P.S Study Smart Private Limited - Due diligence report

A 360° intelligence report on P.S Study Smart Private Limited: trust score, financial health, credit view, compliance, directors, growth and…

2020-06-17 Bangalore, Karnataka Strike Off Unlisted
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P.S Study Smart Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
53/100
Trust Score
Moderate

P.S Study Smart Private Limited is assessed as Moderate with a Trust Score of 53/100. P.S Study Smart Private Limited is a private limited indian non-government company incorporated in 2020, operating in the Education & Learing sector. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and high financial risk profile.

Report generated on 10 Oct 2026 from the latest processed filings. P.S Study Smart Private Limited snapshot & full profile →

Financial Health › Weak
Overall Assessment CautionWeakNeutralGoodStrong Neutral
Compliance › Weak

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
53/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
30/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
40/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
40/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
45/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 2 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 40/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Elevated gearing (D/E 38%).
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 30/100 Caution Indicated
  • Company status is "Strike Off" - not Active.
  • Last balance sheet is for Mar 2024 - filings overdue.
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
PRATHIMA SIVAGURU 01234567 Director 01/04/2018 6 yrs Approved
PRADEEP KUMAR KARUMANCHI 01234567 Director 01/04/2018 6 yrs Approved
AAL MAHALAXMI 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 50 · Distress 45
Growth signals & trust indicators
Operating for 6 years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 1.42 in a year.
Statutory filings appear overdue.
Adverse company status: Strike Off.
Compliance score is weak (30/100).
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence41/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment38/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view47/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 6 events
30 Sep 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
17 Jun 2020
Incorporated
Registered with Roc Bangalore
Director appointed
PRATHIMA SIVAGURU (Director)
Director appointed
PRADEEP KUMAR KARUMANCHI (Director)
Director appointed
AAL MAHALAXMI (Director)
10

Key Observations

Auto-generated from the data above
Debt-to-equity stands at 2.1x - leverage worth monitoring.
Net worth is positive.
3 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Devikripa Infrastructure Private Limited U45201KA2006PTC040632 Bangaluru, Karnataka
Hum India Fab Private Limited U85110KA1997PTC021777 Bangalore, Karnataka
Rfcomm Solutions & Services Private Limited U74999KA2017PTC101024 Bangaluru, Karnataka
Kaaleen Techmach Private Limited U85110KA1993PTC014967 Bangaluru, Karnataka
Cantata Home Furnitures Private Limited U52110KA2010PTC055315 Bangaluru, Karnataka
MASANY INFRA EQUIPMENTS LLP ABC-0888 Bangalore, Karnataka
Blue Rose Staffing Services Private Limited U74999KA2018PTC110489 Bangaluru, Karnataka
Rajendra Teaks And Resorts Private Limited U70101KA1996PTC020781 Bangalore, Karnataka
Appolo Travels And Tours Private Limited U63040KA1983PTC005681 Bangaluru, Karnataka
Mectus Systems India Private Limited U74110KA2014PTC076312 Bangaluru, Karnataka
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify P.S Study Smart Private Limited before audits and certifications: compliance score 30/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of P.S Study Smart Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 40/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 50/100, margin trends, ownership structure and peer set for P.S Study Smart Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 53/100, distress signals and MSME payment-delay disclosures - know whether P.S Study Smart Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for P.S Study Smart Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is P.S Study Smart Private Limited an active company?

P.S Study Smart Private Limited has MCA status “Strike Off” with a compliance score of 30/100 (Caution Indicated).

Is P.S Study Smart Private Limited financially healthy?

P.S Study Smart Private Limited has a Financial Health Score of 40/100 (Caution Indicated) based on its filed financial statements.

Should I do business with P.S Study Smart Private Limited?

Its overall Trust Score is 53/100 (Moderate). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls P.S Study Smart Private Limited?

See the directors and ownership sections above for board and shareholding detail. 3 active director(s) are on record.

Does P.S Study Smart Private Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is P.S Study Smart Private Limited up to date with its ROC filings?

Last balance sheet is for Mar 2024 - filings overdue. Overall compliance score: 30/100 (Caution Indicated).

Is it risky to lend to P.S Study Smart Private Limited?

Its Credit Risk Score is 40/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.