Rajeshwari Fincom Limited - Due diligence report

A 360° intelligence report on Rajeshwari Fincom Limited: trust score, financial health, credit view, compliance, directors, growth and distr…

1997-06-13 Bhopal, Madhya Pradesh Active Unlisted Active Compliant
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Rajeshwari Fincom Limited — 360° Intelligence Report

Generated from MCA filings & public records
76/100
Trust Score
Low Risk

Rajeshwari Fincom Limited is assessed as Low Risk with a Trust Score of 76/100. Rajeshwari Fincom Limited is an active public limited indian non-government company incorporated in 1997, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Rajeshwari Fincom Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Weak

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
76/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
38/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
95/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
70/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 70/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 1.42).
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 38/100 Caution Indicated
  • Company status is Active as per MCA.
  • Last balance sheet is for Mar 2020 - filings overdue.
  • Flagged by authority: RBI.
  • Litigation present in 1 court forum(s).
  • 1 active GST registration(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
MANISH JAIN 01234567 Director 01/04/2018 6 yrs Approved
RAJESHWARI JAIN 01234567 Director 01/04/2018 6 yrs Approved
RISHABH KUMAR JAIN 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2020 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: RISHABH KUMAR JAIN (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 95 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Latest year revenue grew 24%.
Profit expanded 0.86 year-on-year.
Asset base grew 61% - capacity expansion.
Net margin improved to 38%.
Operating for 29+ years.
Active GST registration(s).
Distress signals & risk flags
Statutory filings appear overdue.
Compliance score is weak (38/100).
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence62/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment70/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view90/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 5 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
24 Oct 2022
Director ceased
NIMISHA JAIN
30 Sep 2020
Last AGM held
Annual general meeting
31 Mar 2020
Latest balance sheet
Filed with ROC
14 Jul 2019
Director ceased
HETAL KALPESH THAKKAR
Director ceased
KALPESH BHAGWANDAS THAKKAR
Director ceased
JAGRUTI KALPESH THAKKAR
10 Oct 2018
Director ceased
DADASAHEB WAMAN GAJELE
Director ceased
PRAKASH RAMCHANDRA KAMBLE
Director ceased
SABU JOY
09 Oct 2018
Director ceased
POONAM SHRIVASTAVA
Director ceased
BRIJ MOHAN SHRIVASTAVA
Director ceased
MADHULIKA SHRIVASTAVA
25 Mar 2017
Securities allotted
1800000 Equity Shares Without Differential Rights - 1.80 cr raised
30 Sep 2014
Director ceased
CHERIAN KALAYIL SHABU
Director ceased
NANCY SHABU
10

Key Observations

Auto-generated from the data above
Revenue grew 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Debt-to-equity stands at 0.86 - manageable leverage.
Net worth is positive.
3 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a dominant controlling stake as per the FY 2020 annual return.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Eternity Finance Consultants Private Limited U74999PN2013PTC148832 Ahmednagar, Maharashtra, India
Sarvesh Fincon Services Private Limited U74140RJ2013PTC041679 Jaipur, Rajasthan, India
Krishnamoney Chits Private Limited U65992KL2015PTC039330 Kulanada, Kerala, India
Pingle Commerce Pvt Ltd U51909WB1995PTC071875 Kolkata, West Bengal, India
Udayachal Viniyog Pvt Ltd U65993WB1985PTC038935 Kolkata, West Bengal, India
Hiranyakeshi Chits India Private Limited U65992KA2013PTC070780 Sankeshwar, Karnataka, India
Yaragatti Chits Private Limited U65992KA2012PTC065333 Savandatti, Karnataka, India
Samraat Finlease Private Limited U65921DL1997PTC084988 New Delhi, Delhi, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Rajeshwari Fincom Limited before audits and certifications: compliance score 38/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Rajeshwari Fincom Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 70/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Rajeshwari Fincom Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 76/100, distress signals and MSME payment-delay disclosures - know whether Rajeshwari Fincom Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Rajeshwari Fincom Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Rajeshwari Fincom Limited an active company?

Rajeshwari Fincom Limited has MCA status “Active” with a compliance score of 38/100 (Caution Indicated).

Is Rajeshwari Fincom Limited financially healthy?

Rajeshwari Fincom Limited has a Financial Health Score of 95/100 (Low Risk) based on its filed financial statements.

Should I do business with Rajeshwari Fincom Limited?

Its overall Trust Score is 76/100 (Low Risk). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Rajeshwari Fincom Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Rajeshwari Fincom Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Rajeshwari Fincom Limited up to date with its ROC filings?

Last balance sheet is for Mar 2020 - filings overdue. Overall compliance score: 38/100 (Caution Indicated).

Is it risky to lend to Rajeshwari Fincom Limited?

Its Credit Risk Score is 70/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.