R.T.Nagar Chit Funds Private Limited - Due diligence report

A 360° intelligence report on R.T.Nagar Chit Funds Private Limited: trust score, financial health, credit view, compliance, directors, growt…

2009-08-25 Bangalore, Karnataka Active Unlisted Active Compliant
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RC R.T.Nagar Chit Funds Private Limited
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R.T.Nagar Chit Funds Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
91/100
Trust Score
Low Risk

R.T.Nagar Chit Funds Private Limited is assessed as Low Risk with a Trust Score of 91/100. R.T.Nagar Chit Funds Private Limited is an active private limited indian non-government company incorporated in 2009, operating in the Financial Services sector. Processed financial statements are not yet available for trend analysis. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 18 Jul 2026 from the latest processed filings. R.T.Nagar Chit Funds Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
91/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
93/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
85/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
65/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreNo Data
N/A
Needs at least two filed years to measure growth.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 1 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 65/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 1.42).
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 93/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Litigation present in 1 court forum(s).
  • 1 active GST registration(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
BYRANAHALLI NANJAPPA RAMESH 01234567 Director 01/04/2018 6 yrs Approved
MOHAN KUMAR BITTU GONDAHALLY PRASANA KUMAR 01234567 Director 01/04/2018 6 yrs Approved
KAVITHA GANGADHARAIAH 01234567 Director 01/04/2018 6 yrs Approved
AMBALARE SANNEGOWDA GOVINDEGOWDA 01234567 Director 01/04/2018 6 yrs Approved
GANAPATI DEVARU HEGDE 01234567 Director 01/04/2018 6 yrs Approved
PARATALA MURARAIAHSETTY VISWANATHAGUPTHA 01234567 Director 01/04/2018 6 yrs Approved
DAYANANDA BABU 01234567 Director 01/04/2018 6 yrs Approved
RAVISHANKAR RAMAIAH BITTUGONDANAHALLI 01234567 Director 01/04/2018 6 yrs Approved
  • 8 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: AMBALARE SANNEGOWDA GOVINDEGOWDA (Managing Director) · PARATALA MURARAIAHSETTY VISWANATHAGUPTHA (Whole-time director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth N/A · Distress 90
Growth signals & trust indicators
Operating for 16+ years.
Active GST registration(s).
Distress signals & risk flags
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence92/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment78/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view52/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
28 Oct 2021
Director ceased
AMBALARE SANNEGOWDA GOVINDEGOWDA
Director ceased
DAYANANDA BABU
23 Oct 2019
Director appointed
KAVITHA GANGADHARAIAH (Director)
02 Feb 2019
Director ceased
LINGEGOWDA SHIVAKUMAR
31 Mar 2018
Director appointed
MOHAN KUMAR BITTU GONDAHALLY PRASANA KUMAR (Director)
Director ceased
RAMANNA SANJEEVAIAH
Director ceased
PRASANNA KUMAR RAMAIAH BITTUGONDANAHALLI
11 Sep 2014
Director ceased
PARATALA MURARAIAHSETTY VISWANATHAGUPTHA
31 Mar 2011
Securities allotted
15000.00 Equity Shares - 1.50 Lakh raised
01 Sep 2010
Director appointed
PARATALA MURARAIAHSETTY VISWANATHAGUPTHA (Whole-time director)
Director appointed
RAVISHANKAR RAMAIAH BITTUGONDANAHALLI (Director)
25 Aug 2009
Incorporated
Registered with Roc Bangalore
Director appointed
BYRANAHALLI NANJAPPA RAMESH (Director)
10

Key Observations

Auto-generated from the data above
Compliance record is strong - status, filings and flags are clean.
8 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a dominant controlling stake as per the FY 2017 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Sri Santhoshmahaveer Chit Funds Private Limited U65992TZ1995PTC005761 The Nilgiris, Tamil Nadu, India
Gurdhan Vyaapar Private Limited U51909WB2005PTC100965 Kolkata, West Bengal, India
Soni Highrise Private Limited U45400WB2007PTC116400 Kolkata, West Bengal, India
P C Enterprises Pvt Ltd U70109WB1992PTC056760 Kolkata, West Bengal, India
Samvit Enterprises Pvt.Ltd. U51109WB1995PTC074700 Kolkata, West Bengal, India
Saradhi Chit Funds Private Limited U65923TG2014PTC094603 Warangal, Telangana, India
Sibani Financial Services Private Limited U74140DL2011PTC224217 New Delhi, Delhi, India
Scope Private Limited U28900MH1945PTC004437 Mumbai, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify R.T.Nagar Chit Funds Private Limited before audits and certifications: compliance score 93/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of R.T.Nagar Chit Funds Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 65/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score n/a, margin trends, ownership structure and peer set for R.T.Nagar Chit Funds Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 91/100, distress signals and MSME payment-delay disclosures - know whether R.T.Nagar Chit Funds Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for R.T.Nagar Chit Funds Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is R.T.Nagar Chit Funds Private Limited an active company?

R.T.Nagar Chit Funds Private Limited has MCA status “Active” with a compliance score of 93/100 (Low Risk).

Is R.T.Nagar Chit Funds Private Limited financially healthy?

R.T.Nagar Chit Funds Private Limited has a Financial Health Score of 85/100 (Low Risk) based on its filed financial statements.

Should I do business with R.T.Nagar Chit Funds Private Limited?

Its overall Trust Score is 91/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls R.T.Nagar Chit Funds Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 8 active director(s) are on record.

Does R.T.Nagar Chit Funds Private Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is R.T.Nagar Chit Funds Private Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 93/100 (Low Risk).

Is it risky to lend to R.T.Nagar Chit Funds Private Limited?

Its Credit Risk Score is 65/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.