Rupitol Finance Private Limited - Due diligence report

A 360° intelligence report on Rupitol Finance: trust score, financial health, credit view, compliance, directors, growth and distress signal…

2018-11-14 Udaipur, Rajasthan Active Unlisted Active Compliant
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Rupitol Finance — 360° Intelligence Report

Generated from MCA filings & public records
76/100
Trust Score
Low Risk

Rupitol Finance is assessed as Low Risk with a Trust Score of 76/100. Rupitol Finance is an active private limited indian non-government company incorporated in 2018, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 29 Jul 2026 from the latest processed filings. Rupitol Finance Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
76/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
78/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
80/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
35/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 35/100 Caution Indicated
  • Liabilities ≈ 38% EBITDA - stretched.
  • Open charges exceed net worth - secured lenders rank ahead.
  • Elevated gearing (D/E 1.42).
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 26 open (154.71 cr) · 19 satisfied (42.00 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Others43 48.0 cr
State Bank Of India2 48.0 cr
Compliance Score: 78/100 Low Risk
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2024).
  • 1 auditor resignation(s) filed - latest: Manish Kumar Mishra & Associate on 2021-07-20.
  • 5 active GST registration(s).
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
AMIT BOLIA 01234567 Director 01/04/2018 6 yrs Approved
MAHESH KUMAR KALANI 01234567 Director 01/04/2018 6 yrs Approved
GAURAV BABEL 01234567 Director 01/04/2018 6 yrs Approved
Rachana Sharma 01234567 Director 01/04/2018 6 yrs Approved
  • 4 directors on the board.
  • MAHESH KUMAR KALANI has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2024)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2024 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
22 allotment(s) · 5 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: AMIT BOLIA (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 95 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Latest year revenue grew 24%.
Profit expanded 0.86 year-on-year.
Asset base grew 61% - capacity expansion.
Operating for 7 years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 38% in a year.
26 open charge(s) registered - assets are encumbered.
1 auditor resignation(s) on record - review the stated reasons.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence78/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment59/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 26 open charge(s) of 154.71 cr already registered.
  • Compliance record supports lending.
Investor view85/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 4 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
27 Sep 2025
Charge created
Others - 5.00 cr
Charge created
Others - 1.90 cr
15 Jul 2025
Charge satisfied
Others
28 Apr 2025
Charge satisfied
Others
24 Apr 2025
Charge satisfied
Others
11 Apr 2025
Charge satisfied
Others
31 Mar 2025
Charge created
Others - 5.00 cr
26 Mar 2025
Charge created
Others - 10.00 cr
27 Feb 2025
Charge satisfied
Others
20 Jan 2025
Charge created
Others - 5.00 cr
15 Jan 2025
Charge satisfied
Others
17 Dec 2024
Charge satisfied
Others
21 Nov 2024
Director appointed
Rachana Sharma (Company Secretary)
25 Oct 2024
Charge satisfied
Others
16 Oct 2024
Charge satisfied
Others
10

Key Observations

Auto-generated from the data above
Revenue grew 1.42 over the last 4 financial year(s).
Debt-to-equity stands at 2.1x - leverage worth monitoring.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
4 active director(s) / partner(s); review board churn before relying on management continuity.
5 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2024 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 22 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Kafl U74999GJ1994PLC022816 Rajkot, Gujarat, India
Prayatna Microfinance Limited U65929DL2017PLC322587 New Delhi, Delhi, India
Commonwealth Inclusive Growth Services U65920TN2008PLC066120 Chennai, Tamil Nadu, India
Atishay Infotech L70101MH2000PLC192613 Mumbai, Maharashtra, India
Lyon Investment And Industries Private Limited U67120MH1982PTC026892 Mumbai, Maharashtra, India
Shalimar Infrabiz Private Limited U52100PB2015PTC039256 Ludhiana, Punjab, India
Ahaliaexchange U65999KL2001PLC015075 Kochi, Kerala, India
Aarkay Investments Pvt. Ltd. U65921WB1995PTC074304 Kolkata, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Rupitol Finance before audits and certifications: compliance score 78/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Rupitol Finance: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 35/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Rupitol Finance - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 76/100, distress signals and MSME payment-delay disclosures - know whether Rupitol Finance pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Rupitol Finance - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Rupitol Finance an active company?

Rupitol Finance has MCA status “Active” with a compliance score of 78/100 (Low Risk).

Is Rupitol Finance financially healthy?

Rupitol Finance has a Financial Health Score of 80/100 (Low Risk) based on its filed financial statements.

Should I do business with Rupitol Finance?

Its overall Trust Score is 76/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Rupitol Finance?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 4 active director(s) are on record.

Does Rupitol Finance have loans or charges against its assets?

26 open charge(s) are registered against its assets, and 19 earlier charge(s) stand satisfied.

Is Rupitol Finance up to date with its ROC filings?

Balance sheet slightly behind (Mar 2024). Overall compliance score: 78/100 (Low Risk).

Is it risky to lend to Rupitol Finance?

Its Credit Risk Score is 35/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.