Pothys Retail Private Limited - Due diligence report

A 360° intelligence report on Pothys Retail: trust score, financial health, credit view, compliance, directors, growth and distress signals …

2020-07-05 Chennai, Tamil Nadu Active Unlisted
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Full Due-Diligence Report + Documents
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  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
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Pothys Retail — 360° Intelligence Report

Generated from MCA filings & public records
82/100
Trust Score
Low Risk

Pothys Retail is assessed as Low Risk with a Trust Score of 82/100. Pothys Retail is an active private limited indian non-government company incorporated in 2020, operating in the Manufacturing sector. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Pothys Retail Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
82/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
76/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
90/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
80/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
80/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
55/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 80/100 Low Risk
  • Liabilities ≈ 38% EBITDA - serviceable.
  • Open charges exceed net worth - secured lenders rank ahead.
  • Moderate gearing (D/E 1.42).
  • Profitable - internal accruals available.

Charges position: 24 open (1,831.43 cr) · 2 satisfied (90.52 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Others12 48.0 cr
Hdfc Bank Limited5 48.0 cr
Yes Bank Limited2 48.0 cr
Axis Bank Limited1 48.0 cr
Canara Bank2 48.0 cr
The Catholic Syrian Bank Ltd1 48.0 cr
Compliance Score: 76/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Litigation present in 2 court forum(s).
  • 1 auditor resignation(s) filed - latest: P.S.Venkatasubramanian & Co. on 2024-04-26.
  • 3 active GST registration(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 80/100
NameDIN / PANDesignationAppointedTenureDIN status
SADAYANDI RAMESH 01234567 Director 01/04/2018 6 yrs Approved
SADAYANDI MURUGESH 01234567 Director 01/04/2018 6 yrs Approved
SADAYANDI POTHIRAJ 01234567 Director 01/04/2018 6 yrs Approved
SADAYANDI MAHESH 01234567 Director 01/04/2018 6 yrs Approved
SADAYANDI ASHOK 01234567 Director 01/04/2018 6 yrs Approved
  • 5 directors on the board.
  • No disqualified or deactivated DINs.
  • 5 director exits in 3 years - high churn.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2025 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
4
Group entities
4
Capital events
-
Group entityRelationship% held
Pothys Swarna Mahal Private Limited Subsidiary Company 74.00%
City Centre(tirupur) Constructions Private Limited Subsidiary Company 74.00%
Vaiths Realty Private Limited Subsidiary Company 74.00%
Kvps Property Developers Private Limited Subsidiary Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 55 · Distress 80
Growth signals & trust indicators
EPFO headcount growing - hiring signal.
Operating for 6 years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
5 director exits within 2 years.
24 open charge(s) registered - assets are encumbered.
1 auditor resignation(s) on record - review the stated reasons.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence79/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment82/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 24 open charge(s) of 1,831.43 cr already registered.
  • Compliance record supports lending.
Investor view74/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
01 Dec 2025
Charge created
Hdfc Bank Limited - 148.90 cr
29 Nov 2025
Last AGM held
Annual general meeting
28 Nov 2025
Director ceased
SADAYANDI RAMESH
Director ceased
SADAYANDI MURUGESH
Director ceased
SADAYANDI POTHIRAJ
Director ceased
SADAYANDI MAHESH
Director ceased
SADAYANDI ASHOK
13 Nov 2025
Charge created
Others - 144.87 cr
18 Jun 2025
Charge created
Others - 155.00 cr
14 May 2025
Charge created
Others - 21.00 cr
05 May 2025
Charge created
Hdfc Bank Limited - 46.39 cr
02 May 2025
Charge created
Axis Bank Limited - 179.89 cr
31 Mar 2025
Latest balance sheet
Filed with ROC
19 Feb 2025
Charge created
Others - 130.00 cr
Charge created
Others - 50.00 cr
10

Key Observations

Auto-generated from the data above
Debt-to-equity stands at 2.1x - manageable leverage.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
5 active director(s) / partner(s); board looks stable and experienced.
3 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 4 subsidiary(ies) - assess on a consolidated basis.
EPFO-registered employer - verifiable payroll history exists.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Msilonline U85110KA1966SGC001612 Bangalore, Karnataka, India
Pure-Chemical U24111TN1998PTC040872 Chennai, Tamil Nadu, India
Pmjjewels U36911TG2004PTC043274 Hyderabad, Telangana, India
Westwell Gases Private Limited U15100WB2013PTC193253 Kolkata, West Bengal, India
Shoppersstop L51900MH1997PLC108798 Mumbai, Maharashtra, India
Thangamayil L36911TN2000PLC044514 Madurai 625001, Tamil Nadu, India
Shankarabuildpro L26922KA1995PLC018990 Bangalore, Karnataka, India
Aditya Vision L32109BR1999PLC008783 Phulwari, Bihar, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Pothys Retail before audits and certifications: compliance score 76/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Pothys Retail: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 80/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 55/100, margin trends, ownership structure and peer set for Pothys Retail - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 82/100, distress signals and MSME payment-delay disclosures - know whether Pothys Retail pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Pothys Retail - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Pothys Retail an active company?

Pothys Retail has MCA status “Active” with a compliance score of 76/100 (Low Risk).

Is Pothys Retail financially healthy?

Pothys Retail has a Financial Health Score of 90/100 (Low Risk) based on its filed financial statements.

Should I do business with Pothys Retail?

Its overall Trust Score is 82/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Pothys Retail?

See the directors and ownership sections above for board and shareholding detail. 5 active director(s) are on record.

Does Pothys Retail have loans or charges against its assets?

24 open charge(s) are registered against its assets, and 2 earlier charge(s) stand satisfied.

Is Pothys Retail up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 76/100 (Low Risk).

Is it risky to lend to Pothys Retail?

Its Credit Risk Score is 80/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.