Promoter holding
64.27%
SA
S.M Auto Engineering - Due diligence report
A 360° intelligence report on S.M Auto Engineering: trust score, financial health, credit view, compliance, directors, growth and distress s…
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S.M Auto Engineering — 360° Intelligence Report
Generated from MCA filings & public records72/100
Trust Score
Moderate
S.M Auto Engineering is assessed as Moderate with a Trust Score of 72/100. S.M Auto Engineering is an active private limited indian non-government company incorporated in 1976, operating in the Automotive sector. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.
Report generated on 03 Oct 2026 from the latest processed filings. S M Auto Engineering Pvt Ltd snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
72/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
66/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
50/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
55/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Consolidated · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 50/100 Moderate
- Open charges exceed net worth - secured lenders rank ahead.
- Elevated gearing (D/E 38%).
- Profitable - internal accruals available.
- Externally credit-rated (BBB-).
Charges position: 6 open (206.28 cr) · 8 satisfied (27.05 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 6 | 48.0 cr |
| State Bank Of India | 6 | 48.0 cr |
| Daimler Financial Services India Private Limited | 1 | 48.0 cr |
| Lloyos Finance Ltd. | 1 | 48.0 cr |
Compliance Score: 66/100 Moderate
- Company status is Active as per MCA.
- Balance sheet slightly behind (Mar 2025).
- Litigation present in 2 court forum(s).
- Delayed payments to MSME suppliers disclosed (158 disclosure(s)).
- 3 active GST registration(s).
Legal cases on record (2)
05
Director Intelligence
Stability score: 90/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| VYOMESH NATWARLAL TEKWANI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| AKSHAY SANJAY CHOPDA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SANJAY MOHANLAL CHOPDA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SANTOSH BHASHKARAO PANDE | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MANJIRI VINAYAK MADHAVI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 5 directors on the board.
- No disqualified or deactivated DINs.
- 1 director exit(s) in the last 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2024)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2025 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
1
Group entities
1
Capital events
5 allotment(s) · 2 transfer(s)
| Group entity | Relationship | % held |
|---|---|---|
| Sm Exhaust Technology Private Limited | Subsidiary Company | 74.00% |
Key managerial personnel: SANJAY MOHANLAL CHOPDA (Managing Director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 55 · Distress 75
Growth signals & trust indicators
EPFO headcount growing - hiring signal.
Operating for 49+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
6 open charge(s) registered - assets are encumbered.
MSME payment delays disclosed - latest outstanding 38.93 Lakh.
2 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence70/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment54/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 6 open charge(s) of 206.28 cr already registered.
- Compliance gaps should be priced into terms.
Investor view58/100
Mixed indicators
Growth quality and scalability through an investor lens.
- 1 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
29 Sep 2024
Director ceased
SANTOSH BHASHKARAO PANDE
22 Jan 2024
Director appointed
SANTOSH BHASHKARAO PANDE (Director)
20 Nov 2023
Charge created
Others - 57.35 Lakh
13 Apr 2023
Charge satisfied
Others
31 Mar 2023
Share transfer (FY 2023)
5.00000000 shares to Prema Mohanlal Chopda
27 Oct 2022
Securities allotted
300000 Preference Shares - 3.00 cr raised
14 Oct 2022
Charge created
State Bank Of India - 55.00 cr
01 Apr 2022
Director ceased
SHARAD MANGESHRAO REGE
01 Feb 2022
Charge created
State Bank Of India - 7.84 cr
30 Sep 2021
Director ceased
AKSHAY SANJAY CHOPDA
31 Aug 2021
Charge satisfied
Others
01 Apr 2021
Director appointed
AKSHAY SANJAY CHOPDA (Director)
31 Mar 2021
Share transfer (FY 2021)
6.00000000 shares to Vimala Bhandari
10
Key Observations
Auto-generated from the data aboveRevenue grew 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Debt-to-equity stands at 0.86 - leverage worth monitoring.
Net worth is positive.
5 active director(s) / partner(s); board looks stable and experienced.
3 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 1 subsidiary(ies) - assess on a consolidated basis.
Carries an external credit rating of BBB- from Crisil.
EPFO-registered employer - verifiable payroll history exists.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 5 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Ambashakti | U27106DL2014PLC266460 | New Delhi, Delhi, India |
| Oswal Smelters | U27107KA2008PTC046211 | Bangalore, Karnataka, India |
| Adhunik Industries | L27100WB1979PLC032200 | Kolkata, West Bengal, India |
| Amerikan Steels Private Limited | U27201MH2004PTC179529 | Mumbai, Maharashtra, India |
| Sm Exhaust Technology Private Limited | U29120PN1997PTC105104 | Haveli, Maharashtra, India |
| Neo Metaliks | U27109WB2003PLC097231 | Kolkata, West Bengal, India |
| Cmr Aluminium Private Limited | U27310HR2020PTC084758 | Faridabad, Haryana, India |
| Metpro | U27100TN2008PTC068037 | Chennai, Tamil Nadu, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify S.M Auto Engineering before audits and certifications: compliance score 66/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of S.M Auto Engineering: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 55/100, margin trends, ownership structure and peer set for S.M Auto Engineering - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 72/100, distress signals and MSME payment-delay disclosures - know whether S.M Auto Engineering pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for S.M Auto Engineering - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is S.M Auto Engineering an active company?
S.M Auto Engineering has MCA status “Active” with a compliance score of 66/100 (Moderate).
Is S.M Auto Engineering financially healthy?
S.M Auto Engineering has a Financial Health Score of 50/100 (Moderate) based on its filed financial statements.
Should I do business with S.M Auto Engineering?
Its overall Trust Score is 72/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls S.M Auto Engineering?
See the directors and ownership sections above for board and shareholding detail. 5 active director(s) are on record.
Does S.M Auto Engineering have loans or charges against its assets?
6 open charge(s) are registered against its assets, and 8 earlier charge(s) stand satisfied.
Is S.M Auto Engineering up to date with its ROC filings?
Balance sheet slightly behind (Mar 2025). Overall compliance score: 66/100 (Moderate).
Is it risky to lend to S.M Auto Engineering?
Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
