Promoter holding
64.27%
SS
Save Solutions Private Limited - Due diligence report
A 360° intelligence report on Savebc: trust score, financial health, credit view, compliance, directors, growth and distress signals - gener…
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Savebc — 360° Intelligence Report
Generated from MCA filings & public records69/100
Trust Score
Moderate
Savebc is assessed as Moderate with a Trust Score of 69/100. Savebc is an active private limited indian non-government company incorporated in 2013, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.
Report generated on 18 Jul 2026 from the latest processed filings. Save Solutions Private Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
69/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
74/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
45/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
25/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
80/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
90/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
55/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Consolidated · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 25/100 Caution Indicated
- Liabilities ≈ 38% EBITDA - stretched.
- Open charges exceed net worth - secured lenders rank ahead.
- Elevated gearing (D/E 1.42).
- Externally credit-rated (BBB-).
Charges position: 36 open (680.22 cr) · 21 satisfied (347.32 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 37 | 48.0 cr |
| State Bank Of India | 10 | 48.0 cr |
| Indian Overseas Bank | 2 | 48.0 cr |
| Uco Bank | 1 | 48.0 cr |
| Idbi Trusteeship Services Limited | 1 | 48.0 cr |
| Indian Bank | 1 | 48.0 cr |
Compliance Score: 74/100 Moderate
- Company status is Active as per MCA.
- Balance sheet slightly behind (Mar 2024).
- Litigation present in 2 court forum(s).
- 23 active GST registration(s).
Legal cases on record (2)
05
Director Intelligence
Stability score: 80/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| KRISHNA KUMAR TIWARY | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| AJEET KUMAR SINGH | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SIVA CHIDAMBARAM VADIVEL ALAGAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| AJAY KUMAR SINHA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MEGHA BANSAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| PANKAJ KUMAR | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 6 directors on the board.
- No disqualified or deactivated DINs.
- 4 director exits in 3 years - high churn.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
4
Group entities
4
Capital events
28 allotment(s) · 3 transfer(s)
Promoters hold a majority stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| New Habitat Housing Finance And Development Limited | Subsidiary Company | 74.00% |
| Saggraha Management Services Private Limited | Subsidiary Company | 74.00% |
| Save Financial Services Private Limited | Subsidiary Company | 74.00% |
| Save Microfinance Private Limited | Subsidiary Company | 74.00% |
Key managerial personnel: AJEET KUMAR SINGH (Whole-time director) · AJAY KUMAR SINHA (Whole-time director) · PANKAJ KUMAR (Whole-time director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 90 · Distress 55
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Latest year revenue grew 24%.
Asset base grew 0.86 - capacity expansion.
EPFO headcount growing - hiring signal.
Operating for 12+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Losses deepening year-on-year.
Outside liabilities up 61% in a year.
3 director exits within 2 years.
36 open charge(s) registered - assets are encumbered.
2 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence67/100
Review suggested
Suitability as a supplier / customer counterparty.
- Statutory record is clean.
- 3 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment43/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 36 open charge(s) of 680.22 cr already registered.
- Compliance record supports lending.
Investor view69/100
Mixed indicators
Growth quality and scalability through an investor lens.
- 4 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events13 Nov 2025
Charge satisfied
Others
17 Oct 2025
Charge created
Others - 5.00 cr
Charge satisfied
State Bank Of India
25 Aug 2025
Charge satisfied
Others
11 Aug 2025
Charge satisfied
State Bank Of India
26 Jul 2025
Charge created
Others - 5.00 cr
11 Jul 2025
Charge created
Uco Bank - 50.00 cr
15 May 2025
Charge satisfied
Others
11 Apr 2025
Charge satisfied
Idbi Trusteeship Services Limited
17 Feb 2025
Charge satisfied
State Bank Of India
22 Jan 2025
Charge satisfied
Others
17 Jan 2025
Charge satisfied
Others
02 Jan 2025
Charge satisfied
Others
31 Dec 2024
Director ceased
AJEET KUMAR SINGH
Director ceased
AJAY KUMAR SINHA
10
Key Observations
Auto-generated from the data aboveRevenue grew 38% over the last 4 financial year(s).
Net profit margin moved from 1.42 to 2.1x.
Debt-to-equity stands at 24% - leverage worth monitoring.
Net worth is positive.
6 active director(s) / partner(s); board looks stable and experienced.
23 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 4 subsidiary(ies) - assess on a consolidated basis.
Carries an external credit rating of BBB- from Care.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a majority stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 28 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Wolkem India | U29299RJ1971PLC001379 | Udaipur, Rajasthan, India |
| Crifhighmark | U74130MH2005PTC216732 | Mumbai, Maharashtra, India |
| Bloom Energy (India) Private Limited | U74999KA2004PTC049952 | Bangalore North, Karnataka, India |
| Duracell | U36999KA2019FTC128533 | Bangalore North, Karnataka, India |
| Transunion Global Capability Center Private Limited | U72200KA2009PTC048992 | Bengaluru, Karnataka, India |
| Wheelseye | U74999HR2018FTC111977 | Gurgaon, Haryana, India |
| Basf | U26700MH2009PTC190283 | Mumbai, Maharashtra, India |
| Petrofac Engineering Services India Private Limited | U74210TN2006FTC061755 | Chennai, Tamil Nadu, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Savebc before audits and certifications: compliance score 74/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Savebc: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Enhanced diligence advised. Credit risk score 25/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 90/100, margin trends, ownership structure and peer set for Savebc - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 69/100, distress signals and MSME payment-delay disclosures - know whether Savebc pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Savebc - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Savebc an active company?
Savebc has MCA status “Active” with a compliance score of 74/100 (Moderate).
Is Savebc financially healthy?
Savebc has a Financial Health Score of 45/100 (Caution Indicated) based on its filed financial statements.
Should I do business with Savebc?
Its overall Trust Score is 69/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Savebc?
Promoters hold a majority stake - exact percentages are in the full report. 6 active director(s) are on record.
Does Savebc have loans or charges against its assets?
36 open charge(s) are registered against its assets, and 21 earlier charge(s) stand satisfied.
Is Savebc up to date with its ROC filings?
Balance sheet slightly behind (Mar 2024). Overall compliance score: 74/100 (Moderate).
Is it risky to lend to Savebc?
Its Credit Risk Score is 25/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
