Pattern Jewellery Private Limited - Due diligence report

A 360° intelligence report on Pattern Jewellery Private Limited: trust score, financial health, credit view, compliance, directors, growth a…

2008-03-07 Kolkata, West Bengal Active Unlisted Active Compliant
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PJ Pattern Jewellery Private Limited
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Pattern Jewellery Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
80/100
Trust Score
Low Risk

Pattern Jewellery Private Limited is assessed as Low Risk with a Trust Score of 80/100. Pattern Jewellery Private Limited is an active private limited indian non-government company incorporated in 2008, operating in the Consumer Goods sector. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and moderate financial risk profile.

Report generated on 08 Aug 2026 from the latest processed filings. Pattern Jewellery Private Limited snapshot & full profile →

Overall Assessment CautionWeakNeutralGoodStrong Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
80/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
50/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
RISHI SARAF 01234567 Director 01/04/2018 6 yrs Approved
Prateek Choudhury 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
06

Ownership & Group Intelligence

As per FY 2021 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Greenline Goods Private Limited
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Greenline Goods Private Limited Holding Company 74.00%
Allmost Heights Private Limited Subsidiary Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 50 · Distress 65
Growth signals & trust indicators
Operating for 18+ years.
Distress signals & risk flags
Losses deepening year-on-year.
Outside liabilities up 38% in a year.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence84/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment62/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view58/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 10 events
05 Dec 2025
Director appointed
Prateek Choudhury (Director)
29 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
23 Sep 2021
Director ceased
SANJOY SAHA
21 Aug 2021
Director appointed
RISHI SARAF (Director)
29 Aug 2014
Director ceased
PRATEEK CHOUDHURY
22 Aug 2014
Director ceased
MANJU CHOUDHURY
01 Sep 2011
Director ceased
SANDEEP GARG
10 Jan 2011
Director ceased
NIDHI GARG
07 Mar 2008
Incorporated
Registered with Roc Kolkata I
10

Key Observations

Auto-generated from the data above
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
2 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2021 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Surraya Jewels Private Limited U36910RJ2021PTC078207 Jaipur, Rajasthan, India
Rosa Amoris Jewellery Private Limited U36999MH2020PTC342691 Mumbai, Maharashtra, India
Sundaram Jewels Private Limited U36900MH1999PTC118993 Mumbai, Maharashtra, India
Karan Arjun Jewellery Private Limited U36911MH1999PTC118678 Mumbai, Maharashtra, India
Modison U26912MH1982PTC027005 Mumbai, Maharashtra, India
Rajshree Jewellers Private Limited U27205WB2007PTC115089 Kolkata, West Bengal, India
Alkin Pharma Private Limited U33309MH2020PTC340299 Central Mumbai, Maharashtra, India
S.K. Ornaments Private Limited U51398MH2008PTC185930 Mumbai, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Pattern Jewellery Private Limited before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Pattern Jewellery Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 50/100, margin trends, ownership structure and peer set for Pattern Jewellery Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 80/100, distress signals and MSME payment-delay disclosures - know whether Pattern Jewellery Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Pattern Jewellery Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Pattern Jewellery Private Limited an active company?

Pattern Jewellery Private Limited has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Pattern Jewellery Private Limited financially healthy?

Pattern Jewellery Private Limited has a Financial Health Score of 50/100 (Moderate) based on its filed financial statements.

Should I do business with Pattern Jewellery Private Limited?

Its overall Trust Score is 80/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Pattern Jewellery Private Limited?

The ultimate holding entity is Greenline Goods Private Limited. 2 active director(s) are on record.

Does Pattern Jewellery Private Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Pattern Jewellery Private Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Pattern Jewellery Private Limited?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.