Rama Phosphates Limited - Due diligence report

A 360° intelligence report on Rama Phosphates: trust score, financial health, credit view, compliance, directors, growth and distress signal…

1984-09-03 Mumbai, Maharashtra Active Listed Active Compliant
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RP Rama Phosphates Limited
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Rama Phosphates — 360° Intelligence Report

Generated from MCA filings & public records
70/100
Trust Score
Moderate

Rama Phosphates is assessed as Moderate with a Trust Score of 70/100. Rama Phosphates is an active public limited indian non-government company incorporated in 1984, operating in the Agriculture sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.

Report generated on 24 Jul 2026 from the latest processed filings. Rama Phosphates Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Weak

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
70/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
42/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
95/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
75/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
35/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
85/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 75/100 Low Risk
  • Moderate gearing (D/E 38%).
  • Profitable - internal accruals available.

Charges position: 2 open (136.00 cr) · 47 satisfied (202.73 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Bank Of India11 48.0 cr
Vrushabh Trading Company Private Limited5 48.0 cr
Others3 48.0 cr
Nova Gelicon Private Limited3 48.0 cr
Uti Bank Limited1 48.0 cr
Idbi Bank Ltd.1 48.0 cr
Compliance Score: 42/100 Caution Indicated
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: DSE, BSE.
  • Litigation present in 3 court forum(s).
  • Delayed payments to MSME suppliers disclosed (31 disclosure(s)).
  • 13 active GST registration(s).
Legal cases on record (3)
05

Director Intelligence

Stability score: 35/100
NameDIN / PANDesignationAppointedTenureDIN status
BRIJ LAL KHANNA 01234567 Director 01/04/2018 6 yrs Approved
JAMBU KUMAR PARAKH 01234567 Director 01/04/2018 6 yrs Approved
BHAVNA MAHENDRA DAVE 01234567 Director 01/04/2018 6 yrs Approved
Kishore Prabhakar Sukthanker 01234567 Director 01/04/2018 6 yrs Approved
NILANJANA HARESH RAMSINGHANI 01234567 Director 01/04/2018 6 yrs Approved
NARESH VERMA 01234567 Director 01/04/2018 6 yrs Approved
Ratneshwar Prasad 01234567 Director 01/04/2018 6 yrs Approved
JAMBU KUMAR PARAKH 01234567 Director 01/04/2018 6 yrs Approved
PUSHPANGADAN MANGARI 01234567 Director 01/04/2018 6 yrs Approved
HARESH RAMSINGHANI 01234567 Director 01/04/2018 6 yrs Approved
  • 10 directors on the board.
  • NARESH VERMA has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • 5 director exits in 3 years - high churn.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2025 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
2 allotment(s) · 0 transfer(s)

Promoters hold a minority stake - exact percentages are part of the full report.

Key managerial personnel: JAMBU KUMAR PARAKH (CFO) · HARESH RAMSINGHANI (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 85 · Distress 90
Growth signals & trust indicators
Steady revenue growth: +1.42 over 4 year(s).
Latest year revenue grew 2.1x.
Profit expanded 24% year-on-year.
Net margin improved to 0.86.
Operating for 41+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Compliance score is weak (42/100).
2 open charge(s) registered - assets are encumbered.
MSME payment delays disclosed - latest outstanding 5.58 cr.
3 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence65/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment73/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 2 open charge(s) of 136.00 cr already registered.
  • Compliance gaps should be priced into terms.
Investor view85/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 4 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
13 Aug 2025
Last AGM held
Annual general meeting
12 Aug 2025
Director ceased
NARESH VERMA
14 May 2025
Director appointed
NARESH VERMA (Director)
31 Mar 2025
Latest balance sheet
Filed with ROC
27 Nov 2024
Charge created
Others - 8.00 cr
14 Nov 2024
Charge satisfied
Syndicate Bank
08 Jul 2024
Director ceased
Kishore Prabhakar Sukthanker
Director ceased
Ratneshwar Prasad
Director ceased
PUSHPANGADAN MANGARI
30 May 2024
Director appointed
Kishore Prabhakar Sukthanker (Director)
Director appointed
Ratneshwar Prasad (Director)
Director appointed
PUSHPANGADAN MANGARI (Director)
13 Mar 2024
Director appointed
JAMBU KUMAR PARAKH (Nodal Officer)
08 Mar 2024
Director ceased
DEONATH SINGH
21 Nov 2023
Charge satisfied
Canara Bank
10

Key Observations

Auto-generated from the data above
Revenue grew 61% over the last 4 financial year(s).
Net profit margin moved from 38% to 1.42.
Debt-to-equity stands at 2.1x - manageable leverage.
Net worth is positive.
10 active director(s) / partner(s); review board churn before relying on management continuity.
13 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a minority stake as per the FY 2025 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Karthik Agro Industries Private Limited U15323KA2007PTC041485 Bagalkot, Karnataka, India
Khaitan Chemicals & Fertilizer L24219MP1982PLC004937 Khargone., Madhya Pradesh, India
Valiant Organics L24230MH2005PLC151348 Mumbai, Maharashtra, India
Parbhudas Kishordas Tobacco Products Private Limited U16009GJ1971PTC001969 Ahmadabad City, Gujarat, India
Saraswati Sugar Mills Limited U01115HR2000PLC034519 Na, Haryana, India
Spectrum U24110MH1989PTC176088 Mumbai, Maharashtra, India
Kiri Industries L24231GJ1998PLC034094 Ahmedabad, Gujarat, India
Kokuyocamlin L24223MH1946PLC005434 Mumbai, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Rama Phosphates before audits and certifications: compliance score 42/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Rama Phosphates: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 75/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 85/100, margin trends, ownership structure and peer set for Rama Phosphates - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 70/100, distress signals and MSME payment-delay disclosures - know whether Rama Phosphates pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (3 case(s) on record), regulatory flags, charge documents trail and director networks for Rama Phosphates - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Rama Phosphates an active company?

Rama Phosphates has MCA status “Active” with a compliance score of 42/100 (Caution Indicated).

Is Rama Phosphates financially healthy?

Rama Phosphates has a Financial Health Score of 95/100 (Low Risk) based on its filed financial statements.

Should I do business with Rama Phosphates?

Its overall Trust Score is 70/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Rama Phosphates?

Promoters hold a minority stake - exact percentages are in the full report. 10 active director(s) are on record.

Does Rama Phosphates have loans or charges against its assets?

2 open charge(s) are registered against its assets, and 47 earlier charge(s) stand satisfied.

Is Rama Phosphates up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 42/100 (Caution Indicated).

Is it risky to lend to Rama Phosphates?

Its Credit Risk Score is 75/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.