Promoter holding
64.27%
RC
Rubex Credit Pvt Ltd - Due diligence report
A 360° intelligence report on Rubex Credit Pvt Ltd: trust score, financial health, credit view, compliance, directors, growth and distress s…
RC
Rubex Credit Pvt Ltd
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Rubex Credit Pvt Ltd — 360° Intelligence Report
Generated from MCA filings & public records71/100
Trust Score
Moderate
Rubex Credit Pvt Ltd is assessed as Moderate with a Trust Score of 71/100. Rubex Credit Pvt Ltd is an active private limited indian non-government company incorporated in 1990, operating in the Home & Lifestyle sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and moderate financial risk profile.
Report generated on 09 Jul 2026 from the latest processed filings. Rubex Credit Pvt Ltd snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
71/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
75/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
50/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
35/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
75/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
55/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 4 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 35/100 Caution Indicated
- Negative operating earnings - debt service depends on external support.
- Open charges exceed net worth - secured lenders rank ahead.
- Working-capital cover adequate.
Charges position: 1 open (22.23 cr) · 0 satisfied (-).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| State Bank Of India | 1 | 48.0 cr |
Compliance Score: 75/100 Low Risk
- Company status is Active as per MCA.
- Last balance sheet is for Mar 2020 - filings overdue.
05
Director Intelligence
Stability score: 95/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| SUBHASH DUTTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| BIMAL KANTI DAS | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 2 directors on the board.
- No disqualified or deactivated DINs.
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
06
Ownership & Group Intelligence
As per FY 2017 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
2 allotment(s) · 0 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
Full shareholding pattern, group structure & capital events →
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Risk Intelligence Center
Growth 75 · Distress 55
Growth signals & trust indicators
Revenue acceleration: +38% over 3 year(s).
Asset base grew 1.42 - capacity expansion.
Operating for 36+ years.
Distress signals & risk flags
Losses deepening year-on-year.
Outside liabilities up 2.1x in a year.
Statutory filings appear overdue.
1 open charge(s) registered - assets are encumbered.
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Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence68/100
Review suggested
Suitability as a supplier / customer counterparty.
- Statutory record is clean.
- 3 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment50/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 1 open charge(s) of 22.23 cr already registered.
- Compliance record supports lending.
Investor view65/100
Mixed indicators
Growth quality and scalability through an investor lens.
- 2 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
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MCA Filings & Events Timeline
Latest 11 events31 Dec 2020
Last AGM held
Annual general meeting
31 Mar 2020
Latest balance sheet
Filed with ROC
30 Mar 2019
Director appointed
SUBHASH DUTTA (Director)
Director ceased
SUNIL KUMAR MALL
12 Apr 2016
Director appointed
BIMAL KANTI DAS (Director)
Director ceased
BABLU RAVI DAS
28 Jun 2013
Charge created
State Bank Of India - 22.23 cr
04 Dec 2010
Securities allotted
34000 Equity Shares Without Differential Rights - 34.00 Lakh raised
23 Aug 2010
Securities allotted
252000 Equity Shares Without Differential Rights - 2.52 cr raised
23 Mar 2010
Director ceased
ANIL KUMAR MALL
05 Apr 1990
Incorporated
Registered with Roc Kolkata
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Key Observations
Auto-generated from the data aboveRevenue grew 24% over the last 3 financial year(s).
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
2 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2017 annual return.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Chopra Sapra Auto Sales Company Private Limited | U50101RJ1990PTC005622 | Jaipur, Rajasthan, India |
| Prachi Fashions Private Limited | U17120WB2009PTC138177 | Kolkata, West Bengal, India |
| Ab Presstech Machineries Private Limited | U51109DL2009PTC197112 | New Delhi, Delhi, India |
| Cardolite Trading Private Limited | U24100TN2011PTC082741 | Chennai, Tamil Nadu, India |
| Krishna Micronutrients Private Limited | U15490PN2008PTC132105 | Pune, Maharashtra, India |
| Zeeagro Woodworks Private Limited | U74999DL2016PTC298150 | New Delhi, Delhi, India |
| Shivsakti Merchandise Private Limited | U51109WB2008PTC126188 | Kolkata, West Bengal, India |
| Zodiac Vanijya Private Limited | U74900WB2010PTC146138 | Kolkata, West Bengal, India |
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Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Rubex Credit Pvt Ltd before audits and certifications: compliance score 75/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Rubex Credit Pvt Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 35/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 75/100, margin trends, ownership structure and peer set for Rubex Credit Pvt Ltd - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 71/100, distress signals and MSME payment-delay disclosures - know whether Rubex Credit Pvt Ltd pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Rubex Credit Pvt Ltd - groundwork for KYC, onboarding and disputes.
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Frequently Asked Questions
Is Rubex Credit Pvt Ltd an active company?
Rubex Credit Pvt Ltd has MCA status “Active” with a compliance score of 75/100 (Low Risk).
Is Rubex Credit Pvt Ltd financially healthy?
Rubex Credit Pvt Ltd has a Financial Health Score of 50/100 (Moderate) based on its filed financial statements.
Should I do business with Rubex Credit Pvt Ltd?
Its overall Trust Score is 71/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Rubex Credit Pvt Ltd?
Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.
Does Rubex Credit Pvt Ltd have loans or charges against its assets?
1 open charge(s) are registered against its assets.
Is Rubex Credit Pvt Ltd up to date with its ROC filings?
Last balance sheet is for Mar 2020 - filings overdue. Overall compliance score: 75/100 (Low Risk).
Is it risky to lend to Rubex Credit Pvt Ltd?
Its Credit Risk Score is 35/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
