Samc Services Private Limited - Due diligence report

A 360° intelligence report on Principal Retirement Advisors - India: trust score, financial health, credit view, compliance, directors, grow…

2004-10-11 Chennai, Tamil Nadu Amalgamated Unlisted Active Compliant
Share
SS Samc Services Private Limited
Full Due-Diligence Report + Documents
  • Unlock all financial figures & 5-year trends
  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
₹700 ₹449 Save ₹251 excl. GST
Or from ₹279/report with credits View credit packages
Company Credits – Starter
  • One credit unlocks this full due-diligence report
  • Use across any company’s report, anytime
  • Credits valid for 12 months
× ₹700 ₹279 = ₹2,790 60% off
Choose your own credit amount View credit packages

Principal Retirement Advisors - India — 360° Intelligence Report

Generated from MCA filings & public records
51/100
Trust Score
Moderate

Principal Retirement Advisors - India is assessed as Moderate with a Trust Score of 51/100. Principal Retirement Advisors - India is a private limited indian non-government company incorporated in 2004, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and moderate financial risk profile.

Report generated on 16 Jul 2026 from the latest processed filings. Samc Services Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Neutral
Compliance › Caution

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
51/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
23/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
70/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
50/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
40/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 23/100 Caution Indicated
  • Company status is "Amalgamated" - not Active.
  • Last balance sheet is for Mar 2023 - filings overdue.
  • Litigation present in 1 court forum(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 50/100
NameDIN / PANDesignationAppointedTenureDIN status
SRITHARAN SRINIVASAN THIRUVADI 01234567 Director 01/04/2018 6 yrs Approved
CELAMBAKKAM MAHADEVAN LOGANATHAN 01234567 Director 01/04/2018 6 yrs Approved
RAMABADRAN SRINIVASARAGHAVAN RANGHUNATHAN 01234567 Director 01/04/2018 6 yrs Approved
CELAMBAKKAM MAHADEVAN LOGANATHAN 01234567 Director 01/04/2018 6 yrs Approved
AJITH KUMAR RAJAN 01234567 Director 01/04/2018 6 yrs Approved
SUNIL SUBRAMANIAM 01234567 Director 01/04/2018 6 yrs Approved
AJITH KUMAR RAJAN 01234567 Director 01/04/2018 6 yrs Approved
RAMABADRAN SRINIVASARAGHAVAN RANGHUNATHAN 01234567 Director 01/04/2018 6 yrs Approved
  • 8 directors on the board.
  • SRITHARAN SRINIVASAN THIRUVADI has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
Director & KMP remuneration (FY 2021)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2022 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Sundaram Asset Management Company Limited
Subsidiaries
-
Group entities
-
Capital events
11 allotment(s) · 1 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Sundaram Asset Management Company Limited Holding Company 74.00%

Key managerial personnel: CELAMBAKKAM MAHADEVAN LOGANATHAN (CEO) · RAMABADRAN SRINIVASARAGHAVAN RANGHUNATHAN (CFO) · RAMABADRAN SRINIVASARAGHAVAN RANGHUNATHAN (CFO)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 50 · Distress 40
Growth signals & trust indicators
Profit expanded 38% year-on-year.
Operating for 21+ years.
Distress signals & risk flags
Revenue declined year-on-year.
Statutory filings appear overdue.
Adverse company status: Amalgamated.
Compliance score is weak (23/100).
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence36/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment54/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view57/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
22 Jun 2023
Last AGM held
Annual general meeting
21 Jun 2023
Director ceased
SUNIL SUBRAMANIAM
31 Mar 2023
Latest balance sheet
Filed with ROC
01 Oct 2022
Director ceased
RANGANATHA VIJAYENDIRAN RAO
30 Sep 2022
Director appointed
SUNIL SUBRAMANIAM (Director)
25 May 2022
Director ceased
SRITHARAN SRINIVASAN THIRUVADI
Director ceased
CELAMBAKKAM MAHADEVAN LOGANATHAN
29 Apr 2022
Director appointed
RAMABADRAN SRINIVASARAGHAVAN RANGHUNATHAN (CFO)
Director appointed
AJITH KUMAR RAJAN (Company Secretary)
31 Mar 2022
Share transfer (FY 2022)
161000000.00000000 shares to Sundaram Asset Management Company Limited
31 Dec 2021
Director appointed
SRITHARAN SRINIVASAN THIRUVADI (Director)
Director appointed
CELAMBAKKAM MAHADEVAN LOGANATHAN (CEO)
Director appointed
CELAMBAKKAM MAHADEVAN LOGANATHAN (Director)
Director ceased
PATRICK GREGORY HALTER
Director ceased
DAVID MARK ASHTON
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Net worth is positive.
8 active director(s) / partner(s); review board churn before relying on management continuity.
Promoters hold a dominant controlling stake as per the FY 2022 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 11 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Vessel Exports Private Limited U74899DL1993PTC052589 New Delhi, Delhi, India
Waycon Commerce Pvt Ltd U51109WB1995PTC067593 Kolkata, West Bengal, India
Superior Commodities Private Limited U52599WB2007PTC112430 Howrah, West Bengal, India
Sammadhan Web Solution Private Limited U72900WB2020PTC239323 Basirhat, West Bengal, India
Daulat Leasing And Finance Private Limited U74899DL1983PTC014957 New Delhi, Delhi, India
Yes2Yes Consultant Services Private Limited U74999TG2018PTC123204 Hyderabad, Telangana, India
Peristyle Securiteis And Finance Private Limited U74899DL1995PTC072213 Delhi, Delhi, India
Parshvnath Nidhi Limited U65929RJ2017PLC059743 Bundi, Rajasthan, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Principal Retirement Advisors - India before audits and certifications: compliance score 23/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Principal Retirement Advisors - India: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 50/100, margin trends, ownership structure and peer set for Principal Retirement Advisors - India - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 51/100, distress signals and MSME payment-delay disclosures - know whether Principal Retirement Advisors - India pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Principal Retirement Advisors - India - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Principal Retirement Advisors - India an active company?

Principal Retirement Advisors - India has MCA status “Amalgamated” with a compliance score of 23/100 (Caution Indicated).

Is Principal Retirement Advisors - India financially healthy?

Principal Retirement Advisors - India has a Financial Health Score of 70/100 (Moderate) based on its filed financial statements.

Should I do business with Principal Retirement Advisors - India?

Its overall Trust Score is 51/100 (Moderate). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Principal Retirement Advisors - India?

The ultimate holding entity is Sundaram Asset Management Company Limited. 8 active director(s) are on record.

Does Principal Retirement Advisors - India have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Principal Retirement Advisors - India up to date with its ROC filings?

Last balance sheet is for Mar 2023 - filings overdue. Overall compliance score: 23/100 (Caution Indicated).

Is it risky to lend to Principal Retirement Advisors - India?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.