Promoter holding
64.27%
RF
Rtc Financial Services Pvt Ltd - Due diligence report
A 360° intelligence report on Rtc Financial Services Pvt Ltd: trust score, financial health, credit view, compliance, directors, growth and …
RF
Rtc Financial Services Pvt Ltd
Full Due-Diligence Report + Documents
- Unlock all financial figures & 5-year trends
- Full trust, health & credit-risk scores
- Director details, charges & MCA documents
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Rtc Financial Services Pvt Ltd — 360° Intelligence Report
Generated from MCA filings & public records82/100
Trust Score
Low Risk
Rtc Financial Services Pvt Ltd is assessed as Low Risk with a Trust Score of 82/100. Rtc Financial Services Pvt Ltd is an active private limited indian non-government company incorporated in 1995, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.
Report generated on 12 Jul 2026 from the latest processed filings. Rtc Financial Services Pvt Ltd snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreLow Risk
82/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
70/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
85/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 60/100 Moderate
- Negative operating earnings - debt service depends on external support.
- No open charges - unencumbered balance sheet.
- Working-capital cover adequate.
- Profitable - internal accruals available.
Charges position: 0 open (-) · 11 satisfied (103.80 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| The Federal Bank Limited | 2 | 48.0 cr |
| Idbi Bank Limited | 1 | 48.0 cr |
| Yes Bank Limited | 1 | 48.0 cr |
| Others | 1 | 48.0 cr |
| The Federal Bank Ltd | 6 | 48.0 cr |
Compliance Score: 70/100 Moderate
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Flagged by authority: RBI.
05
Director Intelligence
Stability score: 95/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| CHANDRA KUMAR SUREKA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SANJAY SUREKA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| AAKASH SUREKA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ANAND SUREKA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 4 directors on the board.
- No disqualified or deactivated DINs.
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
06
Ownership & Group Intelligence
As per FY 2021 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
5
Capital events
1 allotment(s) · 9 transfer(s)
Promoters hold a majority stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Adhunik Pratisthan Private Limited | Associate Company | 74.00% |
| Adhunik Concrete Creations Private Limited | Associate Company | 74.00% |
| Yuvaraj Enterprises Privat | Associate Company | 74.00% |
| Cas Properties Private Limite | Associate Company | 74.00% |
| Hootnath Properties Private Limited | Associate Company | 74.00% |
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 40 · Distress 80
Growth signals & trust indicators
Operating for 31+ years.
Distress signals & risk flags
Outside liabilities up 38% in a year.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence77/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Statutory record is clean.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment70/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- No existing security registered - first-charge position available.
- Compliance record supports lending.
Investor view66/100
Mixed indicators
Growth quality and scalability through an investor lens.
- No clear growth signals in the filed years.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
28 Jun 2022
Charge satisfied
Idbi Bank Limited
02 Aug 2021
Charge satisfied
Others
16 Jan 2019
Charge created
Others - 13.00 cr
26 Sep 2017
Charge satisfied
The Federal Bank Ltd
16 Jun 2017
Charge satisfied
The Federal Bank Limited
31 Mar 2017
Share transfer (FY 2017)
14000.00000000 shares to Shree Tirupati Balaji Trust
Share transfer (FY 2017)
3400.00000000 shares to Shree Tirupati Balaji Trust
Share transfer (FY 2017)
6800.00000000 shares to Jai Maa Bhagwati Trust
Share transfer (FY 2017)
7000.00000000 shares to Jai Maa Bhagwati Trust
Share transfer (FY 2017)
2400.00000000 shares to Jai Baba Boothnath Trust
Share transfer (FY 2017)
3800.00000000 shares to Jai Maa Bhagwati Trust
Share transfer (FY 2017)
5000.00000000 shares to Jai Baba Boothnath Trust
05 Feb 2015
Charge satisfied
Yes Bank Limited
10
Key Observations
Auto-generated from the data aboveRevenue declined 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Net worth is positive.
4 active director(s) / partner(s); board looks stable and experienced.
All 11 registered charge(s) stand satisfied - past borrowings repaid.
Promoters hold a majority stake as per the FY 2021 annual return.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Roshni Vanijya Private Limited | U51109WB2005PTC106669 | Kolkata, West Bengal, India |
| Jindalco Construction Enterprises Pvt Ltd | U70109WB1991PTC052133 | Kolkata, West Bengal, India |
| Golden Moulds Private Ltd | U29295DL1985PTC019815 | Delhi, Delhi, India |
| Aleris Reality Private Limited | U70109WB2011PTC159264 | Kolkata, West Bengal, India |
| Chandrashekhar Roller Flour Mills Pvt Ltd | U15310MH1980PTC022762 | Yavatmal, Maharashtra, India |
| Magnificent Jewellers Private Limited | U36911DL2006PTC156182 | New Delhi, Delhi, India |
| Sunbird Realty Private Limited | U45400WB2012PTC188314 | Kolkata, West Bengal, India |
| Vishwa Fab-Weave Private Limited | U17119GJ1998PTC033582 | Surat, Gujarat, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Rtc Financial Services Pvt Ltd before audits and certifications: compliance score 70/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Rtc Financial Services Pvt Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Favourable lending indicators. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 40/100, margin trends, ownership structure and peer set for Rtc Financial Services Pvt Ltd - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 82/100, distress signals and MSME payment-delay disclosures - know whether Rtc Financial Services Pvt Ltd pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Rtc Financial Services Pvt Ltd - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Rtc Financial Services Pvt Ltd an active company?
Rtc Financial Services Pvt Ltd has MCA status “Active” with a compliance score of 70/100 (Moderate).
Is Rtc Financial Services Pvt Ltd financially healthy?
Rtc Financial Services Pvt Ltd has a Financial Health Score of 85/100 (Low Risk) based on its filed financial statements.
Should I do business with Rtc Financial Services Pvt Ltd?
Its overall Trust Score is 82/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Rtc Financial Services Pvt Ltd?
Promoters hold a majority stake - exact percentages are in the full report. 4 active director(s) are on record.
Does Rtc Financial Services Pvt Ltd have loans or charges against its assets?
No open charges - all 11 registered charge(s) stand satisfied, indicating past borrowings were repaid.
Is Rtc Financial Services Pvt Ltd up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 70/100 (Moderate).
Is it risky to lend to Rtc Financial Services Pvt Ltd?
Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Favourable lending indicators.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
