Ratnasagar Builders And Developers Limited - Due diligence report

A 360° intelligence report on Ratnasagar Builders And Developers Limited: trust score, financial health, credit view, compliance, directors,…

1997-07-16 Mumbai, Maharashtra Active Unlisted Active Non-Compliant
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Ratnasagar Builders And Developers Limited — 360° Intelligence Report

Generated from MCA filings & public records
76/100
Trust Score
Low Risk

Ratnasagar Builders And Developers Limited is assessed as Low Risk with a Trust Score of 76/100. Ratnasagar Builders And Developers Limited is an active public limited indian non-government company incorporated in 1997, operating in the Real Estate and Construction sector. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.

Report generated on 17 Oct 2026 from the latest processed filings. Ratnasagar Builders And Developers Limited snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
76/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
68/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
60/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
60/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 68/100 Moderate
  • Company status is Active as per MCA.
  • Marked ACTIVE non-compliant (INC-22A).
  • Balance sheet slightly behind (Mar 2025).
05

Director Intelligence

Stability score: 90/100
NameDIN / PANDesignationAppointedTenureDIN status
CHETAN CHHABILDAS SHAH 01234567 Director 01/04/2018 6 yrs Approved
PANKAJ RASIKLAL SANGHAVI 01234567 Director 01/04/2018 6 yrs Approved
VINODCHANDRA RAJKARAN SHAH 01234567 Director 01/04/2018 6 yrs Approved
PRADEEP SHANTILAL SANGHAVI 01234567 Director 01/04/2018 6 yrs Approved
Ankita Agarwal 01234567 Director 01/04/2018 6 yrs Approved
  • 5 directors on the board.
  • No disqualified or deactivated DINs.
  • 2 director exit(s) in the last 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2019 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 60 · Distress 90
Growth signals & trust indicators
Latest year revenue grew 38%.
Operating for 29+ years.
Distress signals & risk flags
No critical warning flags detected in the available data.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence77/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment58/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view64/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 14 events
30 Sep 2025
Last AGM held
Annual general meeting
26 Aug 2025
Director ceased
HARESH RAJMAL SHAH
30 Jul 2025
Director appointed
Ankita Agarwal (Company Secretary)
31 Mar 2025
Latest balance sheet
Filed with ROC
30 Oct 2023
Director ceased
BHARAT VIMALBHAI SHAH
01 Jan 2021
Director ceased
SHYAMSUNDER SATYANARAYAN BUBNA
30 Sep 2016
Director ceased
JUGALKISHORE CHETANDAS AGARWAL
27 Sep 2013
Director ceased
KANUBHAI HIRALAL SHAH
28 Sep 2007
Director ceased
ASHOK SURAJMAL SHAH
29 Sep 2006
Director appointed
PRADEEP SHANTILAL SANGHAVI (Director)
19 Aug 2004
Director appointed
VINODCHANDRA RAJKARAN SHAH (Director)
14 Nov 2000
Director appointed
CHETAN CHHABILDAS SHAH (Director)
Director appointed
PANKAJ RASIKLAL SANGHAVI (Director)
16 Jul 1997
Incorporated
Registered with Roc Mumbai I
10

Key Observations

Auto-generated from the data above
Revenue grew 1.42 over the last 4 financial year(s).
Net worth is positive.
5 active director(s) / partner(s); board looks stable and experienced.
11

Peers & Related Companies

Full peer comparison →
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Stelron Trading Company Private Limited U52300MH2010PTC209529 Mumbai, Maharashtra
Popley Gold Limited U36910MH1995PLC085491 Mumbai, Maharashtra
Vc-Smt Waste Handling Private Limited U90001MH2010PTC207822 Mumbai, Maharashtra
Hi-Tech Dairy India Private Limited U15200MH2001PTC134176 Mumbai, Maharashtra
VRAJMAN CONSULTANTS LLP AAC-7987 Mumbai, Maharashtra
Kanungo Trading & Metals Private Limited U27300MH1985PTC036307 Mumbai, Maharashtra
KANAKNIDHI ALLOYICS LLP ACB-8028 Mumbai, Maharashtra
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Ratnasagar Builders And Developers Limited before audits and certifications: compliance score 68/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Ratnasagar Builders And Developers Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 60/100, margin trends, ownership structure and peer set for Ratnasagar Builders And Developers Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 76/100, distress signals and MSME payment-delay disclosures - know whether Ratnasagar Builders And Developers Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Ratnasagar Builders And Developers Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Ratnasagar Builders And Developers Limited an active company?

Ratnasagar Builders And Developers Limited has MCA status “Active” with a compliance score of 68/100 (Moderate).

Is Ratnasagar Builders And Developers Limited financially healthy?

Ratnasagar Builders And Developers Limited has a Financial Health Score of 60/100 (Moderate) based on its filed financial statements.

Should I do business with Ratnasagar Builders And Developers Limited?

Its overall Trust Score is 76/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Ratnasagar Builders And Developers Limited?

See the directors and ownership sections above for board and shareholding detail. 5 active director(s) are on record.

Does Ratnasagar Builders And Developers Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Ratnasagar Builders And Developers Limited up to date with its ROC filings?

Marked ACTIVE non-compliant (INC-22A). Overall compliance score: 68/100 (Moderate).

Is it risky to lend to Ratnasagar Builders And Developers Limited?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.