Promoter holding
64.27%
PC
Prachay Capital Limited - Due diligence report
A 360° intelligence report on Prachay: trust score, financial health, credit view, compliance, directors, growth and distress signals - gene…
Full Due-Diligence Report + Documents
- Unlock all financial figures & 5-year trends
- Full trust, health & credit-risk scores
- Director details, charges & MCA documents
₹700
₹349
50% off
New user
Or enjoy up to 50% off with credits
View credit packages
Company Credits – Starter
- One credit unlocks this full due-diligence report
- Use across any company’s report, anytime
- Credits valid for 12 months
Choose your own credit amount
View credit packages
Prachay — 360° Intelligence Report
Generated from MCA filings & public records80/100
Trust Score
Low Risk
Prachay is assessed as Low Risk with a Trust Score of 80/100. Prachay is an active public limited indian non-government company incorporated in 2017, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.
Report generated on 09 Jul 2026 from the latest processed filings. Prachay Capital Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreLow Risk
80/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
75/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
80/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
40/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
85/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 40/100 Caution Indicated
- Liabilities ≈ 38% EBITDA - stretched.
- Open charges exceed net worth - secured lenders rank ahead.
- Elevated gearing (D/E 1.42).
- Working-capital cover adequate.
- Profitable - internal accruals available.
- Externally credit-rated (BB+).
Charges position: 26 open (330.56 cr) · 35 satisfied (136.30 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 59 | 48.0 cr |
| State Bank Of India | 1 | 48.0 cr |
| Indian Overseas Bank | 1 | 48.0 cr |
Compliance Score: 75/100 Low Risk
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Litigation present in 1 court forum(s).
- 1 auditor resignation(s) filed - latest: SANS & Associates on 2018-01-25.
- Delayed payments to MSME suppliers disclosed (3 disclosure(s)).
- 1 active GST registration(s).
Legal cases on record (1)
05
Director Intelligence
Stability score: 85/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| GIRISH MURLIDHAR LAKHOTIYA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ROSHAN RAJENDRA SANCHETI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Divya Raizada | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| NILESH RAMESHCHANDRAJI SABOO | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Sonal Gupta | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Siddhi Sanjay Bothara | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Alok Karkera | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Vinita Bhattacharjee | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Archna Rastogi | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 9 directors on the board.
- No disqualified or deactivated DINs.
- 3 director exit(s) in the last 3 years.
Director & KMP remuneration (FY 2025)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2025 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
1
Group entities
1
Capital events
1 allotment(s) · 15 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Prachay Investment Managers Private Limited | Subsidiary Company | 74.00% |
Key managerial personnel: GIRISH MURLIDHAR LAKHOTIYA (Managing Director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 95 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Latest year revenue grew 24%.
Profit expanded 0.86 year-on-year.
Asset base grew 61% - capacity expansion.
EPFO headcount growing - hiring signal.
Operating for 9 years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 38% in a year.
26 open charge(s) registered - assets are encumbered.
1 auditor resignation(s) on record - review the stated reasons.
MSME payment delays disclosed - latest outstanding 22,680.00.
1 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence78/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Statutory record is clean.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment61/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 26 open charge(s) of 330.56 cr already registered.
- Compliance record supports lending.
Investor view86/100
Positive growth indicators
Growth quality and scalability through an investor lens.
- 5 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events21 Apr 2026
Charge satisfied
Others
30 Mar 2026
Charge satisfied
Others
27 Mar 2026
Charge satisfied
Others
16 Mar 2026
Charge created
Others - 73.83 cr
19 Feb 2026
Charge satisfied
Others
13 Feb 2026
Charge satisfied
Others
12 Feb 2026
Charge satisfied
Others
09 Feb 2026
Charge satisfied
Others
23 Jan 2026
Charge satisfied
Others
15 Jan 2026
Charge satisfied
Others
12 Jan 2026
Charge satisfied
Others
29 Dec 2025
Charge created
Others - 90.03 cr
24 Dec 2025
Charge satisfied
Others
01 Dec 2025
Charge satisfied
Others
06 Nov 2025
Charge satisfied
Others
10
Key Observations
Auto-generated from the data aboveRevenue grew 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Debt-to-equity stands at 0.86 - leverage worth monitoring.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
9 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 1 subsidiary(ies) - assess on a consolidated basis.
Carries an external credit rating of BB+ from Icra.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2025 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Arihant Forex Private Limited | U67190PB2002PTC025570 | Punjab, Punjab, India |
| Abhinandan Leasing And Finance Private Limited | U65910MH1986PTC039460 | Mumbai, Maharashtra, India |
| Semaya Limited | L01111DL1985PLC021268 | East Delhi, Delhi, India |
| Som Pro Facilities India Private Limited | U74140HR2014PTC053377 | Gurgaon, Haryana, India |
| Alankit | U74210DL1991PLC042569 | New Delhi, Delhi, India |
| Dma Forex Private Limited | U74999UP2017PTC091268 | Lucknow, Uttar Pradesh, India |
| Vasi Gateways Private Limited | U74999UP2020PTC138714 | Noida, Uttar Pradesh, India |
| Fair Forex Dealers Private Limited | U67190DL1998PTC096160 | New Delhi, Delhi, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Prachay before audits and certifications: compliance score 75/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Prachay: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 40/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Prachay - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 80/100, distress signals and MSME payment-delay disclosures - know whether Prachay pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Prachay - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Prachay an active company?
Prachay has MCA status “Active” with a compliance score of 75/100 (Low Risk).
Is Prachay financially healthy?
Prachay has a Financial Health Score of 80/100 (Low Risk) based on its filed financial statements.
Should I do business with Prachay?
Its overall Trust Score is 80/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Prachay?
Promoters hold a dominant controlling stake - exact percentages are in the full report. 9 active director(s) are on record.
Does Prachay have loans or charges against its assets?
26 open charge(s) are registered against its assets, and 35 earlier charge(s) stand satisfied.
Is Prachay up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 75/100 (Low Risk).
Is it risky to lend to Prachay?
Its Credit Risk Score is 40/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
