Peak Mercantiles Pvt Ltd - Due diligence report

A 360° intelligence report on Peak Mercantiles Pvt Ltd: trust score, financial health, credit view, compliance, directors, growth and distre…

1982-08-12 Kolkata, West Bengal Active Unlisted Active Compliant
Share
View plans Plan
PM Peak Mercantiles Pvt Ltd
View plans Plan
Full Due-Diligence Report + Documents
  • Unlock all financial figures & 5-year trends
  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
₹700 ₹349 50% off New user
Or enjoy up to 50% off with credits View credit packages
Company Credits – Starter
  • One credit unlocks this full due-diligence report
  • Use across any company’s report, anytime
  • Credits valid for 12 months
× ₹700 ₹279 = ₹2,790 60% off
Choose your own credit amount View credit packages

Peak Mercantiles Pvt Ltd — 360° Intelligence Report

Generated from MCA filings & public records
74/100
Trust Score
Moderate

Peak Mercantiles Pvt Ltd is assessed as Moderate with a Trust Score of 74/100. Peak Mercantiles Pvt Ltd is an active private limited indian non-government company incorporated in 1982, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.

Report generated on 14 Jul 2026 from the latest processed filings. Peak Mercantiles Pvt Ltd snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
74/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
63/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
70/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
75/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 63/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: FIU, RBI.
  • Litigation present in 1 court forum(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
RAJESH KALYANI 01234567 Director 01/04/2018 6 yrs Approved
SURESH PRASAD GUPTA 01234567 Director 01/04/2018 6 yrs Approved
GAURAV JALAN 01234567 Director 01/04/2018 6 yrs Approved
VINOD KUMAR AGRAWAL 01234567 Director 01/04/2018 6 yrs Approved
  • 4 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 75 · Distress 65
Growth signals & trust indicators
Revenue acceleration: +38% over 4 year(s).
Net margin improved to 1.42.
Operating for 43+ years.
Distress signals & risk flags
Revenue declined year-on-year.
Profit declined two years in a row.
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence67/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment64/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view73/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 2 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 14 events
12 May 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
30 Sep 2011
Director ceased
GAURAV JALAN
14 Feb 2011
Director appointed
GAURAV JALAN (Director)
Director ceased
PRAHLAD RAI BHARECH
30 Sep 2010
Director ceased
RAJESH KALYANI
Director ceased
VINOD KUMAR AGRAWAL
30 Aug 2010
Director appointed
RAJESH KALYANI (Director)
Director appointed
VINOD KUMAR AGRAWAL (Director)
Director ceased
JAI PRAKASH AGARWALA
20 Jun 2009
Securities allotted
400000.00 Equity Shares - 2.00 cr raised
05 Sep 2007
Director ceased
RADHEY SHYAM SUREKA
21 Dec 1995
Director appointed
SURESH PRASAD GUPTA (Director)
12 Aug 1982
Incorporated
Registered with Roc Kolkata
10

Key Observations

Auto-generated from the data above
Revenue grew 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Net worth is positive.
4 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Deccan Digital Networks Private Limited U64202MH2006PTC288655 Mumbai, Maharashtra, India
Ushodhaya Chit Fund Private Limited U65999TG2019PTC134136 Luxettipet, Telangana, India
Arka Fincap U65993MH2021PTC363806 Mumbai, Maharashtra, India
Tinnevelly Tuticorin Investments Ltd U45201WB1930PLC006944 Kolkata, West Bengal, India
Iti Mutual Fund Trustee Private Limited U65999MH2016PTC287077 Mumbai, Maharashtra, India
Swadhaan Microfinance Foundation U65999MH2017NPL290374 Malad (E), Mumbai, Maharashtra, India
Kandambath Holdings Private Limited U65999KL2021PTC071595 Kozhikode, Kerala, India
Maan Combine Capinvest Limited U65993RJ1999PLC015396 Jaipur, Rajasthan, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Peak Mercantiles Pvt Ltd before audits and certifications: compliance score 63/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Peak Mercantiles Pvt Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 75/100, margin trends, ownership structure and peer set for Peak Mercantiles Pvt Ltd - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 74/100, distress signals and MSME payment-delay disclosures - know whether Peak Mercantiles Pvt Ltd pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Peak Mercantiles Pvt Ltd - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Peak Mercantiles Pvt Ltd an active company?

Peak Mercantiles Pvt Ltd has MCA status “Active” with a compliance score of 63/100 (Moderate).

Is Peak Mercantiles Pvt Ltd financially healthy?

Peak Mercantiles Pvt Ltd has a Financial Health Score of 70/100 (Moderate) based on its filed financial statements.

Should I do business with Peak Mercantiles Pvt Ltd?

Its overall Trust Score is 74/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Peak Mercantiles Pvt Ltd?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 4 active director(s) are on record.

Does Peak Mercantiles Pvt Ltd have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Peak Mercantiles Pvt Ltd up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 63/100 (Moderate).

Is it risky to lend to Peak Mercantiles Pvt Ltd?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.