Polynesia Commerce Pvt Ltd. - Due diligence report

A 360° intelligence report on Polynesia Commerce Pvt Ltd.: trust score, financial health, credit view, compliance, directors, growth and dis…

1989-05-26 Kolkata, West Bengal Active Unlisted Active Compliant
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PC Polynesia Commerce Pvt Ltd.
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Polynesia Commerce Pvt Ltd. — 360° Intelligence Report

Generated from MCA filings & public records
82/100
Trust Score
Low Risk

Polynesia Commerce Pvt Ltd. is assessed as Low Risk with a Trust Score of 82/100. Polynesia Commerce Pvt Ltd. is an active private limited indian non-government company incorporated in 1989, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Polynesia Commerce Pvt Ltd. snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
82/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
60/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
90/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
90/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
65/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 90/100 Low Risk
  • Liabilities ≈ 38% EBITDA - serviceable.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 2 satisfied (11.00 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Bank Of Baroda2 48.0 cr
Compliance Score: 60/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: FIU.
  • 1 auditor resignation(s) filed - latest: MONIKA BHADANI on 2016-08-11.
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
KUNAL JAIN 01234567 Director 01/04/2018 6 yrs Approved
KOMAL JAIN 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
1
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Kiran Consortium Trade Pvt Ltd Subsidiary Company 74.00%
Kunal Minerals Private Limited Associate Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 65 · Distress 90
Growth signals & trust indicators
Latest year revenue grew 1.42.
Profit expanded 2.1x year-on-year.
Net margin improved to 24%.
Operating for 37+ years.
Distress signals & risk flags
1 auditor resignation(s) on record - review the stated reasons.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence76/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment82/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view78/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 3 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 11 events
20 Nov 2025
Charge satisfied
Bank Of Baroda
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
28 Apr 2017
Director ceased
KUSUM JAIN
27 Apr 2017
Director appointed
KOMAL JAIN (Director)
25 Sep 2014
Charge created
Bank Of Baroda - 6.00 cr
23 Dec 2013
Charge created
Bank Of Baroda - 5.00 cr
30 Sep 2013
Director appointed
KUNAL JAIN (Director)
Director ceased
SURENDRA KUMAR JAIN
27 Sep 2008
Director ceased
HARI PRASAD AGARWAL
26 May 1989
Incorporated
Registered with Roc Kolkata
10

Key Observations

Auto-generated from the data above
Revenue declined 0.86 over the last 4 financial year(s).
Net profit margin moved from 61% to 38%.
Net worth is positive.
2 active director(s) / partner(s); board looks stable and experienced.
All 2 registered charge(s) stand satisfied - past borrowings repaid.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Jagadishwar Developers Private Limited U74900WB2010PTC140734 Burdwan, West Bengal, India
Gupta Fincaps Private Limited U67120DL1996PTC235090 Delhi, Delhi, India
Tm Commercials Private Limited U28113WB1996PTC081720 Kolkata, West Bengal, India
Right Corporate Services Limited U74140MH1994PLC080262 Mumbai, Maharashtra, India
Wismore Equity Private Limited U72200DL2010PTC206457 Delhi, Delhi, India
Utsav Distributors Private Limited U51909WB2008PTC123310 Kolkata, West Bengal, India
Shakti Ispat Products Pvt Ltd U27209WB1991PTC050675 Howrah, West Bengal, India
Pecon Systems Private Limited U22219WB2000PTC092010 Siliguri, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Polynesia Commerce Pvt Ltd. before audits and certifications: compliance score 60/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Polynesia Commerce Pvt Ltd.: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 90/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 65/100, margin trends, ownership structure and peer set for Polynesia Commerce Pvt Ltd. - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 82/100, distress signals and MSME payment-delay disclosures - know whether Polynesia Commerce Pvt Ltd. pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Polynesia Commerce Pvt Ltd. - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Polynesia Commerce Pvt Ltd. an active company?

Polynesia Commerce Pvt Ltd. has MCA status “Active” with a compliance score of 60/100 (Moderate).

Is Polynesia Commerce Pvt Ltd. financially healthy?

Polynesia Commerce Pvt Ltd. has a Financial Health Score of 90/100 (Low Risk) based on its filed financial statements.

Should I do business with Polynesia Commerce Pvt Ltd.?

Its overall Trust Score is 82/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Polynesia Commerce Pvt Ltd.?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.

Does Polynesia Commerce Pvt Ltd. have loans or charges against its assets?

No open charges - all 2 registered charge(s) stand satisfied, indicating past borrowings were repaid.

Is Polynesia Commerce Pvt Ltd. up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 60/100 (Moderate).

Is it risky to lend to Polynesia Commerce Pvt Ltd.?

Its Credit Risk Score is 90/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.