Rspl Limited - Due diligence report

A 360° intelligence report on Rspl: trust score, financial health, credit view, compliance, directors, growth and distress signals - generat…

1988-06-22 Kanpur, Uttar Pradesh Active Unlisted Active Compliant
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RL Rspl Limited
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Rspl — 360° Intelligence Report

Generated from MCA filings & public records
68/100
Trust Score
Moderate

Rspl is assessed as Moderate with a Trust Score of 68/100. Rspl is an active public limited indian non-government company incorporated in 1988, operating in the Environment sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.

Report generated on 27 Jul 2026 from the latest processed filings. Rspl Limited snapshot & full profile →

Overall Assessment CautionWeakNeutralGoodStrong Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
68/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
32/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
75/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
80/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Consolidated · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 80/100 Low Risk
  • Moderate gearing (D/E 38%).
  • Profitable - internal accruals available.
  • Externally credit-rated (A1).

Charges position: 12 open (3,406.93 cr) · 23 satisfied (1,853.44 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Sbicap Trustee Company Limited2 48.0 cr
Others7 48.0 cr
State Bank Of India5 48.0 cr
Citi Bank N.A.5 48.0 cr
Standard Chartered Bank5 48.0 cr
Yes Bank Limited4 48.0 cr
Compliance Score: 32/100 Caution Indicated
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: EPFO.
  • Litigation present in 4 court forum(s).
  • 3 auditor resignation(s) filed - latest: S R Batliboi & Co. LLP on 2020-09-08.
  • Delayed payments to MSME suppliers disclosed (99 disclosure(s)).
  • 24 active GST registration(s).
Legal cases on record (4)
05

Director Intelligence

Stability score: 90/100
NameDIN / PANDesignationAppointedTenureDIN status
SUSHIL KUMAR BAJPAI 01234567 Director 01/04/2018 6 yrs Approved
MURLIDHAR GYAN CHANDANI 01234567 Director 01/04/2018 6 yrs Approved
BIMAL KUMAR GYANCHANDANI 01234567 Director 01/04/2018 6 yrs Approved
MANOJ KUMAR 01234567 Director 01/04/2018 6 yrs Approved
RAHUL GYANCHANDANI 01234567 Director 01/04/2018 6 yrs Approved
ROHIT GYANCHANDANI 01234567 Director 01/04/2018 6 yrs Approved
RENUKA GULATI 01234567 Director 01/04/2018 6 yrs Approved
SUNIL SRIVASTAV 01234567 Director 01/04/2018 6 yrs Approved
RAJINDER PAL SINGH 01234567 Director 01/04/2018 6 yrs Approved
SUSHIL KUMAR BAJPAI 01234567 Director 01/04/2018 6 yrs Approved
NARESH KUMAR PHOOLWANI 01234567 Director 01/04/2018 6 yrs Approved
Abhishek Gupta 01234567 Director 01/04/2018 6 yrs Approved
  • 12 directors on the board.
  • No disqualified or deactivated DINs.
  • 2 director exit(s) in the last 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2025 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
1
Group entities
1
Capital events
1 allotment(s) · 1 transfer(s)
Group entityRelationship% held
Rspl Global Consumers Fze Subsidiary Company 74.00%
Rspl Health Bd Limited Subsidiary Company 74.00%
Rspl Health Private Limite Subsidiary Company 74.00%

Key managerial personnel: SUSHIL KUMAR BAJPAI (Whole-time director) · MURLIDHAR GYAN CHANDANI (Managing Director) · BIMAL KUMAR GYANCHANDANI (Managing Director) · MANOJ KUMAR (Whole-time director) · RAHUL GYANCHANDANI (Managing Director) · ROHIT GYANCHANDANI (Whole-time director) · SUSHIL KUMAR BAJPAI (CFO) · NARESH KUMAR PHOOLWANI (Whole-time director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 75
Growth signals & trust indicators
Operating for 38+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Compliance score is weak (32/100).
12 open charge(s) registered - assets are encumbered.
3 auditor resignation(s) on record - review the stated reasons.
MSME payment delays disclosed - latest outstanding 44.77 Lakh.
4 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence56/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment66/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 12 open charge(s) of 3,406.93 cr already registered.
  • Compliance gaps should be priced into terms.
Investor view59/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
13 Oct 2025
Charge satisfied
Standard Chartered Bank
30 Sep 2025
Last AGM held
Annual general meeting
22 Jul 2025
Director appointed
SUSHIL KUMAR BAJPAI (Whole-time director)
Director ceased
SUSHIL KUMAR BAJPAI
16 Jun 2025
Director appointed
Abhishek Gupta (Cfo)
26 May 2025
Director appointed
RAJINDER PAL SINGH (Director)
31 Mar 2025
Latest balance sheet
Filed with ROC
18 Mar 2025
Director appointed
SUNIL SRIVASTAV (Director)
03 Mar 2025
Charge satisfied
Citi Bank N.A.
11 Feb 2025
Director ceased
RAJINDER PAL SINGH
08 Oct 2024
Charge satisfied
Standard Chartered Bank
09 Aug 2024
Charge satisfied
Sbicap Trustee Company Limited
23 Apr 2024
Charge satisfied
Yes Bank Limited
09 Apr 2024
Charge satisfied
State Bank Of India
06 Apr 2024
Charge satisfied
State Bank Of India
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Debt-to-equity stands at 0.86 - manageable leverage.
Net worth is positive.
12 active director(s) / partner(s); board looks stable and experienced.
24 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 1 subsidiary(ies) - assess on a consolidated basis.
Carries an external credit rating of A1 from Icra.
EPFO-registered employer - verifiable payroll history exists.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Gacl L24110GJ1973PLC002247 Vadodara, Gujarat, India
The Fertilisers And Chemicals Travancore L24129KL1943GOI000371 Ernakulam, Kerala, India
Godrejindustries L24241MH1988PLC097781 Mumbai, Maharashtra, India
Gland Pharma L24239TG1978PLC002276 Medchal Malkajgiri District Hyderabad, Telangana, India
Finolex Pipes L40108PN1981PLC024153 District Pune, Maharashtra, India
Natcopharma L24230TG1981PLC003201 Hyderabad, Telangana, India
Ajanta Pharma L24230MH1979PLC022059 Mumbai, Maharashtra, India
Emcure L24231PN1981PLC024251 Pune City, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Rspl before audits and certifications: compliance score 32/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Rspl: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 80/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 40/100, margin trends, ownership structure and peer set for Rspl - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 68/100, distress signals and MSME payment-delay disclosures - know whether Rspl pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (4 case(s) on record), regulatory flags, charge documents trail and director networks for Rspl - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Rspl an active company?

Rspl has MCA status “Active” with a compliance score of 32/100 (Caution Indicated).

Is Rspl financially healthy?

Rspl has a Financial Health Score of 75/100 (Low Risk) based on its filed financial statements.

Should I do business with Rspl?

Its overall Trust Score is 68/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Rspl?

See the directors and ownership sections above for board and shareholding detail. 12 active director(s) are on record.

Does Rspl have loans or charges against its assets?

12 open charge(s) are registered against its assets, and 23 earlier charge(s) stand satisfied.

Is Rspl up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 32/100 (Caution Indicated).

Is it risky to lend to Rspl?

Its Credit Risk Score is 80/100 (Low Risk). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.