Pluto Fin Tech Private Limited - Due diligence report

A 360° intelligence report on Pluto Fin Tech Private Limited: trust score, financial health, credit view, compliance, directors, growth and …

2020-10-23 Bangalore, Karnataka Amalgamated Unlisted Active Compliant
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Pluto Fin Tech Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
63/100
Trust Score
Moderate

Pluto Fin Tech Private Limited is assessed as Moderate with a Trust Score of 63/100. Pluto Fin Tech Private Limited is a private limited indian non-government company incorporated in 2020, operating in the Real Estate and Construction sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.

Report generated on 29 Jun 2026 from the latest processed filings. Pluto Fin Tech Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Weak

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
63/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
30/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
80/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
45/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 2 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Elevated gearing (D/E 1.42).
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 30/100 Caution Indicated
  • Company status is "Amalgamated" - not Active.
  • Last balance sheet is for Mar 2022 - filings overdue.
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
ABHISHEK GOVIND PATIL 01234567 Director 01/04/2018 6 yrs Approved
NIKHIL PRADEEP JALAN 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2021 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Brep Asia Ii India Holding Co Vii (nq) Pte Ltd
Subsidiaries
-
Group entities
-
Capital events
2 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Brep Asia Ii India Holding Co Vii (nq) Pte Ltd Holding Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 95 · Distress 45
Growth signals & trust indicators
Revenue acceleration: +2.1x over 1 year(s).
Latest year revenue grew 24%.
Profit expanded 0.86 year-on-year.
Net margin improved to 61%.
Operating for 5 years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 38% in a year.
Statutory filings appear overdue.
Adverse company status: Amalgamated.
Compliance score is weak (30/100).
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence44/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment54/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view82/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 4 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 11 events
30 Sep 2022
Last AGM held
Annual general meeting
31 Mar 2022
Latest balance sheet
Filed with ROC
12 Apr 2021
Securities allotted
500000 Equity Shares Without Differential Rights - 50.00 Lakh raised
09 Mar 2021
Securities allotted
58603 Debentures - 586.04 cr raised
19 Feb 2021
Director ceased
ABHISHEK GOVIND PATIL
Director ceased
NIKHIL PRADEEP JALAN
17 Feb 2021
Director appointed
ABHISHEK GOVIND PATIL (Director)
Director appointed
NIKHIL PRADEEP JALAN (Director)
Director ceased
Prasad Kamlakant Lotlikar
Director ceased
DEVENDRA GOPIKISHAN DAGA
23 Oct 2020
Incorporated
Registered with Roc Bangalore
10

Key Observations

Auto-generated from the data above
Revenue grew 1.42 over the last 1 financial year(s).
Net profit margin moved from 2.1x to 24%.
Debt-to-equity stands at 0.86 - leverage worth monitoring.
Net worth is positive.
2 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2021 annual return.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Integr8 Fuels India Private Limited U74999MH2015FTC266794 Mumbai, Maharashtra, India
Acalvio Technologies U72200KA2015PTC083048 Bangalore, Karnataka, India
Kanchan Printing Press Private Limited U22111UP1988PTC009941 Uttar Pradesh, Uttar Pradesh, India
Inovative Technocast Private Limited U27310GJ2004PTC044992 Rajkot, Gujarat, India
Parama Retail Solutions (India) Private Limited U74899DL1986PTC024414 New Delhi, Delhi, India
Patil Container Lines Private Limited U63000MH2019PTC323342 Karjat, Maharashtra, India
Vraj Integrated Textile Park Limited U45300GJ2005PLC047423 Ahmedabad 380 015, Gujarat, India
Anil Mantra Logistix Private Limited U63000HR2009PTC039401 Gurgaon, Haryana, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Pluto Fin Tech Private Limited before audits and certifications: compliance score 30/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Pluto Fin Tech Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Pluto Fin Tech Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 63/100, distress signals and MSME payment-delay disclosures - know whether Pluto Fin Tech Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Pluto Fin Tech Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Pluto Fin Tech Private Limited an active company?

Pluto Fin Tech Private Limited has MCA status “Amalgamated” with a compliance score of 30/100 (Caution Indicated).

Is Pluto Fin Tech Private Limited financially healthy?

Pluto Fin Tech Private Limited has a Financial Health Score of 80/100 (Low Risk) based on its filed financial statements.

Should I do business with Pluto Fin Tech Private Limited?

Its overall Trust Score is 63/100 (Moderate). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Pluto Fin Tech Private Limited?

The ultimate holding entity is Brep Asia Ii India Holding Co Vii (nq) Pte Ltd. 2 active director(s) are on record.

Does Pluto Fin Tech Private Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Pluto Fin Tech Private Limited up to date with its ROC filings?

Last balance sheet is for Mar 2022 - filings overdue. Overall compliance score: 30/100 (Caution Indicated).

Is it risky to lend to Pluto Fin Tech Private Limited?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.