Ramkrishna Fincap Ltd - Due diligence report

A 360° intelligence report on Ramkrishna Fincap Ltd: trust score, financial health, credit view, compliance, directors, growth and distress …

1982-01-02 Kolkata, West Bengal Active Listed
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Ramkrishna Fincap Ltd — 360° Intelligence Report

Generated from MCA filings & public records
72/100
Trust Score
Moderate

Ramkrishna Fincap Ltd is assessed as Moderate with a Trust Score of 72/100. Ramkrishna Fincap Ltd is an active public limited indian non-government company incorporated in 1982, operating in the Financial Services sector. Processed financial statements are not yet available for trend analysis. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 16 Jul 2026 from the latest processed filings. Ramkrishna Fincap Ltd snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
72/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
75/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
80/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
25/100
No active directors on record.
Growth ScoreNo Data
N/A
Needs at least two filed years to measure growth.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 1 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 75/100 Low Risk
  • Company status is Active as per MCA.
  • Last balance sheet is for Apr 2018 - filings overdue.
05

Director Intelligence

Stability score: 25/100
No active directors on record.
06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a minority stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth N/A · Distress 80
Growth signals & trust indicators
Operating for 44+ years.
Distress signals & risk flags
Statutory filings appear overdue.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence76/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment70/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view46/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 3 events
29 Sep 2018
Last AGM held
Annual general meeting
12 Apr 2018
Latest balance sheet
Filed with ROC
02 Jan 1982
Incorporated
Registered with RoC-Kolkata
10

Key Observations

Auto-generated from the data above
Compliance record is strong - status, filings and flags are clean.
Promoters hold a minority stake as per the FY 2017 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Sethia Jain Finvest Pvt Ltd U15544WB1990PTC050437 Kolkata, West Bengal, India
Par Investments Ltd U65990GJ1987PLC092503 Atul, Gujarat, India
Sravanthi Agencies Private Limited U52110TG1991PTC013612 Hyderabad, Telangana, India
Elegant Finvest Private Limited U65929DL1996PTC079554 Delhi, Delhi, India
Aircel Smart Money Limited U67100MH2012PLC283932 Andheri East, Maharashtra, India
Option Exports Private Limited U51900MH1999PTC120857 Mumbai, Maharashtra, India
Money World Finance Private Limited U65100TZ2012PTC018747 Hosur, Tamil Nadu, India
Aradhana Commercial Private Limited U51109WB2006PTC112135 Kolkata, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Ramkrishna Fincap Ltd before audits and certifications: compliance score 75/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Ramkrishna Fincap Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score n/a, margin trends, ownership structure and peer set for Ramkrishna Fincap Ltd - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 72/100, distress signals and MSME payment-delay disclosures - know whether Ramkrishna Fincap Ltd pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Ramkrishna Fincap Ltd - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Ramkrishna Fincap Ltd an active company?

Ramkrishna Fincap Ltd has MCA status “Active” with a compliance score of 75/100 (Low Risk).

Is Ramkrishna Fincap Ltd financially healthy?

Ramkrishna Fincap Ltd has a Financial Health Score of 80/100 (Low Risk) based on its filed financial statements.

Should I do business with Ramkrishna Fincap Ltd?

Its overall Trust Score is 72/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Ramkrishna Fincap Ltd?

Promoters hold a minority stake - exact percentages are in the full report.

Does Ramkrishna Fincap Ltd have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Ramkrishna Fincap Ltd up to date with its ROC filings?

Last balance sheet is for Apr 2018 - filings overdue. Overall compliance score: 75/100 (Low Risk).

Is it risky to lend to Ramkrishna Fincap Ltd?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.