Precious Finserve India Limited - Due diligence report

A 360° intelligence report on Precious Finserve India Limited: trust score, financial health, credit view, compliance, directors, growth and…

2017-12-11 Mumbai, Maharashtra Amalgamated Unlisted Active Compliant
Share
PF Precious Finserve India Limited
Full Due-Diligence Report + Documents
  • Unlock all financial figures & 5-year trends
  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
₹700 ₹449 Save ₹251 excl. GST
Or from ₹279/report with credits View credit packages
Company Credits – Starter
  • One credit unlocks this full due-diligence report
  • Use across any company’s report, anytime
  • Credits valid for 12 months
× ₹700 ₹279 = ₹2,790 60% off
Choose your own credit amount View credit packages

Precious Finserve India Limited — 360° Intelligence Report

Generated from MCA filings & public records
63/100
Trust Score
Moderate

Precious Finserve India Limited is assessed as Moderate with a Trust Score of 63/100. Precious Finserve India Limited is a public limited indian non-government company incorporated in 2017, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.

Report generated on 16 Jul 2026 from the latest processed filings. Precious Finserve India Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Weak

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
63/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
43/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
75/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
70/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
40/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 43/100 Caution Indicated
  • Company status is "Amalgamated" - not Active.
  • Balance sheet slightly behind (Mar 2024).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SURESH CHIMANLAL SHAH 01234567 Director 01/04/2018 6 yrs Approved
DILIP SITAPCHAND DALAL 01234567 Director 01/04/2018 6 yrs Approved
PRAVEENSHANKAR PRATAPSHANKAR PANDYA 01234567 Director 01/04/2018 6 yrs Approved
SANJAY JAYANTILAL BHANSALI 01234567 Director 01/04/2018 6 yrs Approved
NILESH NAVINCHANDRA SHAH 01234567 Director 01/04/2018 6 yrs Approved
  • 5 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2022 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Diamond India Limited
Subsidiaries
-
Group entities
-
Capital events
2 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Diamond India Limited Holding Company 74.00%

Key managerial personnel: PRAVEENSHANKAR PRATAPSHANKAR PANDYA (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 70 · Distress 40
Growth signals & trust indicators
Revenue acceleration: +38% over 4 year(s).
Operating for 8 years.
Distress signals & risk flags
Revenue declined year-on-year.
Profit declined two years in a row.
Adverse company status: Amalgamated.
Compliance score is weak (43/100).
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence48/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment60/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view70/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 14 events
30 Sep 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
30 Sep 2019
Director ceased
SANJAY JAYANTILAL BHANSALI
30 Sep 2018
Securities allotted
2043000 Equity Shares Without Differential Rights - 2.04 cr raised
23 Jun 2018
Director ceased
MEHUL NAVINCHANDRA SHAH
20 Jun 2018
Director ceased
MILAN TANVIR CHOKSHI
17 Jun 2018
Director ceased
SUMAN DNYANESHWAR VETURKAR
02 Apr 2018
Securities allotted
2043000 Equity Shares Without Differential Rights - 2.04 cr raised
13 Dec 2017
Director appointed
SANJAY JAYANTILAL BHANSALI (Director)
11 Dec 2017
Incorporated
Registered with Roc Mumbai
Director appointed
SURESH CHIMANLAL SHAH (Director)
Director appointed
DILIP SITAPCHAND DALAL (Director)
Director appointed
PRAVEENSHANKAR PRATAPSHANKAR PANDYA (Managing Director)
Director appointed
NILESH NAVINCHANDRA SHAH (Director)
10

Key Observations

Auto-generated from the data above
Revenue grew 1.42 over the last 4 financial year(s).
Net worth is positive.
5 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2022 annual return.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Saharsh Properties Private Limited U45201WB1996PTC081265 Sreebhumi, West Bengal, India
Amw Forex Private Limited U65929TN2019PTC128597 Chennai, Tamil Nadu, India
Rowfin Chit Fund Pvt.Ltd. U65992AP1982PTC003411 A.P., Andhra Pradesh, India
Agranta Consultants Private Limited U70200KA2012PTC064820 Bangalore, Karnataka, India
Sri Lakshmi Chit Funds Karimnagar Private Limited U67100TG2013PTC091665 Karimnagar, Telangana, India
Aspective Commercial Pvt Ltd U51109WB1995PTC070436 Kol, West Bengal, India
Britex Financial Services Pvt.Ltd. U65921WB1994PTC065885 Kolkata, West Bengal, India
G M Global Finance Pvt Ltd U67120WB1996PTC078416 Kolkata, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Precious Finserve India Limited before audits and certifications: compliance score 43/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Precious Finserve India Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 70/100, margin trends, ownership structure and peer set for Precious Finserve India Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 63/100, distress signals and MSME payment-delay disclosures - know whether Precious Finserve India Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Precious Finserve India Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Precious Finserve India Limited an active company?

Precious Finserve India Limited has MCA status “Amalgamated” with a compliance score of 43/100 (Caution Indicated).

Is Precious Finserve India Limited financially healthy?

Precious Finserve India Limited has a Financial Health Score of 75/100 (Low Risk) based on its filed financial statements.

Should I do business with Precious Finserve India Limited?

Its overall Trust Score is 63/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Precious Finserve India Limited?

The ultimate holding entity is Diamond India Limited. 5 active director(s) are on record.

Does Precious Finserve India Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Precious Finserve India Limited up to date with its ROC filings?

Balance sheet slightly behind (Mar 2024). Overall compliance score: 43/100 (Caution Indicated).

Is it risky to lend to Precious Finserve India Limited?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.