Promoter holding
64.27%
RC
Rishika Cottons Private Limited - Due diligence report
A 360° intelligence report on Rishika Cottons Private Limited: trust score, financial health, credit view, compliance, directors, growth and…
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Rishika Cottons Private Limited — 360° Intelligence Report
Generated from MCA filings & public records65/100
Trust Score
Moderate
Rishika Cottons Private Limited is assessed as Moderate with a Trust Score of 65/100. Rishika Cottons Private Limited is an active private limited indian non-government company incorporated in 2008, operating in the Fashion and Textile sector. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and moderate financial risk profile.
Report generated on 16 Aug 2026 from the latest processed filings. Rishika Cottons Private Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
65/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
41/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
70/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
35/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
60/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 2 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 35/100 Caution Indicated
- Liabilities ≈ 38% EBITDA - stretched.
- Open charges exceed net worth - secured lenders rank ahead.
- Elevated gearing (D/E 1.42).
- Profitable - internal accruals available.
- Externally credit-rated (B+).
Charges position: 1 open (15.00 cr) · 2 satisfied (14.20 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| State Bank Of Hyderabad | 1 | 48.0 cr |
| City Union Bank Limited | 1 | 48.0 cr |
| Andhra Bank | 1 | 48.0 cr |
Compliance Score: 41/100 Caution Indicated
- Company status is Active as per MCA.
- Marked ACTIVE non-compliant (INC-22A).
- Last balance sheet is for Mar 2015 - filings overdue.
- Litigation present in 2 court forum(s).
- 1 active GST registration(s).
Legal cases on record (2)
05
Director Intelligence
Stability score: 55/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| ARCHANA AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| VIJAY KUMAR AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SANTOSH AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| AJAY KUMAR AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 4 directors on the board.
- ARCHANA AGARWAL has DIN status "Disqualified by RoC u/s 164(2)".
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2015)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2015 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 0 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 60 · Distress 80
Growth signals & trust indicators
Profit expanded 2.1x year-on-year.
Operating for 17+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Statutory filings appear overdue.
Compliance score is weak (41/100).
1 open charge(s) registered - assets are encumbered.
2 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence60/100
Review suggested
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment47/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 1 open charge(s) of 15.00 cr already registered.
- Compliance gaps should be priced into terms.
Investor view65/100
Mixed indicators
Growth quality and scalability through an investor lens.
- 1 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management churn warrants questions.
09
MCA Filings & Events Timeline
Latest 13 events30 Sep 2015
Last AGM held
Annual general meeting
31 Mar 2015
Latest balance sheet
Filed with ROC
12 Sep 2014
Charge satisfied
City Union Bank Limited
04 Sep 2014
Charge created
State Bank Of Hyderabad - 15.00 cr
31 Oct 2011
Charge satisfied
Andhra Bank
20 Oct 2011
Charge created
City Union Bank Limited - 10.20 cr
22 Mar 2010
Securities allotted
590000 Equity Shares Without Differential Rights - 59.00 Lakh raised
08 Feb 2010
Charge created
Andhra Bank - 4.00 cr
24 Nov 2008
Incorporated
Registered with Roc Hyderabad
Director appointed
ARCHANA AGARWAL (Director)
Director appointed
VIJAY KUMAR AGARWAL (Director)
Director appointed
SANTOSH AGARWAL (Director)
Director appointed
AJAY KUMAR AGARWAL (Director)
10
Key Observations
Auto-generated from the data aboveRevenue grew 24% over the last 1 financial year(s).
Net profit margin moved from 0.86 to 61%.
Debt-to-equity stands at 38% - leverage worth monitoring.
Net worth is positive.
4 active director(s) / partner(s); review board churn before relying on management continuity.
1 active GST registration(s) indicate ongoing business operations.
Carries an external credit rating of B+ from Crisil.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2015 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Durairaj Mills Limited | U17111TZ1983PLC001281 | Coimbatore District, Tamil Nadu, India |
| Balkrishna Synthetics Limited | U17299MH2007PLC168720 | Mumbai, Maharashtra, India |
| Asa Garment Designs Private Limited | U51101JK2002PTC002225 | Jammu And Kashmir, Jammu & Kashmir, India |
| Richa Creation India Private Limited | U74994MH2008PTC183138 | Mumbai, Maharashtra, India |
| Shivang Carpets Private Limited | U17226UP2005PTC030678 | Uttar Pradesh, Uttar Pradesh, India |
| Ample Textile Corporation Private Limited | U17200MH2013PTC245873 | Mumbai, Maharashtra, India |
| Raghukul Cottex And Processing Private Limited | U17115GJ2009PTC058873 | Jasdan, Gujarat, India |
| K H Arind Private Limited | U18209TN1986PTC013654 | Chennai, Tamil Nadu, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Rishika Cottons Private Limited before audits and certifications: compliance score 41/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Rishika Cottons Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 35/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 60/100, margin trends, ownership structure and peer set for Rishika Cottons Private Limited - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 65/100, distress signals and MSME payment-delay disclosures - know whether Rishika Cottons Private Limited pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Rishika Cottons Private Limited - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Rishika Cottons Private Limited an active company?
Rishika Cottons Private Limited has MCA status “Active” with a compliance score of 41/100 (Caution Indicated).
Is Rishika Cottons Private Limited financially healthy?
Rishika Cottons Private Limited has a Financial Health Score of 70/100 (Moderate) based on its filed financial statements.
Should I do business with Rishika Cottons Private Limited?
Its overall Trust Score is 65/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Rishika Cottons Private Limited?
Promoters hold a dominant controlling stake - exact percentages are in the full report. 4 active director(s) are on record.
Does Rishika Cottons Private Limited have loans or charges against its assets?
1 open charge(s) are registered against its assets, and 2 earlier charge(s) stand satisfied.
Is Rishika Cottons Private Limited up to date with its ROC filings?
Marked ACTIVE non-compliant (INC-22A). Overall compliance score: 41/100 (Caution Indicated).
Is it risky to lend to Rishika Cottons Private Limited?
Its Credit Risk Score is 35/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
