Ramsai Chitfund Private Limited - Due diligence report

A 360° intelligence report on Ramsai Chitfund Private Limited: trust score, financial health, credit view, compliance, directors, growth and…

2014-07-21 Wanaparthy, Telangana Active Unlisted Active Compliant
Share
RC Ramsai Chitfund Private Limited
Full Due-Diligence Report + Documents
  • Unlock all financial figures & 5-year trends
  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
₹700 ₹449 Save ₹251 excl. GST
Or from ₹279/report with credits View credit packages
Company Credits – Starter
  • One credit unlocks this full due-diligence report
  • Use across any company’s report, anytime
  • Credits valid for 12 months
× ₹700 ₹279 = ₹2,790 60% off
Choose your own credit amount View credit packages

Ramsai Chitfund Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
78/100
Trust Score
Low Risk

Ramsai Chitfund Private Limited is assessed as Low Risk with a Trust Score of 78/100. Ramsai Chitfund Private Limited is an active private limited indian non-government company incorporated in 2014, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and moderate financial risk profile.

Report generated on 21 Jul 2026 from the latest processed filings. Ramsai Chitfund Private Limited snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
78/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
55/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
85/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 2 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
SREENIVASULU GUNTHA 01234567 Director 01/04/2018 6 yrs Approved
SESHAIAH KALAKONDA 01234567 Director 01/04/2018 6 yrs Approved
MURALIDHAR PUPPALA 01234567 Director 01/04/2018 6 yrs Approved
KATAKAM VENKATSETTY 01234567 Director 01/04/2018 6 yrs Approved
  • 4 directors on the board.
  • MURALIDHAR PUPPALA has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 0 transfer(s)

Promoters hold the largest single block of equity - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 85 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +38% over 1 year(s).
Latest year revenue grew 1.42.
Asset base grew 2.1x - capacity expansion.
Operating for 12+ years.
Distress signals & risk flags
Outside liabilities up 24% in a year.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence87/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment62/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view73/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 3 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
22 Feb 2021
Director ceased
RAGHAVENDRA SWAMY GUBBA
Director ceased
VENKATESHWARLU LAGISETTY
Director ceased
SRINIVASULU ELLENDULA
Director ceased
VENKATESHWARLU ADDEM
Director ceased
METHUKU SANTHOSH APARNA
29 Jun 2020
Director ceased
SHIVA RAMULU MUNAGALA
Director ceased
BHARATH KUMAR EPURI
Director ceased
KALVA NAGA RAJU
22 Apr 2019
Director ceased
KURVA LOKESWARAMMA
16 May 2018
Director ceased
RAVI KUMAR JANUMPALLY
01 Jul 2016
Director ceased
RAMA LAKSHMAMMA KURVA
01 Sep 2015
Securities allotted
150000.00 Equity Shares - 15.00 Lakh raised
10 Aug 2015
Director appointed
SREENIVASULU GUNTHA (Director)
10

Key Observations

Auto-generated from the data above
Revenue grew 0.86 over the last 1 financial year(s).
Net profit margin moved from 61% to 38%.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
4 active director(s) / partner(s); review board churn before relying on management continuity.
Promoters hold the largest single block of equity as per the FY 2017 annual return.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Mango City Chits Private Limited U65992TZ1995PTC006646 Salem, Tamil Nadu, India
Scfs Finance Private Limited U65910TZ1997PTC008085 Coimbatore, Tamil Nadu, India
Abd Securities Private Limited U65993DL1996PTC082723 New Delhi, Delhi, India
Manikanta Chits Private Limited U65992KA1997PTC022396 Bangalore, Karnataka, India
Stuti Agro Pvt Ltd U01115WB1986PTC040112 Kolkata, West Bengal, India
G.M. Chit Funds (Chennai) Private Limited U65992TN2005PTC055181 Chennai 600051, Tamil Nadu, India
Wings Socio Welfare And Microfinance U93030UP2015NPL071963 Noida, Uttar Pradesh, India
Anna Kuries Private Limited U65992KL2011PTC028362 Ernakulam, Kerala, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Ramsai Chitfund Private Limited before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Ramsai Chitfund Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 85/100, margin trends, ownership structure and peer set for Ramsai Chitfund Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 78/100, distress signals and MSME payment-delay disclosures - know whether Ramsai Chitfund Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Ramsai Chitfund Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Ramsai Chitfund Private Limited an active company?

Ramsai Chitfund Private Limited has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Ramsai Chitfund Private Limited financially healthy?

Ramsai Chitfund Private Limited has a Financial Health Score of 55/100 (Moderate) based on its filed financial statements.

Should I do business with Ramsai Chitfund Private Limited?

Its overall Trust Score is 78/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Ramsai Chitfund Private Limited?

Promoters hold the largest single block of equity - exact percentages are in the full report. 4 active director(s) are on record.

Does Ramsai Chitfund Private Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Ramsai Chitfund Private Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Ramsai Chitfund Private Limited?

Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.