Parshuram Fiinance Pvt Ltd - Due diligence report

A 360° intelligence report on Parshuram Fiinance Pvt Ltd: trust score, financial health, credit view, compliance, directors, growth and dist…

1993-10-21 Goa, Goa Active Unlisted Active Non-Compliant
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Parshuram Fiinance Pvt Ltd — 360° Intelligence Report

Generated from MCA filings & public records
74/100
Trust Score
Moderate

Parshuram Fiinance Pvt Ltd is assessed as Moderate with a Trust Score of 74/100. Parshuram Fiinance Pvt Ltd is an active private limited indian non-government company incorporated in 1993, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and moderate financial risk profile.

Report generated on 14 Aug 2026 from the latest processed filings. Parshuram Fiinance Pvt Ltd snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
74/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
80/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
70/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
55/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
75/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 55/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 80/100 Low Risk
  • Company status is Active as per MCA.
  • Marked ACTIVE non-compliant (INC-22A).
  • Annual filings current (balance sheet Mar 2025).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
ESPERANCA MARIA DO NASCIMENTO PATRICIO 01234567 Director 01/04/2018 6 yrs Approved
JOHN ANDREW SPENCE 01234567 Director 01/04/2018 6 yrs Approved
RAMESH PATIL 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • JOHN ANDREW SPENCE has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2022 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Prestige Holiday Resorts Llp
Subsidiaries
-
Group entities
1
Capital events
0 allotment(s) · 2 transfer(s)
Group entityRelationship% held
Prestige Holiday Resorts Llp Holding Company 74.00%
Regal Vacation Concepts Llp Associate Company 74.00%
Royal International Holiday Club (india) Private Limited Associate Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 75 · Distress 65
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
Net margin improved to 2.1x.
Operating for 32+ years.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Profit declined two years in a row.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence74/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment66/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view73/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 2 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 10 events
29 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
04 Oct 2018
Director ceased
RUSSELL ALEXANDER ROY KNIGHT
31 Mar 2017
Share transfer (FY 2017)
25900.00000000 shares to PRESTIGE HOLIDAY RESORTS LLP
27 Sep 2015
Director ceased
ESPERANCA MARIA DO NASCIMENTO PATRICIO
10 Jul 2015
Director appointed
ESPERANCA MARIA DO NASCIMENTO PATRICIO (Additional Director)
30 Dec 2009
Director appointed
RAMESH PATIL (Director)
Director ceased
DHARMESH VINODRAI VORA
31 Jan 1995
Director appointed
JOHN ANDREW SPENCE (Director)
21 Oct 1993
Incorporated
Registered with Roc Goa
10

Key Observations

Auto-generated from the data above
Revenue grew 24% over the last 4 financial year(s).
Net profit margin moved from 0.86 to 61%.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
3 active director(s) / partner(s); review board churn before relying on management continuity.
1 active GST registration(s) indicate ongoing business operations.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Narinder Singh And Sons Pvt Ltd U74899DL1961PTC003532 New Delhi, Delhi, India
Picturehouse Media U65191TN1988PLC015481 Chennai, Tamil Nadu, India
Krone Vyapaar Pvt. Ltd. U51398WB1994PTC061976 Kolkata, West Bengal, India
Nedumpillil Financial Company Limited U65910KL1996PLC011055 Kochi, Kerala, India
Open Futures U51909HR2010PTC041011 Gurgaon, Haryana, India
Responce Investments Limited U67120WB1994PLC064816 Kolkata, West Bengal, India
Sdal U66220RJ1989PLC066740 Jaipur, Rajasthan, India
Lord Fincap Limited U74899DL1995PLC065088 New Delhi, Delhi, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Parshuram Fiinance Pvt Ltd before audits and certifications: compliance score 80/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Parshuram Fiinance Pvt Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 55/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 75/100, margin trends, ownership structure and peer set for Parshuram Fiinance Pvt Ltd - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 74/100, distress signals and MSME payment-delay disclosures - know whether Parshuram Fiinance Pvt Ltd pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Parshuram Fiinance Pvt Ltd - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Parshuram Fiinance Pvt Ltd an active company?

Parshuram Fiinance Pvt Ltd has MCA status “Active” with a compliance score of 80/100 (Low Risk).

Is Parshuram Fiinance Pvt Ltd financially healthy?

Parshuram Fiinance Pvt Ltd has a Financial Health Score of 70/100 (Moderate) based on its filed financial statements.

Should I do business with Parshuram Fiinance Pvt Ltd?

Its overall Trust Score is 74/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Parshuram Fiinance Pvt Ltd?

The ultimate holding entity is Prestige Holiday Resorts Llp. 3 active director(s) are on record.

Does Parshuram Fiinance Pvt Ltd have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Parshuram Fiinance Pvt Ltd up to date with its ROC filings?

Marked ACTIVE non-compliant (INC-22A). Overall compliance score: 80/100 (Low Risk).

Is it risky to lend to Parshuram Fiinance Pvt Ltd?

Its Credit Risk Score is 55/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.