Silvercity Constructions Limited - Due diligence report

A 360° intelligence report on Silvercity Constructions Limited: trust score, financial health, credit view, compliance, directors, growth an…

1996-11-19 New Delhi, Delhi Active Unlisted Active Compliant
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SC Silvercity Constructions Limited
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Silvercity Constructions Limited — 360° Intelligence Report

Generated from MCA filings & public records
74/100
Trust Score
Moderate

Silvercity Constructions Limited is assessed as Moderate with a Trust Score of 74/100. Silvercity Constructions Limited is an active public limited indian non-government company incorporated in 1996, operating in the Real Estate and Construction sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and high financial risk profile.

Report generated on 16 Jul 2026 from the latest processed filings. Silvercity Constructions Limited snapshot & full profile →

Financial Health › Weak
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
74/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
30/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
25/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
60/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 25/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • Open charges exceed net worth - secured lenders rank ahead.
  • Elevated gearing (D/E 38%).
  • Working-capital cover adequate.

Charges position: 2 open (113.50 cr) · 2 satisfied (19.24 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Others1 48.0 cr
Punjab And Sind Bank2 48.0 cr
Central Bank Of India1 48.0 cr
Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SITAL SINGH BAINS 01234567 Director 01/04/2018 6 yrs Approved
BALWINDER SINGH GHAG 01234567 Director 01/04/2018 6 yrs Approved
RAJIT KAKAR 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2021 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: SITAL SINGH BAINS (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 60
Growth signals & trust indicators
Operating for 29+ years.
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
2 open charge(s) registered - assets are encumbered.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence80/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment45/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 2 open charge(s) of 113.50 cr already registered.
  • Compliance record supports lending.
Investor view45/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 14 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
30 Sep 2019
Director ceased
BALWINDER SINGH GHAG
08 Jun 2019
Director appointed
BALWINDER SINGH GHAG (Director)
Director ceased
BOOTA SINGH NIJJER
21 Oct 2013
Charge created
Others - 100.00 cr
12 Jul 2012
Charge created
Punjab And Sind Bank - 13.50 cr
17 Jan 2011
Charge satisfied
Punjab And Sind Bank
27 Aug 2009
Charge satisfied
Central Bank Of India
19 May 2009
Charge created
Punjab And Sind Bank - 19.00 cr
11 Jan 2000
Charge created
Central Bank Of India - 23.77 Lakh
19 Nov 1996
Incorporated
Registered with Roc Delhi
Director appointed
SITAL SINGH BAINS (Managing Director)
Director appointed
RAJIT KAKAR (Director)
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Debt-to-equity stands at 2.1x - leverage worth monitoring.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
3 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2021 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Shivangel Infrastructure Private Limited U45209DL2009PTC190140 New Delhi, Delhi, India
Mary Land Enclave Private Limited U45400WB2012PTC187024 Kolkata, West Bengal, India
Paramount Housing And Land Developers Private Limited U74899DL1994PTC058441 New Delhi, Delhi, India
Rahul Transport & Services Private Limited U63030MH1976PTC018984 Nagpur, Maharashtra, India
Business Park Builders Private Limited U74899HR1995PTC080938 Faridabad, Haryana, India
Opera Holdings U45102TN2007PTC065331 Chennai, Tamil Nadu, India
Krishnav Construction Private Limited U45400WB2008PTC124651 Kolkata, West Bengal, India
Divyasree Realty Constructions (Bangalore) Private Limited U51101KA1965PTC001573 Bangalore, Karnataka, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Silvercity Constructions Limited before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Silvercity Constructions Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 25/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 40/100, margin trends, ownership structure and peer set for Silvercity Constructions Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 74/100, distress signals and MSME payment-delay disclosures - know whether Silvercity Constructions Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Silvercity Constructions Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Silvercity Constructions Limited an active company?

Silvercity Constructions Limited has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Silvercity Constructions Limited financially healthy?

Silvercity Constructions Limited has a Financial Health Score of 30/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Silvercity Constructions Limited?

Its overall Trust Score is 74/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Silvercity Constructions Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Silvercity Constructions Limited have loans or charges against its assets?

2 open charge(s) are registered against its assets, and 2 earlier charge(s) stand satisfied.

Is Silvercity Constructions Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Silvercity Constructions Limited?

Its Credit Risk Score is 25/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.