Schefields Limited - Due diligence report

A 360° intelligence report on Schefields Limited: trust score, financial health, credit view, compliance, directors, growth and distress sig…

1995-04-10 Kolkata, West Bengal Active Unlisted Active Compliant
Share
Connect MCP
SL Schefields Limited
Full Due-Diligence Report + Documents
  • Unlock all financial figures & 5-year trends
  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
₹700 ₹449 Save ₹251 excl. GST
Or from ₹279/report with credits View credit packages
Company Credits – Starter
  • One credit unlocks this full due-diligence report
  • Use across any company’s report, anytime
  • Credits valid for 12 months
× ₹700 ₹279 = ₹2,790 60% off
Choose your own credit amount View credit packages

Schefields Limited — 360° Intelligence Report

Generated from MCA filings & public records
63/100
Trust Score
Moderate

Schefields Limited is assessed as Moderate with a Trust Score of 63/100. Schefields Limited is an active public limited indian non-government company incorporated in 1995, operating in the Education sector. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.

Report generated on 10 Oct 2026 from the latest processed filings. Schefields Limited snapshot & full profile →

Financial Health › Caution
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
63/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
74/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
10/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
70/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.

Charges position: 0 open (-) · 3 satisfied (2.54 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Uco Bank2 48.0 cr
West Bengal Financial Corporation1 48.0 cr
Compliance Score: 74/100 Moderate
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2025).
  • Litigation present in 2 court forum(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
BIJAY GHADAI 01234567 Director 01/04/2018 6 yrs Approved
GAURAV KHEMKA 01234567 Director 01/04/2018 6 yrs Approved
MUKESH CHOWDHURY 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2021 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 50 · Distress 70
Growth signals & trust indicators
Operating for 31+ years.
Distress signals & risk flags
Negative net worth.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence70/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment42/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view39/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 13 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
10 Feb 2012
Director ceased
SANDEEP CHANANI
09 Feb 2012
Director appointed
MUKESH CHOWDHURY (Director)
10 Oct 2011
Director ceased
MEENA KHEMKA
20 Aug 2011
Director appointed
BIJAY GHADAI (Director)
05 Jan 2011
Charge satisfied
Uco Bank
20 Dec 2010
Charge satisfied
West Bengal Financial Corporation
07 Apr 2004
Charge created
Uco Bank - 18.76 Lakh
06 Feb 2002
Charge created
Uco Bank - 1.75 cr
27 Aug 2001
Director appointed
GAURAV KHEMKA (Director)
26 Jul 2001
Charge created
West Bengal Financial Corporation - 60.00 Lakh
10 Apr 1995
Incorporated
Registered with Roc Kolkata
10

Key Observations

Auto-generated from the data above
3 active director(s) / partner(s); board looks stable and experienced.
All 3 registered charge(s) stand satisfied - past borrowings repaid.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2021 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Agarwal Steel Complex Ltd. L27106WB1973PLC028640 Kolkata, West Bengal
Natin Builders Pvt.Ltd. U45201WB1995PTC073031 Kolkata, West Bengal
Circular Estates Pvt. Ltd. U70200WB1986PTC041126 Kolkata, West Bengal
Visa Resources Ltd U20299WB1982PLC035423 Kolkata, West Bengal
Jantej Commercial Enterprises Ltd U01409WB1980PLC033061 Kolkata, West Bengal
Klj Resources Ltd L67120WB1986PLC041487 Kolkata, West Bengal
Escape Vinimay Private Limited U51909WB2010PTC148844 Kolkata, West Bengal
Bidhannagar Tea Co Private Limited U01132WB1999PTC088940 Kolkata, West Bengal
Advantage Vinimay Private Limited U51109WB2007PTC114520 Kolkata, West Bengal
Fidma Ltd U65999WB1976PLC030575 Kolkata, West Bengal
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Schefields Limited before audits and certifications: compliance score 74/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Schefields Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score 50/100, margin trends, ownership structure and peer set for Schefields Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 63/100, distress signals and MSME payment-delay disclosures - know whether Schefields Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Schefields Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Schefields Limited an active company?

Schefields Limited has MCA status “Active” with a compliance score of 74/100 (Moderate).

Is Schefields Limited financially healthy?

Schefields Limited has a Financial Health Score of 10/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Schefields Limited?

Its overall Trust Score is 63/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Schefields Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Schefields Limited have loans or charges against its assets?

No open charges - all 3 registered charge(s) stand satisfied, indicating past borrowings were repaid.

Is Schefields Limited up to date with its ROC filings?

Balance sheet slightly behind (Mar 2025). Overall compliance score: 74/100 (Moderate).

Is it risky to lend to Schefields Limited?

Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.