Promoter holding
64.27%
PH
Provident Housing Limited - Due diligence report
A 360° intelligence report on Provident Housing: trust score, financial health, credit view, compliance, directors, growth and distress sign…
Full Due-Diligence Report + Documents
- Unlock all financial figures & 5-year trends
- Full trust, health & credit-risk scores
- Director details, charges & MCA documents
₹700
₹449
Save ₹251
excl. GST
Or from ₹279/report with credits
View credit packages
Company Credits – Starter
- One credit unlocks this full due-diligence report
- Use across any company’s report, anytime
- Credits valid for 12 months
Choose your own credit amount
View credit packages
Provident Housing — 360° Intelligence Report
Generated from MCA filings & public records72/100
Trust Score
Moderate
Provident Housing is assessed as Moderate with a Trust Score of 72/100. Provident Housing is an active public limited indian non-government company incorporated in 2008, operating in the Real Estate and Construction sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.
Report generated on 16 Jul 2026 from the latest processed filings. Provident Housing Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
72/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
66/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
75/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
55/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
45/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
60/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 55/100 Moderate
- Liabilities ≈ 38% EBITDA - stretched.
- Open charges exceed net worth - secured lenders rank ahead.
- Moderate gearing (D/E 1.42).
- Profitable - internal accruals available.
- Externally credit-rated (A-).
Charges position: 24 open (2,611.38 cr) · 24 satisfied (3,603.37 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 26 | 48.0 cr |
| Idbi Trusteeship Services Limited | 10 | 48.0 cr |
| Standard Chartered Bank | 3 | 48.0 cr |
| Housing Development Finance Corporation Limited | 1 | 48.0 cr |
| Icici Bank | 1 | 48.0 cr |
| Lic Housing Finance Ltd | 1 | 48.0 cr |
Compliance Score: 66/100 Moderate
- Company status is Active as per MCA.
- Balance sheet slightly behind (Mar 2024).
- Litigation present in 2 court forum(s).
- Delayed payments to MSME suppliers disclosed (737 disclosure(s)).
- 7 active GST registration(s).
Legal cases on record (2)
05
Director Intelligence
Stability score: 45/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| ANUP SHAH SANMUKH | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| AMANDA JOY PURAVANKARA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| NANI RUSI CHOKSEY | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ASHISH RAVI PURAVANKARA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 4 directors on the board.
- AMANDA JOY PURAVANKARA has DIN status "Deactivated due to non-filing of DIR-3 KYC".
- 1 director exit(s) in the last 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Puravankara Limited
Subsidiaries
6
Group entities
6
Capital events
1 allotment(s) · 6 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Provident Cedar Private Limited | Subsidiary Company | 74.00% |
| Provident Meryta Private Limited | Subsidiary Company | 74.00% |
| Purva Good Earth Properties Private Limited | Subsidiary Company | 74.00% |
| Purva Sapphire Land Private Limited | Subsidiary Company | 74.00% |
| Varishtha Property Developers Private Limited | Subsidiary Company | 74.00% |
| Puravankara Limited | Holding Company | 74.00% |
| D.v.infrahomes Private Limited | Subsidiary Company | 74.00% |
Key managerial personnel: AMANDA JOY PURAVANKARA (Whole-time director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 60 · Distress 75
Growth signals & trust indicators
Profit expanded 2.1x year-on-year.
Net margin improved to 24%.
EPFO headcount growing - hiring signal.
Operating for 17+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
24 open charge(s) registered - assets are encumbered.
MSME payment delays disclosed - latest outstanding 13.10 cr.
2 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence70/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment64/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 24 open charge(s) of 2,611.38 cr already registered.
- Compliance gaps should be priced into terms.
Investor view68/100
Mixed indicators
Growth quality and scalability through an investor lens.
- 3 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management churn warrants questions.
09
MCA Filings & Events Timeline
Latest 15 events28 Nov 2025
Charge created
Others - 10.00 Lakh
21 Nov 2025
Charge created
Idbi Trusteeship Services Limited - 55.00 cr
04 Aug 2025
Charge created
Idbi Trusteeship Services Limited - 20.00 cr
05 Jun 2025
Charge created
Idbi Trusteeship Services Limited - 30.00 cr
29 May 2025
Director ceased
SASALU MALLANNA
12 May 2025
Charge satisfied
Others
24 Feb 2025
Charge created
Others - 100.00 cr
08 Oct 2024
Charge created
Others - 215.00 cr
26 Sep 2024
Last AGM held
Annual general meeting
09 Sep 2024
Charge satisfied
Idbi Trusteeship Services Limited
19 Aug 2024
Charge satisfied
Idbi Trusteeship Services Limited
29 Jul 2024
Charge created
Others - 100.00 cr
17 Jul 2024
Charge created
Others - 150.00 cr
Charge created
Others - 250.00 cr
10 Jul 2024
Charge created
Others - 90.00 cr
10
Key Observations
Auto-generated from the data aboveRevenue declined 0.86 over the last 4 financial year(s).
Net profit margin moved from 61% to 38%.
Debt-to-equity stands at 1.42 - manageable leverage.
Net worth is positive.
4 active director(s) / partner(s); review board churn before relying on management continuity.
7 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 6 subsidiary(ies) - assess on a consolidated basis.
Carries an external credit rating of A- from Icra.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Fujita Engineering India Private Limited | U74210TN2012FTC087478 | Chennai, Tamil Nadu, India |
| Bhate & Raje | U45202PN1999PTC014083 | Pune, Maharashtra, India |
| Rohanbuilders | U45202PN2001PTC016352 | Pune, Maharashtra, India |
| Desai Construction | U45201MH1988PTC269690 | Mumbai, Maharashtra, India |
| Unique Estates Development Company Limited | U45200MH1974PLC017190 | Mumbai, Maharashtra, India |
| Prestigeconstructions | U45309KA2022PTC157459 | Bangalore, Karnataka, India |
| Consort Builders Private Limited | U45200HP2004PTC027379 | Distt Solan Hp, Himachal Pradesh, India |
| Marathon Realty | U70100MH1994PTC084037 | Mumbai, Maharashtra, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Provident Housing before audits and certifications: compliance score 66/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Provident Housing: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 55/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 60/100, margin trends, ownership structure and peer set for Provident Housing - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 72/100, distress signals and MSME payment-delay disclosures - know whether Provident Housing pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Provident Housing - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Provident Housing an active company?
Provident Housing has MCA status “Active” with a compliance score of 66/100 (Moderate).
Is Provident Housing financially healthy?
Provident Housing has a Financial Health Score of 75/100 (Low Risk) based on its filed financial statements.
Should I do business with Provident Housing?
Its overall Trust Score is 72/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Provident Housing?
The ultimate holding entity is Puravankara Limited. 4 active director(s) are on record.
Does Provident Housing have loans or charges against its assets?
24 open charge(s) are registered against its assets, and 24 earlier charge(s) stand satisfied.
Is Provident Housing up to date with its ROC filings?
Balance sheet slightly behind (Mar 2024). Overall compliance score: 66/100 (Moderate).
Is it risky to lend to Provident Housing?
Its Credit Risk Score is 55/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
