Samarppanam Chits Private Limited - Due diligence report

A 360° intelligence report on Samarppanam Chits Private Limited: trust score, financial health, credit view, compliance, directors, growth a…

2012-03-19 Thrissur, Kerala Active Unlisted Active Compliant
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SC Samarppanam Chits Private Limited
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Samarppanam Chits Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
84/100
Trust Score
Low Risk

Samarppanam Chits Private Limited is assessed as Low Risk with a Trust Score of 84/100. Samarppanam Chits Private Limited is an active private limited indian non-government company incorporated in 2012, operating in the Financial Services sector. Processed financial statements are not yet available for trend analysis. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 02 Aug 2026 from the latest processed filings. Samarppanam Chits Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
84/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
93/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
85/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreNo Data
N/A
Needs at least two filed years to measure growth.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 1 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • Moderate gearing (D/E 1.42).
  • Profitable - internal accruals available.

Charges position: 4 open (22.15 Lakh) · 0 satisfied (-).

Banking relationships (from registered charges)
LenderChargesAmount
The South Indian Bank Limited4 48.0 cr
Compliance Score: 93/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Litigation present in 1 court forum(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
PULIKKOTTIL THOMAS JOSE 01234567 Director 01/04/2018 6 yrs Approved
BABY KANJIRAPARAMBIL THOMAS 01234567 Director 01/04/2018 6 yrs Approved
NIJO MICHEL 01234567 Director 01/04/2018 6 yrs Approved
THOMAS MANGAN DEVASSY 01234567 Director 01/04/2018 6 yrs Approved
SHAJU THEKKEKKARA JOSEPH 01234567 Director 01/04/2018 6 yrs Approved
ENOKARAN LONAPPAN FRANCIS 01234567 Director 01/04/2018 6 yrs Approved
GEORGE KOLLANNUR PYLOTH 01234567 Director 01/04/2018 6 yrs Approved
JAISON JOSE KUNDUKULANGARA 01234567 Director 01/04/2018 6 yrs Approved
DENNI CHIRIYAMKANDATH ANTONY 01234567 Director 01/04/2018 6 yrs Approved
JOSEPH KUNJAPPU MATHEW 01234567 Director 01/04/2018 6 yrs Approved
  • 10 directors on the board.
  • NIJO MICHEL has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
0 allotment(s) · 1 transfer(s)

Promoters hold the largest single block of equity - exact percentages are part of the full report.

Key managerial personnel: BABY KANJIRAPARAMBIL THOMAS (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth N/A · Distress 90
Growth signals & trust indicators
Operating for 14+ years.
Distress signals & risk flags
4 open charge(s) registered - assets are encumbered.
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence89/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment76/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 4 open charge(s) of 22.15 Lakh already registered.
  • Compliance record supports lending.
Investor view51/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
26 Jul 2024
Director appointed
NIJO MICHEL (Additional Director)
21 Apr 2022
Charge created
The South Indian Bank Limited - 1.00 Lakh
Charge created
The South Indian Bank Limited - 1.20 Lakh
Charge created
The South Indian Bank Limited - 1.05 Lakh
11 Mar 2022
Charge created
The South Indian Bank Limited - 18.90 Lakh
22 Oct 2021
Director appointed
JOSEPH KUNJAPPU MATHEW (Director)
Director ceased
SOBY MATHEW
11 Sep 2020
Director ceased
BABY KANJIRAPARAMBIL THOMAS
10 Aug 2020
Director appointed
PULIKKOTTIL THOMAS JOSE (Director)
Director appointed
DENNI CHIRIYAMKANDATH ANTONY (Director)
Director ceased
ANTO PALAYOORMULLUKKARAN RAPPAI
Director ceased
JOSEPH KUNJAPPU MATHEW
20 Mar 2019
Director appointed
BABY KANJIRAPARAMBIL THOMAS (Managing Director)
10

Key Observations

Auto-generated from the data above
Compliance record is strong - status, filings and flags are clean.
10 active director(s) / partner(s); review board churn before relying on management continuity.
Promoters hold the largest single block of equity as per the FY 2017 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Gadgil And Associates Private Limited U67120MH2002PTC137285 Borivali West, Maharashtra, India
Sumadhura Chit Fund Pvt Ltd U65992TG1983PTC004057 Nalgonda, Telangana, India
Pala Chitty Company Private Limited U65992KL1995PTC008652 Kottayam, Kerala, India
Win Way Kuries (India) Private Limited U65992KL2011PTC028457 Thrissur, Kerala, India
Malhan Investments Private Limited U65100DL1992PTC048740 New Delhi, Delhi, India
Moham Kuries Private Limited U65992KL2006PTC020021 Thrissur, Kerala, India
Shivratri Dealmark Private Limited U74999WB2012PTC173743 Kolkata, West Bengal, India
Pripro Financial And Share Services Limited U65990MH1994PLC076898 Mumbai, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Samarppanam Chits Private Limited before audits and certifications: compliance score 93/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Samarppanam Chits Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score n/a, margin trends, ownership structure and peer set for Samarppanam Chits Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 84/100, distress signals and MSME payment-delay disclosures - know whether Samarppanam Chits Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Samarppanam Chits Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Samarppanam Chits Private Limited an active company?

Samarppanam Chits Private Limited has MCA status “Active” with a compliance score of 93/100 (Low Risk).

Is Samarppanam Chits Private Limited financially healthy?

Samarppanam Chits Private Limited has a Financial Health Score of 85/100 (Low Risk) based on its filed financial statements.

Should I do business with Samarppanam Chits Private Limited?

Its overall Trust Score is 84/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Samarppanam Chits Private Limited?

Promoters hold the largest single block of equity - exact percentages are in the full report. 10 active director(s) are on record.

Does Samarppanam Chits Private Limited have loans or charges against its assets?

4 open charge(s) are registered against its assets.

Is Samarppanam Chits Private Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 93/100 (Low Risk).

Is it risky to lend to Samarppanam Chits Private Limited?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.