Ratul Tex Private Limited - Due diligence report

A 360° intelligence report on Ratul Tex Private Limited: trust score, financial health, credit view, compliance, directors, growth and distr…

1995-05-03 Mumbai, Maharashtra Active Unlisted Active Compliant
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Ratul Tex Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
86/100
Trust Score
Low Risk

Ratul Tex Private Limited is assessed as Low Risk with a Trust Score of 86/100. Ratul Tex Private Limited is an active private limited indian non-government company incorporated in 1995, operating in the Manufacturing sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 21 Jul 2026 from the latest processed filings. Ratul Tex Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
86/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
88/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
80/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
70/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
45/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 70/100 Moderate
  • Open charges exceed net worth - secured lenders rank ahead.
  • Moderate gearing (D/E 38%).
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 1 open (30.00 Lakh) · 10 satisfied (18.56 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Union Bank Of India10 48.0 cr
Others1 48.0 cr
Compliance Score: 88/100 Low Risk
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2024).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
AMIT RAM CHHETIJA 01234567 Director 01/04/2018 6 yrs Approved
HARESH CHHETIJA TAHIKANDAS 01234567 Director 01/04/2018 6 yrs Approved
ASHOK TAHIKANDAS CHHETIJA 01234567 Director 01/04/2018 6 yrs Approved
MOTILAL TAHIKANDAS CHHETIJA 01234567 Director 01/04/2018 6 yrs Approved
RAMCHAND TAHIKANDAS CHHETIJA 01234567 Director 01/04/2018 6 yrs Approved
  • 5 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2022 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
3 allotment(s) · 0 transfer(s)

Promoters hold a majority stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 45 · Distress 75
Growth signals & trust indicators
Net margin improved to 1.42.
Operating for 31+ years.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
1 open charge(s) registered - assets are encumbered.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence84/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment78/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 1 open charge(s) of 30.00 Lakh already registered.
  • Compliance record supports lending.
Investor view68/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
20 Jul 2021
Charge satisfied
Union Bank Of India
19 Jul 2021
Charge satisfied
Others
Charge satisfied
Union Bank Of India
26 Nov 2019
Securities allotted
147375 Equity Shares - 14.74 Lakh raised
28 Jun 2017
Securities allotted
5000 Equity Shares - 50,000.00 raised
08 Aug 2016
Charge created
Others - 5.00 cr
23 Oct 2013
Securities allotted
1000.00 Equity Shares - 10,000.00 raised
18 Aug 2011
Charge created
Union Bank Of India - 1.00 cr
13 Sep 2010
Charge created
Union Bank Of India - 1.69 cr
16 Jul 2008
Director appointed
AMIT RAM CHHETIJA (Director)
29 Oct 2004
Charge created
Union Bank Of India - 83.71 Lakh
01 Aug 2003
Charge created
Union Bank Of India - 40.00 Lakh
15 Oct 2001
Charge created
Union Bank Of India - 1.00 cr
10

Key Observations

Auto-generated from the data above
Revenue declined 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Debt-to-equity stands at 61% - manageable leverage.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
5 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a majority stake as per the FY 2022 annual return.
Capital has been raised through 3 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Nebco Textile Industries Private Limited U99999MH1989PTC051177 Rabale, Maharashtra, India
T-Zerr Lifestyles Private Limited U18202GJ2016PTC092374 Surat, Gujarat, India
Infinite Yarns Private Ltd. U74899DL1987PTC029002 New Delhi, Delhi, India
Leatherythings Private Limited U19202DL2020PTC373656 South West Delhi, Delhi, India
Revolve Green Private Limited U18100GJ2020PTC114377 Vadodara, Gujarat, India
Madhav Ginning And Pressing Private Limited U17111GJ2005PTC046153 Jasdan, Gujarat, India
Varanasi Carpets (Exports) Private Limited U17297UP1981PTC005304 Uttar Pradesh, Uttar Pradesh, India
Armayesh Imports And Exports Private Limited U51900MH1986PTC041256 Mumbai, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Ratul Tex Private Limited before audits and certifications: compliance score 88/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Ratul Tex Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 70/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 45/100, margin trends, ownership structure and peer set for Ratul Tex Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 86/100, distress signals and MSME payment-delay disclosures - know whether Ratul Tex Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Ratul Tex Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Ratul Tex Private Limited an active company?

Ratul Tex Private Limited has MCA status “Active” with a compliance score of 88/100 (Low Risk).

Is Ratul Tex Private Limited financially healthy?

Ratul Tex Private Limited has a Financial Health Score of 80/100 (Low Risk) based on its filed financial statements.

Should I do business with Ratul Tex Private Limited?

Its overall Trust Score is 86/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Ratul Tex Private Limited?

Promoters hold a majority stake - exact percentages are in the full report. 5 active director(s) are on record.

Does Ratul Tex Private Limited have loans or charges against its assets?

1 open charge(s) are registered against its assets, and 10 earlier charge(s) stand satisfied.

Is Ratul Tex Private Limited up to date with its ROC filings?

Balance sheet slightly behind (Mar 2024). Overall compliance score: 88/100 (Low Risk).

Is it risky to lend to Ratul Tex Private Limited?

Its Credit Risk Score is 70/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.