) / partner(s); review board churn before relying on management continuity.
All 3 registered charge(s) stand satisfied - past borrowings repaid.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2018 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 4 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Heptakings Impex Private Limited U51909TN2008PTC068657 Tiruchirappalli, Tamil Nadu, India
Kumudham Pharmacy Private Limited U51397TZ2006PTC012652 Coimbatore, Tamil Nadu, India
R B Stone Products Private Limited U26993UP1995PTC017615 Uttar Pradesh, Uttar Pradesh, India
Lotus Autovista Private Limited U50404MH2010PTC211110 Mumbai, Maharashtra, India
Vyshnavi Global Tradex Private Limited U51909TG2011PTC076394 Hyderabad, Telangana, India
Jagruti Multi-Trade Private Limited U51909GJ1992PTC017127 Ahmedabad, Gujarat, India
M A S Pharmaceuticals Private Limited U51397PB2004PTC027688 Punjab, Punjab, India
Vaibhav Ramana Shopping Mall Private Limited U52100TG2009PTC063478 Kakinada, Telangana, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Smartretail before audits and certifications: compliance score 55/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Smartretail: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 50/100, margin trends, ownership structure and peer set for Smartretail - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 56/100, distress signals and MSME payment-delay disclosures - know whether Smartretail pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Smartretail - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Smartretail an active company?

Smartretail has MCA status “Active” with a compliance score of 55/100 (Moderate).

Is Smartretail financially healthy?

Smartretail has a Financial Health Score of 40/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Smartretail?

Its overall Trust Score is 56/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Smartretail?

The ultimate holding entity is Wadhawan Retail Private Limited. 2 active director(s) are on record.

Does Smartretail have loans or charges against its assets?

No open charges - all 3 registered charge(s) stand satisfied, indicating past borrowings were repaid.

Is Smartretail up to date with its ROC filings?

Marked ACTIVE non-compliant (INC-22A). Overall compliance score: 55/100 (Moderate).

Is it risky to lend to Smartretail?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.