Ruhy Leasing Co. Ltd. - Due diligence report

A 360° intelligence report on Ruhy Leasing Co. Ltd.: trust score, financial health, credit view, compliance, directors, growth and distress …

1985-01-24 Kolkata, West Bengal Active Unlisted Active Compliant
Share
View plans Plan
RL Ruhy Leasing Co. Ltd.
View plans Plan
Full Due-Diligence Report + Documents
  • Unlock all financial figures & 5-year trends
  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
₹700 ₹349 50% off New user
Or enjoy up to 50% off with credits View credit packages
Company Credits – Starter
  • One credit unlocks this full due-diligence report
  • Use across any company’s report, anytime
  • Credits valid for 12 months
× ₹700 ₹279 = ₹2,790 60% off
Choose your own credit amount View credit packages

Ruhy Leasing Co. Ltd. — 360° Intelligence Report

Generated from MCA filings & public records
70/100
Trust Score
Moderate

Ruhy Leasing Co. Ltd. is assessed as Moderate with a Trust Score of 70/100. Ruhy Leasing Co. Ltd. is an active public limited indian non-government company incorporated in 1985, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.

Report generated on 14 Jul 2026 from the latest processed filings. Ruhy Leasing Co. Ltd. snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
70/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
61/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
55/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
55/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Elevated gearing (D/E 1.42).
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 61/100 Moderate
  • Company status is Active as per MCA.
  • Last balance sheet is for Mar 2021 - filings overdue.
  • Litigation present in 2 court forum(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SUBRATA ROY 01234567 Director 01/04/2018 6 yrs Approved
SUNIL KEDIA 01234567 Director 01/04/2018 6 yrs Approved
RAGHAV KEDIA 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2020 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 55 · Distress 65
Growth signals & trust indicators
Profit expanded 2.1x year-on-year.
Net margin improved to 24%.
Operating for 41+ years.
Distress signals & risk flags
Revenue declined year-on-year.
Statutory filings appear overdue.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence65/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment52/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view59/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 2 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 9 events
30 Nov 2021
Last AGM held
Annual general meeting
31 Mar 2021
Latest balance sheet
Filed with ROC
30 Dec 2016
Director ceased
RAM DAYAL MASKARA
28 Dec 2016
Director appointed
RAGHAV KEDIA (Director)
18 Mar 2015
Securities allotted
2000000 Equity Shares Without Differential Rights - 2.00 cr raised
14 Jun 2011
Director appointed
SUBRATA ROY (Director)
Director ceased
RADHESHYAM KEDIA
24 Jan 1985
Incorporated
Registered with Roc Kolkata I
Director appointed
SUNIL KEDIA (Director)
10

Key Observations

Auto-generated from the data above
Revenue declined 0.86 over the last 4 financial year(s).
Net profit margin moved from 61% to 38%.
Debt-to-equity stands at 1.42 - leverage worth monitoring.
Net worth is positive.
3 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2020 annual return.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Lilac Vanijya Pvt Ltd U51909WB1995PTC070446 Kolkata, West Bengal, India
Rajat Polypack Pvt. Ltd. U51109WB1994PTC063638 Kolkata, West Bengal, India
Vindhyanchal Finlease Private Limited U65929DL1996PTC079905 East Delhi, Delhi, India
Futureage India Micro Credit Services U74900UP2014NPL064232 Lucknow, Uttar Pradesh, India
Senex Marketing Pvt. Ltd. U51109WB1995PTC070585 Titagarh], West Bengal, India
Well Fin Securities Limited U67120GJ1995PLC028446 Ahmedabad, Gujarat, India
Rb Money Financial Services Private Limited U74999DL1994PTC059790 New Delhi, Delhi, India
Goodview Agencies Pvt Ltd U51109WB1996PTC078171 Kolkata, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Ruhy Leasing Co. Ltd. before audits and certifications: compliance score 61/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Ruhy Leasing Co. Ltd.: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 55/100, margin trends, ownership structure and peer set for Ruhy Leasing Co. Ltd. - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 70/100, distress signals and MSME payment-delay disclosures - know whether Ruhy Leasing Co. Ltd. pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Ruhy Leasing Co. Ltd. - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Ruhy Leasing Co. Ltd. an active company?

Ruhy Leasing Co. Ltd. has MCA status “Active” with a compliance score of 61/100 (Moderate).

Is Ruhy Leasing Co. Ltd. financially healthy?

Ruhy Leasing Co. Ltd. has a Financial Health Score of 55/100 (Moderate) based on its filed financial statements.

Should I do business with Ruhy Leasing Co. Ltd.?

Its overall Trust Score is 70/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Ruhy Leasing Co. Ltd.?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Ruhy Leasing Co. Ltd. have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Ruhy Leasing Co. Ltd. up to date with its ROC filings?

Last balance sheet is for Mar 2021 - filings overdue. Overall compliance score: 61/100 (Moderate).

Is it risky to lend to Ruhy Leasing Co. Ltd.?

Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.