S.J.Finserve Private Limited - Due diligence report

A 360° intelligence report on S.J.Finserve Private Limited: trust score, financial health, credit view, compliance, directors, growth and di…

2012-02-02 Jaipur, Rajasthan Converted To Llp Unlisted
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SP S.J.Finserve Private Limited
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S.J.Finserve Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
54/100
Trust Score
Moderate

S.J.Finserve Private Limited is assessed as Moderate with a Trust Score of 54/100. S.J.Finserve Private Limited is a private limited indian non-government company incorporated in 2012, operating in the Financial Services sector. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and moderate financial risk profile.

Report generated on 19 Jul 2026 from the latest processed filings. S.J.Finserve Private Limited snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Neutral
Compliance › Caution

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
54/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
23/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
55/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
80/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
40/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 2 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 80/100 Low Risk
  • Liabilities ≈ 38% EBITDA - serviceable.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 23/100 Caution Indicated
  • Company status is "Converted To Llp" - not Active.
  • Last balance sheet is for Mar 2015 - filings overdue.
  • Litigation present in 1 court forum(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
LATIKA TANWAR 01234567 Director 01/04/2018 6 yrs Approved
JITENDRA TANWAR 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2015 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 50 · Distress 40
Growth signals & trust indicators
Operating for 14+ years.
Distress signals & risk flags
Losses deepening year-on-year.
Statutory filings appear overdue.
Adverse company status: Converted To Llp.
Compliance score is weak (23/100).
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence37/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment58/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view53/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 9 events
25 Sep 2015
Last AGM held
Annual general meeting
31 Mar 2015
Latest balance sheet
Filed with ROC
14 Aug 2012
Director ceased
LATIKA TANWAR
06 Aug 2012
Director ceased
ASHISH ARORA
Director ceased
RAJENDRA KUMAR CHUGH
30 Jul 2012
Director appointed
LATIKA TANWAR (Director)
19 Mar 2012
Director ceased
SANJAY DHAWAN KUMAR
02 Feb 2012
Incorporated
Registered with Roc Jaipur
Director appointed
JITENDRA TANWAR (Director)
10

Key Observations

Auto-generated from the data above
Revenue grew 1.42 over the last 1 financial year(s).
Net profit margin moved from 2.1x to 24%.
Net worth is positive.
2 active director(s) / partner(s); board looks stable and experienced.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Tirtha Securities Private Limited U99999MH1994PTC079078 Mumbai, Maharashtra, India
Cross Border Financial Research Private Limited U67190DL2005PTC143563 New Delhi, Delhi, India
Dee Anu Trading Co Pvt Ltd U51109WB1985PTC038514 Kolkata, West Bengal, India
Shyambaba Trexim Pvt Ltd U51909WB1992PTC056385 Kolkata, West Bengal, India
Paragon Fincorp Private Limited U51909WB1995PTC067290 Kolkata, West Bengal, India
Indo Unique Fuel Private Limited U51900MH1995PTC091574 Nagpur, Maharashtra, India
Khazana Marketing Pvt Ltd U51109WB1996PTC079055 Kolkata, West Bengal, India
Rambandhu Masalewale Pvt Ltd U15495MH1984PTC034382 Nashik, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify S.J.Finserve Private Limited before audits and certifications: compliance score 23/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of S.J.Finserve Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 80/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 50/100, margin trends, ownership structure and peer set for S.J.Finserve Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 54/100, distress signals and MSME payment-delay disclosures - know whether S.J.Finserve Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for S.J.Finserve Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is S.J.Finserve Private Limited an active company?

S.J.Finserve Private Limited has MCA status “Converted To Llp” with a compliance score of 23/100 (Caution Indicated).

Is S.J.Finserve Private Limited financially healthy?

S.J.Finserve Private Limited has a Financial Health Score of 55/100 (Moderate) based on its filed financial statements.

Should I do business with S.J.Finserve Private Limited?

Its overall Trust Score is 54/100 (Moderate). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls S.J.Finserve Private Limited?

See the directors and ownership sections above for board and shareholding detail. 2 active director(s) are on record.

Does S.J.Finserve Private Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is S.J.Finserve Private Limited up to date with its ROC filings?

Last balance sheet is for Mar 2015 - filings overdue. Overall compliance score: 23/100 (Caution Indicated).

Is it risky to lend to S.J.Finserve Private Limited?

Its Credit Risk Score is 80/100 (Low Risk). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.