Shriram Chits Pvt Ltd - Due diligence report

A 360° intelligence report on Shriram Chits: trust score, financial health, credit view, compliance, directors, growth and distress signals …

1981-12-08 Na, Telangana Amalgamated Unlisted Active Compliant
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Shriram Chits — 360° Intelligence Report

Generated from MCA filings & public records
38/100
Trust Score
Caution Indicated

Shriram Chits is assessed as Caution Indicated with a Trust Score of 38/100. Shriram Chits is a private limited indian non-government company incorporated in 1981, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and high financial risk profile.

Report generated on 13 Aug 2026 from the latest processed filings. Shriram Chits Pvt Ltd snapshot & full profile →

Financial Health › Weak
Overall Assessment CautionWeakNeutralGoodStrong Weak
Compliance › Caution

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreCaution Indicated
38/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
5/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
40/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
25/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.

Charges position: 0 open (-) · 3 satisfied (269.50 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Shriram Investments Ltd1 48.0 cr
The City Union Bank Ltd1 48.0 cr
Shriram City Union Finance Ltd1 48.0 cr
Compliance Score: 5/100 Caution Indicated
  • Company status is "Amalgamated" - not Active.
  • Last balance sheet is for Mar 2020 - filings overdue.
  • Flagged by authority: SEBI.
  • Litigation present in 3 court forum(s).
  • 1 active GST registration(s).
Legal cases on record (3)
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
LINGALA SUBBA REDDY 01234567 Director 01/04/2018 6 yrs Approved
SANKARANPADI RAGHUNATHAN PARTHASARATHY 01234567 Director 01/04/2018 6 yrs Approved
AROOR VENKATACHARI SRINIVASA RAGHAVAN RAJA 01234567 Director 01/04/2018 6 yrs Approved
VENKAT RAO BELPU 01234567 Director 01/04/2018 6 yrs Approved
KRISHNA MURTHY MAHALINGAM 01234567 Director 01/04/2018 6 yrs Approved
LINGALA SUBBA REDDY 01234567 Director 01/04/2018 6 yrs Approved
RAMASUBRAMANIAN CHANDRASEKAR 01234567 Director 01/04/2018 6 yrs Approved
SRINIVAS KOLLAPUDI 01234567 Director 01/04/2018 6 yrs Approved
SRINIVASA CHAKRAVARTHY YALAMATI 01234567 Director 01/04/2018 6 yrs Approved
  • 9 directors on the board.
  • LINGALA SUBBA REDDY has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2020)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2020 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
0 allotment(s) · 2 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 25
Growth signals & trust indicators
Operating for 44+ years.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
Statutory filings appear overdue.
Adverse company status: Amalgamated.
Compliance score is weak (5/100).
3 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence21/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 4 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment36/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view40/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
24 Dec 2020
Last AGM held
Annual general meeting
31 Mar 2020
Latest balance sheet
Filed with ROC
06 Sep 2018
Charge satisfied
Shriram City Union Finance Ltd
05 Sep 2018
Charge satisfied
Shriram Investments Ltd
16 Aug 2018
Charge satisfied
The City Union Bank Ltd
31 Mar 2018
Share transfer (FY 2018)
100.00000000 shares to TRUST OWNERSHIP SHRIRAM
Share transfer (FY 2018)
250.00000000 shares to TRUST OWNERSHIP SHRIRAM
04 Mar 2015
Director appointed
LINGALA SUBBA REDDY (Company Secretary)
30 Jun 2008
Director appointed
SRINIVAS KOLLAPUDI (Director)
Director appointed
SRINIVASA CHAKRAVARTHY YALAMATI (Director)
31 Mar 2008
Director ceased
DURUVASAN RAMACHANDRA
23 Apr 2004
Charge created
The City Union Bank Ltd - 19.00 cr
18 Sep 1998
Charge created
Shriram Investments Ltd - 250.00 cr
01 Sep 1998
Charge created
Shriram City Union Finance Ltd - 50.00 Lakh
29 Jun 1996
Director appointed
RAMASUBRAMANIAN CHANDRASEKAR (Director)
10

Key Observations

Auto-generated from the data above
Revenue declined 38% over the last 4 financial year(s).
Net profit margin moved from 1.42 to 2.1x.
Net worth is positive.
9 active director(s) / partner(s); review board churn before relying on management continuity.
1 active GST registration(s) indicate ongoing business operations.
All 3 registered charge(s) stand satisfied - past borrowings repaid.
Promoters hold a dominant controlling stake as per the FY 2020 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Guruji Exchange Services Private Limited U74999DL2016PTC306674 New Delhi, Delhi, India
Vindhyavasini Cash Private Limited U67100MH2018PTC318579 Mumbai, Maharashtra, India
Abhishek Diamond Private Limited U36912GJ2011PTC066230 Surat, Gujarat, India
Last Moment Forex Private Limited U74999WB2017PTC223869 Kolkata, West Bengal, India
Tmt Viniyogan Ltd. U65921WB1994PLC063865 Kolkata, West Bengal, India
Everest Securities & Finance Limited U67110MH2010PLC202149 Mumbai, Maharashtra, India
Gland Celsus Bio Chemicals Private Limited U74110TG2007PTC053694 Hyderabad, Telangana, India
Edelweiss Finvest Limited U65993MH2006PLC164007 Mumbai, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Shriram Chits before audits and certifications: compliance score 5/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Shriram Chits: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score 40/100, margin trends, ownership structure and peer set for Shriram Chits - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 38/100, distress signals and MSME payment-delay disclosures - know whether Shriram Chits pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (3 case(s) on record), regulatory flags, charge documents trail and director networks for Shriram Chits - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Shriram Chits an active company?

Shriram Chits has MCA status “Amalgamated” with a compliance score of 5/100 (Caution Indicated).

Is Shriram Chits financially healthy?

Shriram Chits has a Financial Health Score of 40/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Shriram Chits?

Its overall Trust Score is 38/100 (Caution Indicated). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Shriram Chits?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 9 active director(s) are on record.

Does Shriram Chits have loans or charges against its assets?

No open charges - all 3 registered charge(s) stand satisfied, indicating past borrowings were repaid.

Is Shriram Chits up to date with its ROC filings?

Last balance sheet is for Mar 2020 - filings overdue. Overall compliance score: 5/100 (Caution Indicated).

Is it risky to lend to Shriram Chits?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.