Rga Software Systems Private Limited - Due diligence report

A 360° intelligence report on Rga Software Systems Private Limited: trust score, financial health, credit view, compliance, directors, growt…

2000-12-08 Bangalore South, Karnataka Active Unlisted Active Compliant
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RS Rga Software Systems Private Limited

Rga Software Systems Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
83/100
Trust Score
Low Risk

Rga Software Systems Private Limited is assessed as Low Risk with a Trust Score of 83/100. Rga Software Systems Private Limited is an active private limited indian non-government company incorporated in 2000, operating in the Real Estate and Construction sector. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 11 Jun 2026 from the latest processed filings. Rga Software Systems Private Limited snapshot & full profile →

Overall Assessment CautionWeakNeutralGoodStrong Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
83/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
83/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
75/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
95/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
70/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 95/100 Low Risk
  • Liabilities ≈ 38% EBITDA - serviceable.
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 1.42).
  • Profitable - internal accruals available.
  • Externally credit-rated (A).

Charges position: 0 open (-) · 36 satisfied (3,062.80 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Others10 48.0 cr
State Bank Of India1 48.0 cr
Punjab National Bank4 48.0 cr
Bank Of Baroda3 48.0 cr
Oriental Bank Of Commerce (Lenders Agent)1 48.0 cr
Allahabad Bank3 48.0 cr
Compliance Score: 83/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Litigation present in 1 court forum(s).
  • 1 auditor resignation(s) filed - latest: A.R.Viswanathan & Co on 2019-01-10.
  • 2 active GST registration(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 90/100
NameDIN / PANDesignationAppointedTenureDIN status
KANTA AGARWAL 01234567 Director 01/04/2018 6 yrs Approved
ABHISHEK AGARWAL 01234567 Director 01/04/2018 6 yrs Approved
ARUN KUMAR GOEL 01234567 Director 01/04/2018 6 yrs Approved
SIREESH KUPENDRA 01234567 Director 01/04/2018 6 yrs Approved
KUPENDRA REDDY DASAREDDY 01234567 Director 01/04/2018 6 yrs Approved
  • 5 directors on the board.
  • No disqualified or deactivated DINs.
  • 1 director exit(s) in the last 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
0 allotment(s) · 2 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: ABHISHEK AGARWAL (CEO)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 70 · Distress 75
Growth signals & trust indicators
Profit expanded 2.1x year-on-year.
Asset base grew 24% - capacity expansion.
Net margin improved to 0.86.
Operating for 25+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
1 auditor resignation(s) on record - review the stated reasons.
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence81/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment86/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view75/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 3 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
29 Sep 2024
Director ceased
SIREESH KUPENDRA
28 Jun 2024
Charge satisfied
Others
13 May 2024
Director appointed
SIREESH KUPENDRA (Director)
19 Sep 2023
Charge satisfied
State Bank Of India
11 May 2023
Charge satisfied
Others
24 Mar 2022
Charge satisfied
Others
10 Mar 2022
Charge created
Others - 132.00 cr
22 Oct 2021
Charge satisfied
Others
18 Feb 2021
Charge satisfied
Others
16 Feb 2021
Charge satisfied
Others
15 Dec 2020
Charge satisfied
Others
11 Nov 2020
Charge satisfied
The Jammu And Kashmir Bank Limited
01 Jan 2019
Director appointed
ABHISHEK AGARWAL (CEO)
10

Key Observations

Auto-generated from the data above
Revenue grew 61% over the last 4 financial year(s).
Net profit margin moved from 38% to 1.42.
Debt-to-equity stands at 2.1x - manageable leverage.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
5 active director(s) / partner(s); board looks stable and experienced.
2 active GST registration(s) indicate ongoing business operations.
All 36 registered charge(s) stand satisfied - past borrowings repaid.
Carries an external credit rating of A from Icra.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Larsen & Toubro U29119MH1997PLC109700 Mumbai, Maharashtra, India
Kalpataru U45202MH2000PTC129761 Mumbai, Maharashtra, India
Radiance Realty Developers U45201TN2007PLC062662 Chennai, Tamil Nadu, India
Casa Grande Homes Private Limited U74999TN2015PTC101406 Chennai, Tamil Nadu, India
Atmosphere Realty Private Limited U70102MH2007PTC166974 Mumbai, Maharashtra, India
Semplice Corporate Solutions Private Limited U70102MH2011PTC219815 Mumbai, Maharashtra, India
The Wadhwa Group U45200MH1982PTC026214 Mumbai, Maharashtra, India
Promtengineering U29253HR2006PTC045140 Gurugram, Haryana, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Rga Software Systems Private Limited before audits and certifications: compliance score 83/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Rga Software Systems Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 95/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 70/100, margin trends, ownership structure and peer set for Rga Software Systems Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 83/100, distress signals and MSME payment-delay disclosures - know whether Rga Software Systems Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Rga Software Systems Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Rga Software Systems Private Limited an active company?

Rga Software Systems Private Limited has MCA status “Active” with a compliance score of 83/100 (Low Risk).

Is Rga Software Systems Private Limited financially healthy?

Rga Software Systems Private Limited has a Financial Health Score of 75/100 (Low Risk) based on its filed financial statements.

Should I do business with Rga Software Systems Private Limited?

Its overall Trust Score is 83/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Rga Software Systems Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 5 active director(s) are on record.

Does Rga Software Systems Private Limited have loans or charges against its assets?

No open charges - all 36 registered charge(s) stand satisfied, indicating past borrowings were repaid.

Is Rga Software Systems Private Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 83/100 (Low Risk).

Is it risky to lend to Rga Software Systems Private Limited?

Its Credit Risk Score is 95/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.