Promoter holding
64.27%
PC
Psb Chits Private Limited - Due diligence report
A 360° intelligence report on Psb Chits Private Limited: trust score, financial health, credit view, compliance, directors, growth and distr…
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Psb Chits Private Limited
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Psb Chits Private Limited — 360° Intelligence Report
Generated from MCA filings & public records39/100
Trust Score
Caution Indicated
Psb Chits Private Limited is assessed as Caution Indicated with a Trust Score of 39/100. Psb Chits Private Limited is a private limited indian non-government company incorporated in 2008, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and high financial risk profile.
Report generated on 14 Jul 2026 from the latest processed filings. Psb Chits Private Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreCaution Indicated
39/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
5/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
45/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
35/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
55/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
30/100
Early-warning signals - higher means fewer warnings.
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Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 35/100 Caution Indicated
- Liabilities ≈ 38% EBITDA - stretched.
- No open charges - unencumbered balance sheet.
- Elevated gearing (D/E 1.42).
Charges position: 0 open (-) · 0 satisfied (-).
Compliance Score: 5/100 Caution Indicated
- Company status is "Strike Off" - not Active.
- Marked ACTIVE non-compliant (INC-22A).
- Last balance sheet is for Mar 2017 - filings overdue.
- Litigation present in 1 court forum(s).
Legal cases on record (1)
05
Director Intelligence
Stability score: 55/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| IQBAL BAHADUR SINGH BAWEJA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| PARMEET SINGH BAWEJA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 2 directors on the board.
- IQBAL BAHADUR SINGH BAWEJA has DIN status "Deactivated due to non-filing of DIR-3 KYC".
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
06
Ownership & Group Intelligence
As per FY 2017 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
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Subsidiaries
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Group entities
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Capital events
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Promoters hold a dominant controlling stake - exact percentages are part of the full report.
Full shareholding pattern, group structure & capital events →
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Risk Intelligence Center
Growth 55 · Distress 30
Growth signals & trust indicators
Latest year revenue grew 2.1x.
Asset base grew 24% - capacity expansion.
Operating for 18+ years.
Distress signals & risk flags
Losses deepening year-on-year.
Outside liabilities up 0.86 in a year.
Statutory filings appear overdue.
Adverse company status: Strike Off.
Compliance score is weak (5/100).
1 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence23/100
Caution indicated
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 4 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment30/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- No existing security registered - first-charge position available.
- Compliance gaps should be priced into terms.
Investor view48/100
Mixed indicators
Growth quality and scalability through an investor lens.
- 2 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management churn warrants questions.
09
MCA Filings & Events Timeline
Latest 5 events30 Sep 2017
Last AGM held
Annual general meeting
31 Mar 2017
Latest balance sheet
Filed with ROC
31 Jan 2008
Incorporated
Registered with Roc Delhi
Director appointed
IQBAL BAHADUR SINGH BAWEJA (Director)
Director appointed
PARMEET SINGH BAWEJA (Director)
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Key Observations
Auto-generated from the data aboveRevenue declined 61% over the last 4 financial year(s).
Net profit margin moved from 38% to 1.42.
Debt-to-equity stands at 2.1x - leverage worth monitoring.
Net worth is positive.
2 active director(s) / partner(s); review board churn before relying on management continuity.
Promoters hold a dominant controlling stake as per the FY 2017 annual return.
| Company | CIN | Location |
|---|---|---|
| Mantralaya Sri Raghavendra Chit Funds Private Limited | U65992AP2007PTC053776 | Vijayawada, Andhra Pradesh, India |
| Forex Leafin Private Limited | U65910GJ1994PTC149043 | Vadodara, Gujarat, India |
| New Step Chits Private Limited | U65992KA2014PTC073254 | Sindhanur, Karnataka, India |
| Multistar Chit Fund Company Private Limited | U65992HR2005PTC035744 | Gurugram, Haryana, India |
| Bankerman Kuries And Loans Private Limited | U65992KL1997PTC011187 | Thrichur, Kerala, India |
| Fregnence Chits Private Limited | U65992HR2003PTC035187 | Haryana, Haryana, India |
| Finewear Exports Private Limited | U51100MH1979PTC021479 | Mumbai, Maharashtra, India |
| Prema Marappan Chits Private Limited | U65992TZ2008PTC014165 | Tirupur, Tamil Nadu, India |
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Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Psb Chits Private Limited before audits and certifications: compliance score 5/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Psb Chits Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Enhanced diligence advised. Credit risk score 35/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 55/100, margin trends, ownership structure and peer set for Psb Chits Private Limited - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Caution indicated. Trust score 39/100, distress signals and MSME payment-delay disclosures - know whether Psb Chits Private Limited pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Psb Chits Private Limited - groundwork for KYC, onboarding and disputes.
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Frequently Asked Questions
Is Psb Chits Private Limited an active company?
Psb Chits Private Limited has MCA status “Strike Off” with a compliance score of 5/100 (Caution Indicated).
Is Psb Chits Private Limited financially healthy?
Psb Chits Private Limited has a Financial Health Score of 45/100 (Caution Indicated) based on its filed financial statements.
Should I do business with Psb Chits Private Limited?
Its overall Trust Score is 39/100 (Caution Indicated). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Psb Chits Private Limited?
Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.
Does Psb Chits Private Limited have loans or charges against its assets?
No charges are registered against this company - an unencumbered balance sheet.
Is Psb Chits Private Limited up to date with its ROC filings?
Marked ACTIVE non-compliant (INC-22A). Overall compliance score: 5/100 (Caution Indicated).
Is it risky to lend to Psb Chits Private Limited?
Its Credit Risk Score is 35/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
