Sipani Poly-Finance Limited - Due diligence report

A 360° intelligence report on Sipani Poly-Finance Limited: trust score, financial health, credit view, compliance, directors, growth and dis…

1996-02-23 Bengaluru, Karnataka Active Unlisted Active Compliant
Share
View plans Plan
SP Sipani Poly-Finance Limited
View plans Plan
Full Due-Diligence Report + Documents
  • Unlock all financial figures & 5-year trends
  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
₹700 ₹349 50% off New user
Or enjoy up to 50% off with credits View credit packages
Company Credits – Starter
  • One credit unlocks this full due-diligence report
  • Use across any company’s report, anytime
  • Credits valid for 12 months
× ₹700 ₹279 = ₹2,790 60% off
Choose your own credit amount View credit packages

Sipani Poly-Finance Limited — 360° Intelligence Report

Generated from MCA filings & public records
88/100
Trust Score
Low Risk

Sipani Poly-Finance Limited is assessed as Low Risk with a Trust Score of 88/100. Sipani Poly-Finance Limited is an active public limited indian non-government company incorporated in 1996, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 08 Jul 2026 from the latest processed filings. Sipani Poly-Finance Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
88/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
75/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
90/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
70/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 90/100 Low Risk
  • Liabilities ≈ 38% EBITDA - serviceable.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SETHIA SANGEETA 01234567 Director 01/04/2018 6 yrs Approved
PREETI SIPANI 01234567 Director 01/04/2018 6 yrs Approved
TARUSH SETHIA 01234567 Director 01/04/2018 6 yrs Approved
SHANTHA KUMAR 01234567 Director 01/04/2018 6 yrs Approved
AASHNA SIPANI 01234567 Director 01/04/2018 6 yrs Approved
MUDDE GOWDA 01234567 Director 01/04/2018 6 yrs Approved
  • 6 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2020 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a majority stake - exact percentages are part of the full report.

Key managerial personnel: SETHIA SANGEETA (Whole-time director) · PREETI SIPANI (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 70 · Distress 75
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
Operating for 30+ years.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence89/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment88/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view76/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
30 Sep 2015
Director ceased
AASHNA SIPANI
31 Jul 2015
Director appointed
AASHNA SIPANI (Director)
06 May 2015
Director ceased
KIRTI KUMAR GOLECHA
30 Sep 2014
Director appointed
TARUSH SETHIA (Director)
Director ceased
SHANTHA KUMAR
01 Jul 2014
Director ceased
SETHIA SANGEETA
16 Jun 2014
Director ceased
TARUSH SETHIA
04 Jun 2014
Director appointed
SHANTHA KUMAR (Director)
Director appointed
MUDDE GOWDA (Director)
23 Apr 2012
Director ceased
MUDDE GOWDA
31 Mar 2011
Director ceased
PREETI SIPANI
23 Feb 1996
Incorporated
Registered with Roc Bangalore
Director appointed
SETHIA SANGEETA (Whole-time director)
10

Key Observations

Auto-generated from the data above
Revenue grew 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
6 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a majority stake as per the FY 2020 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Mmbricks & Blocks Private Limited U74999WB2018PTC224183 Paschim Medinipur, West Bengal, India
Essence Tape International Private Limited U24299DL2018PTC334310 Delhi, Delhi, India
Bhandara Minerals Pvt Ltd U14210MH1985PTC036474 Nagpur, Maharashtra, India
Kailash Pvc Private Limited U25209WB2017PTC222141 Kolkata, West Bengal, India
Silvassa Flexible Printers Private Limited U74999GJ1999PTC110599 Ahmedabad, Gujarat, India
Parasmani Publications Private Limited U22212MH2008PTC180413 Nagpur, Maharashtra, India
Fila Packaging Private Limited U25190HP1999PTC022983 Himachal Pradesh, Himachal Pradesh, India
Blow Con Plastics Private Limited U25209MH1972PTC015909 Mumbai, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Sipani Poly-Finance Limited before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Sipani Poly-Finance Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 90/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 70/100, margin trends, ownership structure and peer set for Sipani Poly-Finance Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 88/100, distress signals and MSME payment-delay disclosures - know whether Sipani Poly-Finance Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Sipani Poly-Finance Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Sipani Poly-Finance Limited an active company?

Sipani Poly-Finance Limited has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Sipani Poly-Finance Limited financially healthy?

Sipani Poly-Finance Limited has a Financial Health Score of 75/100 (Low Risk) based on its filed financial statements.

Should I do business with Sipani Poly-Finance Limited?

Its overall Trust Score is 88/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Sipani Poly-Finance Limited?

Promoters hold a majority stake - exact percentages are in the full report. 6 active director(s) are on record.

Does Sipani Poly-Finance Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Sipani Poly-Finance Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Sipani Poly-Finance Limited?

Its Credit Risk Score is 90/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.