Pac Systems Limited - Due diligence report

A 360° intelligence report on Pac Systems Limited: trust score, financial health, credit view, compliance, directors, growth and distress si…

1988-01-05 Mumbai, Maharashtra Active Unlisted Active Compliant
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PS Pac Systems Limited
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Pac Systems Limited — 360° Intelligence Report

Generated from MCA filings & public records
71/100
Trust Score
Moderate

Pac Systems Limited is assessed as Moderate with a Trust Score of 71/100. Pac Systems Limited is an active public limited indian non-government company incorporated in 1988, operating in the Information Technology sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and high financial risk profile.

Report generated on 09 Aug 2026 from the latest processed filings. Pac Systems Limited snapshot & full profile →

Financial Health › Caution
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
71/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
20/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
40/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
55/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 40/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.

Charges position: 4 open (70.00 Lakh) · 0 satisfied (-).

Banking relationships (from registered charges)
LenderChargesAmount
State Bank Of India3 48.0 cr
Andhra Bank1 48.0 cr
Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SRI DIVYA SINGAMSETTY 01234567 Director 01/04/2018 6 yrs Approved
PAMARTHI RADHAKRISHNAKUMARI 01234567 Director 01/04/2018 6 yrs Approved
PAMARTHI VENKATA NARAYANA 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2020 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 50 · Distress 55
Growth signals & trust indicators
Latest year revenue grew 38%.
Operating for 38+ years.
Distress signals & risk flags
Losses deepening year-on-year.
Negative net worth.
4 open charge(s) registered - assets are encumbered.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence78/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment49/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 4 open charge(s) of 70.00 Lakh already registered.
  • Compliance record supports lending.
Investor view45/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 10 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
29 Jan 2022
Director appointed
SRI DIVYA SINGAMSETTY (Additional Director)
Director ceased
PAMARTHI RAVICHANDRA
26 Mar 1997
Charge created
State Bank Of India - 20.00 Lakh
07 Feb 1997
Charge created
State Bank Of India - 20.00 Lakh
09 Apr 1988
Director appointed
PAMARTHI RADHAKRISHNAKUMARI (Director)
Director appointed
PAMARTHI VENKATA NARAYANA (Director)
04 Feb 1988
Charge created
Andhra Bank - 10.00 Lakh
05 Jan 1988
Incorporated
Registered with Roc Mumbai I
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Compliance record is strong - status, filings and flags are clean.
3 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2020 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Growthgrasp Technologies Private Limited U72900WB2018PTC228371 Kolkata, West Bengal, India
Infforay Solutions U72300MH2010PTC202670 Mumbai, Maharashtra, India
Shiv Cyber Services Private Limited U72300DL2007PTC170191 New Delhi, Delhi, India
Wws Technologies Private Limited U40108KL1987PTC004732 Thiruvananthapuram, Kerala, India
Ains India Private Limited U72200TG1997PTC085249 Hyderabad, Telangana, India
Thillais U72900TN2012PTC089032 Chennai, Tamil Nadu, India
Russmedia Tech U72200GJ2013PTC077195 Vadodara, Gujarat, India
Wuckers Solution Private Limited U72900DL2017PTC320686 New Delhi, Delhi, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Pac Systems Limited before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Pac Systems Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 40/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 50/100, margin trends, ownership structure and peer set for Pac Systems Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 71/100, distress signals and MSME payment-delay disclosures - know whether Pac Systems Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Pac Systems Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Pac Systems Limited an active company?

Pac Systems Limited has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Pac Systems Limited financially healthy?

Pac Systems Limited has a Financial Health Score of 20/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Pac Systems Limited?

Its overall Trust Score is 71/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Pac Systems Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Pac Systems Limited have loans or charges against its assets?

4 open charge(s) are registered against its assets.

Is Pac Systems Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Pac Systems Limited?

Its Credit Risk Score is 40/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.