Paytm Services Private Limited - Due diligence report

A 360° intelligence report on Balance: trust score, financial health, credit view, compliance, directors, growth and distress signals - gene…

2016-06-28 New Delhi, Delhi Active Unlisted Active Compliant
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PS Paytm Services Private Limited
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Balance — 360° Intelligence Report

Generated from MCA filings & public records
65/100
Trust Score
Moderate

Balance is assessed as Moderate with a Trust Score of 65/100. Balance is an active private limited indian non-government company incorporated in 2016, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and high financial risk profile.

Report generated on 12 Jul 2026 from the latest processed filings. Paytm Services Private Limited snapshot & full profile →

Financial Health › Weak
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
65/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
93/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
40/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
30/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
75/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
50/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 93/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Litigation present in 1 court forum(s).
  • 3 active GST registration(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 30/100
NameDIN / PANDesignationAppointedTenureDIN status
ARPITA LODHA 01234567 Director 01/04/2018 6 yrs Approved
RIPUNJAI GAUR 01234567 Director 01/04/2018 6 yrs Approved
GEETIKA SHARMA 01234567 Director 01/04/2018 6 yrs Approved
DIVYANSHU ANAND 01234567 Director 01/04/2018 6 yrs Approved
Arpita Lodha 01234567 Director 01/04/2018 6 yrs Approved
  • 5 directors on the board.
  • DIVYANSHU ANAND has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • 10 director exits in 3 years - high churn.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
One 97 Communications Limited
Subsidiaries
-
Group entities
-
Capital events
9 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
One 97 Communications Limited Holding Company 74.00%

Key managerial personnel: ARPITA LODHA (CFO)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 75 · Distress 50
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
EPFO headcount growing - hiring signal.
Operating for 10+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
7 director exits within 2 years.
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence72/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment58/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view60/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 2 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
25 Nov 2025
Director appointed
Arpita Lodha (Cfo)
19 Nov 2025
Director appointed
ARPITA LODHA (CFO)
Director ceased
ARPITA LODHA
28 Aug 2025
Last AGM held
Annual general meeting
27 Aug 2025
Director ceased
Nikhil Kumar Jain
Director ceased
DIVYANSHU ANAND
18 Aug 2025
Director ceased
VARUN SRIDHAR
31 Mar 2025
Latest balance sheet
Filed with ROC
19 Feb 2025
Director appointed
DIVYANSHU ANAND (Director)
08 Sep 2024
Director ceased
ARJUN VAIDYANATHAN
Director ceased
SRINIVAS YANAMANDRA
05 Aug 2024
Director appointed
GEETIKA SHARMA (Company Secretary)
17 Jul 2024
Director ceased
SANJEEV GARG
15 Jul 2024
Director appointed
RIPUNJAI GAUR (Director)
17 Nov 2023
Director ceased
RIPUNJAI GAUR
10

Key Observations

Auto-generated from the data above
Revenue grew 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
5 active director(s) / partner(s); review board churn before relying on management continuity.
3 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Capital has been raised through 9 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Chola People And Marketing Services Private Limited U74999TN2016PTC111207 Chennai, Tamil Nadu, India
Korn /Ferry International Private Limited U99999MH1995PTC091913 Mumbai, Maharashtra, India
Lotus Manpower Consultants Services Private Limited U74140KA2007PTC042917 Bangalore South, Karnataka, India
Sudarshan Facilities Private Limited U74920DL2003PTC119686 New Delhi, Delhi, India
Allegis Global Solutions (India) Private Limited U72900KA2000PTC026205 Bannerghatta Road Bangalore, Karnataka, India
Easy Source U74999DL2011PTC223648 New Delhi, Delhi, India
Avant Career U74140DL2015PTC285430 New Delhi, Delhi, India
Day 'N' Day Services U74999TN1998PTC041063 Chennai, Tamil Nadu, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Balance before audits and certifications: compliance score 93/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Balance: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 75/100, margin trends, ownership structure and peer set for Balance - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 65/100, distress signals and MSME payment-delay disclosures - know whether Balance pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Balance - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Balance an active company?

Balance has MCA status “Active” with a compliance score of 93/100 (Low Risk).

Is Balance financially healthy?

Balance has a Financial Health Score of 40/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Balance?

Its overall Trust Score is 65/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Balance?

The ultimate holding entity is One 97 Communications Limited. 5 active director(s) are on record.

Does Balance have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Balance up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 93/100 (Low Risk).

Is it risky to lend to Balance?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.