Promoter holding
64.27%
RS
Ramco Systems Limited - Due diligence report
A 360° intelligence report on Ramco: trust score, financial health, credit view, compliance, directors, growth and distress signals - genera…
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Ramco — 360° Intelligence Report
Generated from MCA filings & public records84/100
Trust Score
Low Risk
Ramco is assessed as Low Risk with a Trust Score of 84/100. Ramco is an active public limited indian non-government company incorporated in 1997, operating in the Information Technology sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.
Report generated on 29 Jun 2026 from the latest processed filings. Ramco Systems Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreLow Risk
84/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
72/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
80/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
70/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Consolidated · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 70/100 Moderate
- Moderate gearing (D/E 38%).
- Externally credit-rated (A2).
Charges position: 3 open (80.50 cr) · 14 satisfied (200.11 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Axis Bank Limited | 3 | 48.0 cr |
| Others | 2 | 48.0 cr |
| Uti Bank Ltd | 2 | 48.0 cr |
| State Bank Of India | 1 | 48.0 cr |
| The Federal Limited | 1 | 48.0 cr |
| Federal Bank Limited | 1 | 48.0 cr |
Compliance Score: 72/100 Moderate
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Litigation present in 3 court forum(s).
- Delayed payments to MSME suppliers disclosed (1 disclosure(s)).
- 4 active GST registration(s).
Legal cases on record (3)
05
Director Intelligence
Stability score: 90/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| SANKAR KRISHNAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SUBRAMANIAN . SUNDARESAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| NEMAM EECHAMBADI VIJAYARAGHAVAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| CHITRA VENKATARAMAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MAYURAM SWAMINATHAN KRISHNAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| POOSAPADI RAMASUBRAHMANEYA RAJHA VENKETRAMA RAJA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Shri R Ravi Kula Chandran | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ARRAKUNDAL VELAYUTHA RAJA DHARMAKRISHNAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| POOSAPADI VENKETRAMA RAJA ABINAVRAMASUBRAMANIAMRAJA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ARAVIND SRINIVASAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| POSAPADI PERUMAL SUBBA RAJA JANARTHANA RAJA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Ravikula Chandran Ramamurthy | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Mithun | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 13 directors on the board.
- No disqualified or deactivated DINs.
- 3 director exit(s) in the last 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
286 allotment(s) · 14 transfer(s)
Promoters hold a minority stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Pt Ramco Systems Indonesia, Indonesia | Subsidiary Company | 74.00% |
| R S L Software Co. Ltd., Sudan | Subsidiary Company | 74.00% |
| Ramco Middle East For Information Technology, Saudi Arabia | Subsidiary Company | 74.00% |
| Ramco Software Japan Limited, Japan | Subsidiary Company | 74.00% |
| Ramco System Inc., Philippines | Subsidiary Company | 74.00% |
| Ramco System Llc, Qatar | Subsidiary Company | 74.00% |
| Ramco System Vietnam Company Limited, Vietnam | Subsidiary Company | 74.00% |
| Ramco Systems (shanghai) Co. Ltd., China | Subsidiary Company | 74.00% |
| Ramco Systems Australia Pty Ltd., Australia | Subsidiary Company | 74.00% |
| Ramco Systems Fz-llc, Dubai | Subsidiary Company | 74.00% |
Key managerial personnel: SUBRAMANIAN . SUNDARESAN (CEO) · Shri R Ravi Kula Chandran (CFO) · POOSAPADI VENKETRAMA RAJA ABINAVRAMASUBRAMANIAMRAJA (Managing Director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 50 · Distress 90
Growth signals & trust indicators
Latest year revenue grew 1.42.
Operating for 29+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
3 open charge(s) registered - assets are encumbered.
MSME payment delays disclosed - latest outstanding 3.00.
3 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence81/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Statutory record is clean.
- No distress signals on file.
- Financial filings available for verification.
Banker assessment74/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 3 open charge(s) of 80.50 cr already registered.
- Compliance record supports lending.
Investor view69/100
Mixed indicators
Growth quality and scalability through an investor lens.
- 1 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events13 Aug 2025
Last AGM held
Annual general meeting
12 May 2025
Director appointed
Mithun (Company Secretary)
31 Mar 2025
Latest balance sheet
Filed with ROC
25 Mar 2025
Director appointed
CHITRA VENKATARAMAN (Director)
21 Oct 2024
Charge created
Others - 15.00 cr
09 Aug 2024
Charge satisfied
Idbi Bank Limited
01 Apr 2024
Director ceased
MURUGAPPAN MUTHIAH VENKATACHALAM
13 Mar 2024
Director ceased
MAYURAM SWAMINATHAN KRISHNAN
Director ceased
ARAVIND SRINIVASAN
07 Feb 2024
Director appointed
MAYURAM SWAMINATHAN KRISHNAN (Director)
Director appointed
ARAVIND SRINIVASAN (Director)
11 Sep 2023
Charge created
Others - 30.00 cr
03 Jul 2023
Director appointed
SUBRAMANIAN . SUNDARESAN (CEO)
02 Nov 2022
Securities allotted
2762 Equity Shares - 27,620.00 raised
03 Jun 2022
Securities allotted
372 Equity Shares - 3,720.00 raised
10
Key Observations
Auto-generated from the data aboveRevenue declined 2.1x over the last 4 financial year(s).
Debt-to-equity stands at 24% - manageable leverage.
Net worth is positive.
13 active director(s) / partner(s); board looks stable and experienced.
4 active GST registration(s) indicate ongoing business operations.
Carries an external credit rating of A2 from Icra.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a minority stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 286 security allotment(s) - amounts available in the full report.
154 overseas direct investment(s) (ODI) on record - international footprint.
| Company | CIN | Location |
|---|---|---|
| Ice | U72900DL1995PTC418611 | New Delhi, Delhi, India |
| Galaxe.Solutions | U72900KA2003PTC039683 | Bangalore, Karnataka, India |
| Evolent Health | U72900PN2016FTC158737 | Pune, Maharashtra, India |
| Innova Solutions | U72200TN2006FTC061524 | Kanchipuram, Tamil Nadu, India |
| Sunera Technologies Private Limited | U72200TG2005PTC048607 | Hyderabad, Telangana, India |
| Berkadia | U74999TG2002FTC039318 | Hyderabad, Telangana, India |
| Crmnext | U72900DL2001PTC112467 | New Delhi, Delhi, India |
| Nasdaq Corporate Solutions (India) Private Limited | U74900KA2013FTC069273 | Bangalore, Karnataka, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Ramco before audits and certifications: compliance score 72/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Ramco: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Favourable lending indicators. Credit risk score 70/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 50/100, margin trends, ownership structure and peer set for Ramco - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 84/100, distress signals and MSME payment-delay disclosures - know whether Ramco pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (3 case(s) on record), regulatory flags, charge documents trail and director networks for Ramco - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Ramco an active company?
Ramco has MCA status “Active” with a compliance score of 72/100 (Moderate).
Is Ramco financially healthy?
Ramco has a Financial Health Score of 80/100 (Low Risk) based on its filed financial statements.
Should I do business with Ramco?
Its overall Trust Score is 84/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Ramco?
Promoters hold a minority stake - exact percentages are in the full report. 13 active director(s) are on record.
Does Ramco have loans or charges against its assets?
3 open charge(s) are registered against its assets, and 14 earlier charge(s) stand satisfied.
Is Ramco up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 72/100 (Moderate).
Is it risky to lend to Ramco?
Its Credit Risk Score is 70/100 (Moderate). Banker verdict: Favourable lending indicators.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
