Oswal Leasing Limited - Due diligence report

A 360° intelligence report on Oswal Leasing: trust score, financial health, credit view, compliance, directors, growth and distress signals …

1983-06-30 New Delhi, Delhi Active Listed Active Compliant
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OL Oswal Leasing Limited
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Oswal Leasing — 360° Intelligence Report

Generated from MCA filings & public records
69/100
Trust Score
Moderate

Oswal Leasing is assessed as Moderate with a Trust Score of 69/100. Oswal Leasing is an active public limited indian non-government company incorporated in 1983, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.

Report generated on 28 Jun 2026 from the latest processed filings. Oswal Leasing Limited snapshot & full profile →

Financial Health › Neutral
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
69/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
60/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
50/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 60/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: FIU, BSE.
  • 2 auditor resignation(s) filed - latest: Ashish Sunil Jain & Co. on 2022-11-09.
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
KAMAL OSWAL 01234567 Director 01/04/2018 6 yrs Approved
MANISHA GUPTA 01234567 Director 01/04/2018 6 yrs Approved
DINESH GOGNA 01234567 Director 01/04/2018 6 yrs Approved
MONICA OSWAL 01234567 Director 01/04/2018 6 yrs Approved
MANI 01234567 Director 01/04/2018 6 yrs Approved
MANI 01234567 Director 01/04/2018 6 yrs Approved
ROSHAN LAL BEHL 01234567 Director 01/04/2018 6 yrs Approved
RAVI KUMAR 01234567 Director 01/04/2018 6 yrs Approved
Mani Saggi 01234567 Director 01/04/2018 6 yrs Approved
  • 9 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2024)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2024 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold the largest single block of equity - exact percentages are part of the full report.

Key managerial personnel: RAVI KUMAR (CFO)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 65
Growth signals & trust indicators
Operating for 42+ years.
Active GST registration(s).
Distress signals & risk flags
Losses deepening year-on-year.
Outside liabilities up 38% in a year.
2 auditor resignation(s) on record - review the stated reasons.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence64/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment50/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view51/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
02 Aug 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
16 Nov 2023
Director appointed
Mani Saggi (Company Secretary)
17 Oct 2023
Director appointed
MANI (Company Secretary)
12 May 2022
Director appointed
RAVI KUMAR (CFO)
28 Sep 2021
Director ceased
MANISHA GUPTA
Director ceased
ROSHAN LAL BEHL
12 Aug 2021
Director appointed
MANISHA GUPTA (Director)
Director appointed
ROSHAN LAL BEHL (Director)
30 Sep 2015
Director ceased
MONICA OSWAL
29 Sep 2015
Director ceased
NAVDEEP SHARMA
Director ceased
VIJAY KUMAR GUPTA
25 Mar 2015
Director appointed
MONICA OSWAL (Director)
30 May 2011
Director ceased
AMARJEET SINGH
30 Aug 2010
Director ceased
NARINDER KUMAR TYAGI
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Net worth is positive.
9 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold the largest single block of equity as per the FY 2024 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Vikram Trading Company Private Limited U51900MH1951PTC008377 Mumbai, Maharashtra, India
Upmint Solutions Private Limited U74110DL2020PTC373750 New Delhi, Delhi, India
Baan Business Investment Private Limited U65923UP2005PTC030974 Uttar Pradesh, Uttar Pradesh, India
Spectrum Techtrade Private Limited U65990RJ2021PTC075816 Jaipur, Rajasthan, India
Kunnamangalam Nidhi Limited U65990KL2021PLN070207 Kozhikode, Kerala, India
Maximus Multitrade Limited U27106MH1994PLC079431 Mumbai, Maharashtra, India
Rpb Steels Private Limited U26990CT2020PTC010903 Raipur, Chattisgarh, India
Kamod Finvest Pvt Ltd U67120WB1995PTC076208 Kolkata, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Oswal Leasing before audits and certifications: compliance score 60/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Oswal Leasing: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 40/100, margin trends, ownership structure and peer set for Oswal Leasing - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 69/100, distress signals and MSME payment-delay disclosures - know whether Oswal Leasing pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Oswal Leasing - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Oswal Leasing an active company?

Oswal Leasing has MCA status “Active” with a compliance score of 60/100 (Moderate).

Is Oswal Leasing financially healthy?

Oswal Leasing has a Financial Health Score of 50/100 (Moderate) based on its filed financial statements.

Should I do business with Oswal Leasing?

Its overall Trust Score is 69/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Oswal Leasing?

Promoters hold the largest single block of equity - exact percentages are in the full report. 9 active director(s) are on record.

Does Oswal Leasing have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Oswal Leasing up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 60/100 (Moderate).

Is it risky to lend to Oswal Leasing?

Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.