Ruma Textiles Private Limited - Due diligence report

A 360° intelligence report on Ruma Textiles Private Limited: trust score, financial health, credit view, compliance, directors, growth and d…

2010-02-01 Bhubaneswar, Orissa Active Unlisted Active Non-Compliant
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Ruma Textiles Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
60/100
Trust Score
Moderate

Ruma Textiles Private Limited is assessed as Moderate with a Trust Score of 60/100. Ruma Textiles Private Limited is an active private limited indian non-government company incorporated in 2010, operating in the Trading sector. Processed financial statements are not yet available for trend analysis. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.

Report generated on 27 Jun 2026 from the latest processed filings. Ruma Textiles Private Limited snapshot & full profile →

Financial Health › Weak
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
60/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
55/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
40/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
25/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreNo Data
N/A
Needs at least two filed years to measure growth.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 1 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 25/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • Open charges exceed net worth - secured lenders rank ahead.
  • Elevated gearing (D/E 38%).
  • Working-capital cover adequate.

Charges position: 2 open (52.50 Lakh) · 0 satisfied (-).

Banking relationships (from registered charges)
LenderChargesAmount
Reliance Capital Ltd1 48.0 cr
State Bank Of India1 48.0 cr
Compliance Score: 55/100 Moderate
  • Company status is Active as per MCA.
  • Marked ACTIVE non-compliant (INC-22A).
  • Last balance sheet is for Mar 2017 - filings overdue.
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
AKHTAR MOHAMMAD 01234567 Director 01/04/2018 6 yrs Approved
MAHAMMAD JAWED ABBAS 01234567 Director 01/04/2018 6 yrs Approved
RASEDA KHANAM 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • RASEDA KHANAM has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 1 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth N/A · Distress 80
Growth signals & trust indicators
Operating for 16+ years.
Distress signals & risk flags
Statutory filings appear overdue.
Compliance score is weak (55/100).
2 open charge(s) registered - assets are encumbered.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence64/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment37/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 2 open charge(s) of 52.50 Lakh already registered.
  • Compliance gaps should be priced into terms.
Investor view29/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 12 events
30 Sep 2017
Last AGM held
Annual general meeting
31 Mar 2017
Latest balance sheet
Filed with ROC
31 Mar 2016
Share transfer (FY 2016)
15000.00000000 shares to JAWED ABBAS
02 Jan 2016
Director ceased
ANWAR MOHHAMED
01 Feb 2014
Director ceased
REHANA PERWEEN
18 Oct 2013
Charge created
Reliance Capital Ltd - 28.00 Lakh
09 Jul 2013
Charge created
State Bank Of India - 24.50 Lakh
12 Dec 2012
Securities allotted
100000.00 Equity Shares - 20.00 Lakh raised
14 Jun 2012
Director appointed
MAHAMMAD JAWED ABBAS (Director)
Director appointed
RASEDA KHANAM (Director)
01 Feb 2010
Incorporated
Registered with Roc Cuttack
Director appointed
AKHTAR MOHAMMAD (Director)
10

Key Observations

Auto-generated from the data above
3 active director(s) / partner(s); review board churn before relying on management continuity.
Promoters hold a dominant controlling stake as per the FY 2017 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Swati Realtech Private Limited U70101DL2008PTC182012 New Delhi, Delhi, India
Air Ventil India Private Limited U29197DL1999PTC097788 Delhi, Delhi, India
Tres Lab India Private Limited U74900TN2015PTC103151 Chennai, Tamil Nadu, India
Positive Commotrade Private Limited U51909WB2010PTC141167 Rajarhat, West Bengal, India
Anaro Designs Private Limited (Opc) U74999DL2015OPC289073 New Delhi, Delhi, India
Pazhemadom Enterprises Private Limited U27107KL1999PTC013097 Kottayam, Kerala, India
Venus Vinimay Private Limited U51909WB2007PTC118665 Kolkata, West Bengal, India
Greenlighting Luminers (India) Private Limited U74900KA2010PTC053469 Bangalore, Karnataka, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Ruma Textiles Private Limited before audits and certifications: compliance score 55/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Ruma Textiles Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 25/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score n/a, margin trends, ownership structure and peer set for Ruma Textiles Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 60/100, distress signals and MSME payment-delay disclosures - know whether Ruma Textiles Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Ruma Textiles Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Ruma Textiles Private Limited an active company?

Ruma Textiles Private Limited has MCA status “Active” with a compliance score of 55/100 (Moderate).

Is Ruma Textiles Private Limited financially healthy?

Ruma Textiles Private Limited has a Financial Health Score of 40/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Ruma Textiles Private Limited?

Its overall Trust Score is 60/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Ruma Textiles Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Ruma Textiles Private Limited have loans or charges against its assets?

2 open charge(s) are registered against its assets.

Is Ruma Textiles Private Limited up to date with its ROC filings?

Marked ACTIVE non-compliant (INC-22A). Overall compliance score: 55/100 (Moderate).

Is it risky to lend to Ruma Textiles Private Limited?

Its Credit Risk Score is 25/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.