Shruti Ltd - Due diligence report

A 360° intelligence report on Shruti: trust score, financial health, credit view, compliance, directors, growth and distress signals - gener…

1963-01-31 Kolkata, West Bengal Active Unlisted Active Compliant
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SL Shruti Ltd
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Shruti — 360° Intelligence Report

Generated from MCA filings & public records
72/100
Trust Score
Moderate

Shruti is assessed as Moderate with a Trust Score of 72/100. Shruti is an active public limited indian non-government company incorporated in 1963, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.

Report generated on 11 Jul 2026 from the latest processed filings. Shruti Ltd snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
72/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
63/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
55/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 63/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: BSE, MCA, SEBI.
  • Litigation present in 1 court forum(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SOURAV BAJAJ 01234567 Director 01/04/2018 6 yrs Approved
SUTANU CHATTERJEE 01234567 Director 01/04/2018 6 yrs Approved
DATTA RAM GILL 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a minority stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 75
Growth signals & trust indicators
Operating for 63+ years.
Distress signals & risk flags
Losses deepening year-on-year.
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence69/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment55/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view53/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 13 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
30 Sep 2022
Director ceased
SUTANU CHATTERJEE
26 Apr 2022
Director appointed
SUTANU CHATTERJEE (Director)
Director ceased
SHIBOJYOTI MAJUMDER
29 Oct 2020
Director ceased
RAJ KUMAR MORE
10 Apr 2019
Director ceased
SOURAV BAJAJ
Director ceased
DATTA RAM GILL
30 Mar 2019
Director appointed
SOURAV BAJAJ (Director)
Director ceased
MADHU TIWARI
26 Mar 2019
Director appointed
DATTA RAM GILL (Director)
Director ceased
BIMAL KUMAR NOPANY
31 Jan 1963
Incorporated
Registered with Roc Kolkata
10

Key Observations

Auto-generated from the data above
Revenue declined 38% over the last 4 financial year(s).
Net worth is positive.
3 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a minority stake as per the FY 2023 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Pearltree Shoppers Private Limited U52590WB2012PTC177562 Kolkata, West Bengal, India
Navoday Commercial Company U51909MH1993PTC304869 Mumbai, Maharashtra, India
Vridhachalam Nidhi Limited U65923TN2016PLC104894 Vridhachalam District, Tamil Nadu, India
Fynocrat Technologies Private Limited U72900UP2022PTC164214 Noida, Uttar Pradesh, India
Taurus Bonds Private Limited U66190MH2005PTC157144 Mumbai, Maharashtra, India
Girish Synthetics Pvt Ltd U66190MH1987PTC044314 Mumbai, Maharashtra, India
Vedant Consultancy Pvt. Ltd. U74140MH1998PTC174311 Mumbai, Maharashtra, India
Uniq Chit Fund India Private Limited U65990PN2022PTC216515 Pune City, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Shruti before audits and certifications: compliance score 63/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Shruti: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 40/100, margin trends, ownership structure and peer set for Shruti - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 72/100, distress signals and MSME payment-delay disclosures - know whether Shruti pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Shruti - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Shruti an active company?

Shruti has MCA status “Active” with a compliance score of 63/100 (Moderate).

Is Shruti financially healthy?

Shruti has a Financial Health Score of 55/100 (Moderate) based on its filed financial statements.

Should I do business with Shruti?

Its overall Trust Score is 72/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Shruti?

Promoters hold a minority stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Shruti have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Shruti up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 63/100 (Moderate).

Is it risky to lend to Shruti?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.